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Review Pan Mastercard Internacional 2021

If you are looking for an international card with an affordable annual fee and the Mastercard Surprise program. Check out the Pan Mastercard Internacional card review and see if this financial product is for you.

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Review cartão Pan Mastercard Internacional. Fonte: Melhores Destinos.
Pan Mastercard International Card Review. Source: Best Destinations.

Of course, not every credit card is for you, but how about getting to know the Pan Mastercard Internacional card review? It is a financial product with the Mastercard brand, international coverage, cashback program, among other advantages. Interested? So, continue reading and learn more about it. Let's go!

Annuity12x of R$ 20.00
minimum incomeMinimum wage
FlagMasterCard
RoofInternational
Benefitscashback program
deals club
PAN MAIS Program
Use + Pay Less (annuity exemption)
Main features of the card

How to apply for the Pan Internacional card

Learn how to apply for your Pan Mastercard International card from Pan bank. It is easy to request, has a management application, Offers Club and much more!

Pan Mastercard International Card Review: Everything You Need to Know

Tudo o que você precisa saber do cartão. Fonte: Pexels.
Everything you need to know about the card. Source: Pexels.

So, let's get to know a little about the Pan Mastercard Internacional card review, below.

annuity and coverage

If you want to find a Pan card with a low annual fee, you have found the ideal card. This is because the annual fee for the Pan Mastercard Internacional card is only 12x R$20.00, that is, R$ 240.00. In this case, you only pay R$ 20.00 per month to access all the advantages of this card.

And, in addition, depending on your monthly expense, you can also zero the annuity, that is, depending on the amount spent, you can exempt yourself from that monthly installment. And, all this, thanks to the Use + and Pay Less program.

On the other hand, the card is international, that is, if you think that in Brazil you don't have what you need, don't worry, as it is accepted in other countries.

Fees and Fees

Despite being an excellent card, Pan Internacional charges some fees, for example, the annual fee that is not charged on several other cards.

And, in addition, you also need to prove a minimum income of one minimum wage to be able to apply for the Pan Internacional card.

flag and benefits

So, the brand of the Pan Internacional card is Mastercard, so it is one of the most used brands in Brazil and worldwide, being a partner of several companies.

Well, with it, you have benefits, such as the Mastercard Surprise program, which allows you to accumulate points and exchange them for products and services.

And, in addition, you also have access to the Mastercard Global Service, which helps you with specialized emergency services.

Just as it has the original extended warranty, which, as the name implies, increases the warranty of the products you purchase by up to one year.

And you also have access to the purchase protection insurance that gives you comfort in knowing that your purchases will be protected against theft, right?

Therefore, the Pan Internacional card bears the Mastercard flag, not for nothing, because you know that it will bring you the best benefits on the market to help you with your purchases.

Advantages of the Pan Mastercard International card

Vantagens do cartão Pan Mastercard Internacional. Fonte: Pexels.
Advantages of the Pan Mastercard Internacional card. Source: Pexels.

If you had doubts about the advantages of the Pan Mastercard Internacional card, don't worry, because now you'll get rid of them all.

Thus, the first great advantage of this card is that it is super affordable, because, even charging an annuity, the rate is considered low, being only R$20.00 per month.

And, in addition, the income that needs to be proven is also low, one minimum wage, being more accessible than the other Pan bank cards.

Just as the card has a versatile and personalized application, for you to control your card limit and all your expenses.

And you also have access to the Offers Club, which guarantees several discounts on products from partner companies. In addition, it is possible to take advantage of the PAN MAIS points program, the cashback program and the Mastercard Surpreenda program.

Therefore, the Pan Internacional card is a great low-cost credit card option with good benefits.

Discover the Pan International Mastercard

Get to know the Pan Mastercard International card and have an ally when it comes to shopping anywhere in the world. Also, you can get Club Deal discounts

Disadvantages of the Pan International Mastercard

Well, one of the disadvantages of the card is the annual fee, because, despite being relatively low, it is still charged, which does not occur with other credit cards. However, there is the possibility of partial or full exemption from this value with the Use+ and Pay Menos program.

And, in addition, the card contains few points in the PAN MAIS program compared to other Pan bank cards, that is, it is not possible to exchange for many products.

Just as it also charges proof of income and analyzes it, so it is not a good alternative for people with low credit scores.

card application

So, the card app is the Pan bank app, which helps you take control of your finances in a practical, intuitive and secure way.

Thus, you can check the balance, issue the digital invoice, among other features. The app is available for both Android and iOS.

application process

If you liked the Pan Internacional card, now is the time to apply for it. To do so, simply enter Banco Pan's website, locate the financial product, fill in all your details and request the card. If approved, it will arrive at your home within 10 working days.

Also, if you want to know more details about this process, read our recommended content below.

How to apply for the Pan Internacional card

Learn how to apply for your Pan Mastercard International card from Pan bank. It is easy to request, has a management application, Offers Club and much more!

About the author  /  Joyce Viana

Graduated in Law from PUC Minas. Post Graduated in Criminal Law and Criminal Procedure by Faculdade Legale. She produces content for different niches, from recipes and finance to beauty and health. Since he was a child, he made writing his best friend, and he never stopped!

Reviewed by  /  Junior Aguiar

Senior Editor

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