If you're looking for a new credit card to add to your wallet, the Neon card is an option to consider. This card comes with some great benefits that can help you organize your financial life and shop with peace of mind. In this article, we are going to review the Neon credit card and see what its differentials are. Continue reading and check it out!

Firstly, the Neon card is a great option for those who are starting out in financial life. That's because it has easy approval and almost no fees. In this way, it is possible to have a good credit card without bureaucracy and surprise expenses. In addition, the Neon card has the elastic limit. A great benefit in cases of purchases that exceed the limit. Therefore, we will show you all the details in the Neon card review.

In short, Neon card coverage is international. That is, it is accepted in several establishments. In addition, the annual fee for the card is completely free. Therefore, one of the main objectives of Banco Neon is to offer a financial life without bureaucracy. In this way, the card is also included in this promise. Therefore, the Neon card does not have any type of surprise fee or annual fee.

Although the annuity is free, just like any card, there are installment interest and revolving interest. In this sense, if you need to pay the invoice in installments, the interest can reach up to 12.9% per month. Even so, it is essential to carry out a negotiation with the bank before definitively paying in installments. In addition, revolving interest is up to 13.9% per month.

The brand of the Neon credit card is Visa. That is, it is accepted in establishments around the world and also offers benefits. Therefore, the Vai de Visa points program provides discounts at partner stores and restaurants. To participate, simply register your card.

In addition, Neon offers the benefit of a virtual card. That is, you can buy online and use Spotify, Netflix, Ifood and several other services. Therefore, your information will be safe in the application. Still, it is possible to change the card data whenever you need it.

Furthermore, the Neon card is part of a 100% digital bank without physical branches. Therefore, the bank focuses on fast and effective service. That is, if you have any difficulty with the products, the team offers great customer service. In addition, to facilitate processes, the card has an automatic debit function. That way, you never forget to pay your card bill. Just leave the money in the account and Neon takes care of everything.

The first advantage of the Neon card is that it is easy and useful. That is, there are no costs, there are no annual fees, and the application process is simple too. The Neon card also has an elastic limit. But what is this?

Have you ever tried to make a purchase that exceeded your allowable limit and failed to complete it? With the Neon card, the bank performs a new credit analysis at the time of purchase. That way, you can complete the transaction without paying for a new analysis or asking for more credit. By the way, this function can be deactivated in the application at any time.

Together, the Neon credit card has both a physical and virtual version. Thus, if you are looking for a card to make online purchases, this is a good option. That's because the Neon card can be used on any online site. Including subscription platforms such as Spotify, Netflix and also apps such as Ifood and Uber. In this sense, the virtual card is a great option to avoid scams and fraud. In addition to giving even more practicality to your everyday life.

In addition, another advantage of the Neon card in this review is that everything can be monitored by the application. That is, you can download the app and plan your expenses, pay and anticipate the invoice, among other functions. As we already mentioned, Neon's main objective is to simplify your financial life. Therefore, the app brings great ease to everyday life.

Finally, keep in mind that to apply for the Neon card, you must first open a digital account. That is, after requesting your account, the bank already performs its credit analysis. The advantage of the integrated account and card is that it is simpler to organize finances.

In short, the main disadvantage of the Neon card in this review is that it does not have any rewards program. Therefore, if your intention is to earn points with the card, Neon can let you down. In addition, it is also only possible to have the card if you already have the digital account. Therefore, if your intention is to keep only the credit card, it will not be possible.

Even so, the Neon card can be a good option if you don't care so much about these points.

In general, the Neon card application serves to monitor expenses. However, it is also possible to anticipate the invoice, get the 2nd copy and change your limit. Therefore, everything related to the card is centralized in one place. 

As a digital institution, Neon also offers fast and personalized service. By the way, almost everything related to it can be solved directly by the application. In this way, the app offers a lot of practicality for everyday life. As we have already mentioned, this is the main promise of the institution.

First of all, to apply for your Neon credit card, you must first open your digital account. So, go to the Neon website and open your digital account. As soon as you make the opening, the institution already performs a credit analysis. So, if you already have an approved limit, just activate the card. If not, just request the direct credit option in the app. In this sense, the bank may request some documents. So, have at hand: 

Now you know everything about the Neon card with the review, and if you feel that it is ideal for your financial profile, the time has come to apply. That's why we leave here below the step by step for you to have your Neon card. Check out!