Cards

Ourocard Universitário Card Review 2021

If you are studying higher education, are between 16 and 28 years old, have no income and need a college allowance. Check out our Ourocard Universitário card review, which brings you everything you need to know about this credit card with no annual fee and a pre-approved limit of R$ 1,500.00.

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Learn all about this financial product

Review cartão Ourocard Universitário 2021. Fonte: Banco do Brasil.
Review Ourocard Universitário card 2021. Source: Banco do Brasil.

If you are studying higher education and do not have a fixed income, but would like to have a credit limit to help you with college expenses, the Ourocard Universitário card was made for you. Therefore, check out the Ourocard Universário card review and check all its features. Let's go!

AnnuityExempt
minimum incomenot required
FlagVisa
RoofInternational
BenefitsCredit limit without proof of income
No credit analysis
Exemption from fees or fees
But, after all, what are the features of the card?

How to apply for a Ourocard Universitário card

The Ourocard Universitário card is an alternative for undergraduate students. It waives proof of income and offers free annuity. See how to order.

Ourocard Universitário card review: everything you need to know

Saiba tudo sobre o cartão Ourocard Universitário. Fonte: Pexels.
Learn all about the Ourocard Universitário card. Source: Pexels.

Now, it's time to check out the Ourocard Universitário card review, below.

annuity and coverage

So, the Ourocard Universitário card was created to make life easier for university students. That's because, if you're studying higher education, have no income or how to prove it, and still need a credit card to help you with college expenses, the Ourocard card was made for you.

Thus, the card does not charge an annuity so as not to bring more forms of debt to these people, on the contrary, it seeks to simplify the financial life of students.

And, in addition, the card is international, that is, if you need to make an exchange, you will be well assisted by the Ourocard bank created by Banco do Brasil. Therefore, if you are looking for a good credit card without having to go into debt, Ourocard Universitário was made for you.

rates to rates

Still in the Ourocard Universitário card review, we will talk about fees and tariffs. Thus, this card has no fees or tariffs, also aiming to help students with expenses.

So, if you are a student and want a card without charging fees and tariffs, the Ourocard Universitário card was made for you.

flag and benefits

So, the Visa brand was chosen to integrate the Ourocard Universitário card. Thus, through it you have access to the Vai de Visa Program, 24-hour Visa assistance, discounts and exclusive offers on products and services that can be used in partner establishments.

Therefore, the Visa flag also came to help students in this endeavor of university life.

Advantages of the Ourocard Universitário card

Vantagens do cartão Ourocard Universitário. Fonte: Pexels.
Advantages of the Ourocard Universitário card. Source: Pexels.

So, let's get to know the biggest advantages of this card now. Namely, this card does not require proof of income, does not carry out a credit analysis, does not charge an annuity and no fee or fee for using the services.

And, in addition, you have discounts on various apps, such as Ifood, which for students is a “hand on the wheel”, as having discounts on apps like this and others, helps to make the moment of studying simpler and less expensive .

Furthermore, you have access to a pre-approved limit in the amount of R$1,500, which you can use as you wish, for example, to purchase books and participate in university events.

Therefore, to make your financial life much more peaceful to focus only on your studies.

Discover the Ourocard Universitário credit card

The Ourocard Universitário credit card is a good option for higher education students. Know its advantages and disadvantages!

Disadvantages of the Ourocard Universitário card

So, unfortunately not everything is rosy and the Ourocard card also has some disadvantages, for example, it has an age limit of 16 to 28 years.

This means that, if you are a university student over this age group, you will not be able to get a good limit without proof of income and you will have a traditional Banco do Brasil account.

Furthermore, it is important to point out that the possibility of obtaining this pre-approved limit will only last until 12/31/2021. This is because Banco do Brasil has informed this deadline so that students without proof of income can count on this value.

card application

Still in the Ourocard Universitário card review, let's talk about the card application. Then, through the application you can access your card bill, request the Ourocard card, block or unblock the card and also have access to the various functionalities.

application process

So, to request the Ourocard Universitário card from Banco do Brasil, you can do it through the financial institution’s website or through the bank’s application. But, to know the step by step, click on the recommended content below.

How to apply for a Ourocard Universitário card

The Ourocard Universitário card is an alternative for undergraduate students. It waives proof of income and offers free annuity. See how to order.

About the author  /  Joyce Viana

Graduated in Law from PUC Minas. Post Graduated in Criminal Law and Criminal Procedure by Faculdade Legale. She produces content for different niches, from recipes and finance to beauty and health. Since he was a child, he made writing his best friend, and he never stopped!

Reviewed by  /  Junior Aguiar

Senior Editor

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