Did you know that Caixa Econômica Federal has over 100 million customers across Brazil? Even more so, that more than half of these customers are women? Well, it was with this audience in mind that the financial institution created a product aimed exclusively at them, and today we are going to tell you all about it in the Caixa Mulher card review.

Therefore, Caixa Econômica Federal is one of the most traditional institutions in Brazil and has been offering services that benefit the entire population since 1861. In this way, you have complete security when requesting any of its services and you can count on a quality product.

Therefore, check out the table below with the main features of the Caixa Mulher card and read on to find out how this financial product could be ideal for you!

Well then, the Caixa Mulher card carries the Elo banner and has international coverage. Thus, you can shop at any physical or virtual store that is accredited by the Elo brand.

However, like every credit product, it has its positives and negatives, and with our Caixa Mulher card review, we are going to talk about all of them. So, you can analyze its pros and cons before deciding whether it meets your financial needs.

If you are interested and want to know more about this product, do not waste time and continue reading!

One of the main positive points of the card is precisely the exemption from the annuity. That is, you do not pay a monthly fee to be able to use it, and you also save a little money that can be used in other services. 

In addition, it has international coverage. So, you have a product that can be used safely in Brazil and abroad in a simple and practical way, in any physical or virtual store that accepts the Elo flag. 

Despite the annual fee exemption, the card offers some services that are charged by the bank. So, in the Caixa Mulher card review, we are going to tell you what they are so that you are not surprised by charges. 

If you want to make a DOC or a TED to any other bank, the amount charged is R$10.00 per transaction. The bank offers up to two free transfers per day if they are from Teller to Teller, and if you make more than two, you are charged R$6.90 per transfer. 

In addition, you can also make up to 12 free withdrawals at Caixa ATMs, and fees are charged if you exceed this number. They are: personal withdrawal fee (R$2.60), terminal withdrawal fee (R$2.30) and corresponding withdrawal fee (R$1.80). In addition, there is a charge of R$2.70 if you want to get your monthly statement at an ATM.

The card's flag is Elo, a Brazilian flag that has been gaining more and more space in national commerce. In order for the card to be accepted in international stores, Elo partnered with Discover, one of the best known American brands in the world. 

So, by acquiring your Caixa Mulher card, you have access to the benefits of the Elo Flex loyalty program. A customizable perk where you can choose 5 of the 19 available perks that resonate with you the most.

Some of the benefits include access to more than 1,300 Eduk courses, bicycle insurance, access to the Deezer digital music platform, travel insurance, personalized advice, in addition to exclusive Elo offers and discounts.

Undoubtedly, the main advantage of the Caixa Mulher card is that it does not charge an annuity. So, you can use your card without paying any monthly fee for it.

In addition, Caixa offers exclusive benefits such as life insurance, car insurance that provides 24-hour assistance, a special pension plan for women with coverage in case of pregnancy, and also personal credit for entrepreneurs to invest in their business, which ranges from R$150.00 to R$5,000.00. 

Another interesting advantage is that in the event of any financial unforeseen events, you can change the due date of the invoice through the application. Amazing, isn't it?

All this with an international card, which offers a great rewards program and can be managed by the Caixa Cartão app, in a simple way and in the palm of your hand!

However, like every credit product available in the financial market, the Caixa Mulher card also has its negative points that you should consider before applying.

The main negative aspect is that you need to prove income of at least one minimum wage when applying. In addition, you undergo a credit analysis with the SPC/Serasa and your request will be denied if you have name restrictions. 

Furthermore, the Caixa Mulher card is not available to all Caixa Econômica customers, as it is exclusive to women customers.

With a view to making life even easier for its customers, Caixa made available an exclusive application for card management.

So, you can manage your Caixa Mulher card through the Cartão Caixa app, available for smartphones in the App Store or Google Play. 

In this way, you have access to your limit and recent purchases, as well as paying your invoice in just a few taps. It's much more practical!

So, now that you know all the characteristics of the Caixa Mulher card and its exclusive benefits for women, how about requesting yours?

If you are a Caixa Econômica Federal account holder, you can apply through Internet Banking or directly in the Cartão Caixa app. All you have to do is log in with your data and apply in the “cards” tab, which you can find in the main menu.

However, if you don't have a Caixa account but are interested in the product and want to order yours, just go to one of the branches with your RG, CPF, updated proof of residence and proof of income and ask for yours.

Remembering that all orders undergo credit analysis, and once your request is approved, the card is sent to the registered address within 15 working days.

So, if you liked our Caixa Mulher card review and want to know more about the application process, check out the recommended content below!