In Brazil, the number of people with a dirty name is quite significant and this hinders several financial issues, such as applying for a loan or having a credit card. Therefore, the BMG card review will help you to learn more about this financial product that accepts negative credit cards. So, read on to find out all about it.

Check out the BMG payroll card review below.

So, first of all, you need to know that the BMG card does not charge an annuity precisely to facilitate access for people with negative credit cards.

So, if you are negative and cannot commit financially, this card is ideal, as you will only spend if you use it for purchases and payments and the minimum amount of your invoice will be deducted directly from your payment or INSS benefit.

On the other hand, the coverage of the BMG card is national and international, so you can use it in other countries or shop at international online stores, without even having to leave the comfort of your home.

So, this card requires a minimum income of one salary to be applied for, that is, you need to prove the minimum income, and your target audience are civil servants, pensioners and INSS retirees.

Furthermore, you do not pay an annuity fee, but the revolving credit is 2.70% per month, which is considered a low amount compared to other banks.

Still in the BMG card review, let's talk now about your brand and the benefits. To begin with, the flag used on the card is Mastercard, the most accepted in the world.

Thus, you have access to the Mastercard Surpreenda program, Purchase Protection Insurance, Price Protection, 24-hour Mastercard Assistance and all the other benefits of the Mastercard brand, just by registering the BMG card to use them.

Therefore, Mastercard has become the most accepted card in the world, no wonder, as it has several ways to make life easier for users.

Firstly, the card is accessible to people with negative credit ratings, because it does not carry out a credit analysis at credit protection agencies, such as SPC and SERASA, and the CPF is consulted in the financial institution's own database.

So, if you have a low credit score or name in the credit bureaus, it might be a good card alternative for you.

And, in addition, it is free of annual fees, has international coverage and all the advantages of the Mastercard brand, as mentioned above.

Furthermore, as it is Mastercard and international, it is accepted in more than 30 million establishments worldwide.

Therefore, the BMG bank is just waiting for you to apply for the card, in order to have access to all these advantages.

So, the card has revolving interest, that is, even though it is exempt from annuity, it is necessary to be careful with the interest when using the card.

And, in addition, there is also the obligation of proof of minimum income, which makes it difficult for unemployed people to access a credit card.

It is also worth noting that only the minimum amount of the invoice is debited from the payroll or benefit, as it is only possible to commit 5% of your income to it. The rest of the amount must be paid in the form of a bank slip. In the face of this, it is necessary to be careful not to get into debt.

Therefore, see all the positives and negatives before applying for the BMG card.

Still in the BMG card review, let's talk about the card application. That's because, through it, you'll be able to make all the movements in your account and control everything that happens with your financial product.

That is, you will have access to consult the invoice, check the balance, check the best date for purchase, issue the slip with the amount that was not debited on the payroll, among other features.

So, to apply for the BMG card, first of all, you need to open a BMG bank account. You can then order the financial product. Right after approval, all you have to do is enjoy all the advantages mentioned here.

So, to see the step by step of this process, click on the recommended content below.