Cards
Ourocard Universitário Card Review 2021
If you are studying higher education, are between 16 and 28 years old, have no income and need a college allowance. Check out our Ourocard Universitário card review, which brings you everything you need to know about this credit card with no annual fee and a pre-approved limit of R$ 1,500.00.
Advertisement
Learn all about this financial product
If you are studying higher education and do not have a fixed income, but would like to have a credit limit to help you with college expenses, the Ourocard Universitário card was made for you. Therefore, check out the Ourocard Universário card review and check all its features. Let's go!
Annuity | Exempt |
minimum income | not required |
Flag | Visa |
Roof | International |
Benefits | Credit limit without proof of income No credit analysis Exemption from fees or fees |
How to apply for a Ourocard Universitário card
The Ourocard Universitário card is an alternative for undergraduate students. It waives proof of income and offers free annuity. See how to order.
Ourocard Universitário card review: everything you need to know
Now, it's time to check out the Ourocard Universitário card review, below.
annuity and coverage
So, the Ourocard Universitário card was created to make life easier for university students. That's because, if you're studying higher education, have no income or how to prove it, and still need a credit card to help you with college expenses, the Ourocard card was made for you.
Thus, the card does not charge an annuity so as not to bring more forms of debt to these people, on the contrary, it seeks to simplify the financial life of students.
And, in addition, the card is international, that is, if you need to make an exchange, you will be well assisted by the Ourocard bank created by Banco do Brasil. Therefore, if you are looking for a good credit card without having to go into debt, Ourocard Universitário was made for you.
rates to rates
Still in the Ourocard Universitário card review, we will talk about fees and tariffs. Thus, this card has no fees or tariffs, also aiming to help students with expenses.
So, if you are a student and want a card without charging fees and tariffs, the Ourocard Universitário card was made for you.
flag and benefits
So, the Visa brand was chosen to integrate the Ourocard Universitário card. Thus, through it you have access to the Vai de Visa Program, 24-hour Visa assistance, discounts and exclusive offers on products and services that can be used in partner establishments.
Therefore, the Visa flag also came to help students in this endeavor of university life.
Advantages of the Ourocard Universitário card
So, let's get to know the biggest advantages of this card now. Namely, this card does not require proof of income, does not carry out a credit analysis, does not charge an annuity and no fee or fee for using the services.
And, in addition, you have discounts on various apps, such as Ifood, which for students is a “hand on the wheel”, as having discounts on apps like this and others, helps to make the moment of studying simpler and less expensive .
Furthermore, you have access to a pre-approved limit in the amount of R$1,500, which you can use as you wish, for example, to purchase books and participate in university events.
Therefore, to make your financial life much more peaceful to focus only on your studies.
Discover the Ourocard Universitário credit card
The Ourocard Universitário credit card is a good option for higher education students. Know its advantages and disadvantages!
Disadvantages of the Ourocard Universitário card
So, unfortunately not everything is rosy and the Ourocard card also has some disadvantages, for example, it has an age limit of 16 to 28 years.
This means that, if you are a university student over this age group, you will not be able to get a good limit without proof of income and you will have a traditional Banco do Brasil account.
Furthermore, it is important to point out that the possibility of obtaining this pre-approved limit will only last until 12/31/2021. This is because Banco do Brasil has informed this deadline so that students without proof of income can count on this value.
card application
Still in the Ourocard Universitário card review, let's talk about the card application. Then, through the application you can access your card bill, request the Ourocard card, block or unblock the card and also have access to the various functionalities.
application process
So, to request the Ourocard Universitário card from Banco do Brasil, you can do it through the financial institution’s website or through the bank’s application. But, to know the step by step, click on the recommended content below.
How to apply for a Ourocard Universitário card
The Ourocard Universitário card is an alternative for undergraduate students. It waives proof of income and offers free annuity. See how to order.
About the author / Joyce Viana
Reviewed by / Junior Aguiar
Senior Editor
Trending Topics
Mooba Visa Card Review 2021
See the Mooba Visa card review and learn about this international financial product, with a cashback program and Visa benefits.
Keep ReadingHow to apply for the Visa Prepaid Card
Visa Prepaid Card may be a good choice for you! Click and learn more about it and how you can apply for yours.
Keep ReadingOriginal Card or Agibank Card: which one to choose?
The Original card or Agibank card are card options with no annual fees and benefit programs such as cashback! Check it out!
Keep ReadingYou may also like
Discover the Pernambucanas Credit Card
Do you have a dirty name and want to have more financial autonomy? With the Pernambucanas store card you can do it! Learn more about him in the post below!
Keep ReadingHow to clear name with little money?
Got a dirty name and don't know what to do? Here we explain how to clear your name and settle your debt with only R$100 reais!
Keep ReadingHow to make Extra Income at Hotmart
Want to earn more money this year end? Learn how to earn extra income at Hotmart, without leaving home!
Keep Reading