Lojas Americanas is considered one of the largest store chains in Brazil that sells various bedding, tableware, bath products, food products, household appliances and many others. Furthermore, it also offers a financial credit product. Today, we're going to talk about the Americanas card review so you can better understand how this plastic works.

So, through the review you will be able to get to know this card better and decide if it is a good alternative to make your life easier when shopping at Lojas Americanas and other establishments. Continue reading and check it out!

Now, it's time to check out the Americanas card review, let's go!

First of all, let's talk about the annual fee for the Americanas card, because despite being a card full of benefits, it charges an annual fee. But, don't worry, as the value is considered low compared to other shopping cards.

Thus, you need to pay 12x of R$ 15.70 to have access to the Lojas Americanas card and be able to buy the most diverse products that the company offers, such as electronics, household appliances, bed, table and bath products, home products and even food. .

When it comes to card coverage, it is nationwide, so you can make purchases using your Americanas card at any physical or online establishment within the country with safety and convenience.

Firstly, as we already mentioned, the first fee that the card requires is the annual fee worth 12x of R$ 15.70.

And, in addition, it also requires other fees, such as the WebWithdraw fee which costs R$13.90 for a single installment or R$ 22.00 if the withdrawal is made in installments.

Furthermore, revolving interest is around 19.99% per month, just as interest on installments with CET of 18 to 24 times is around 1.99% per month and the interest rate for WebSaque in a single installment is around of 17,99% per month.

Furthermore, there are other fees charged, including the duplicate card worth R$22.00 and the emergency credit assessment fee worth R$22.00.

To conclude, the amounts charged for withdrawal at Banco24horas in a single installment is R$13.90. On the other hand, if it is paid in installments, it will be worth R$22.00.

So, despite being a great card, you need to pay attention to the fees and charges charged, so that you don't end up at a loss.

Still on the Americanas card review, let's talk about the brand and the benefits. So, the card brand is Mastercard, one of the most used in the world.

Thus, through it you will have rights, such as discounts on travel, restaurants, hotels, among others. All this to make you more comfortable when shopping.

And, in addition, you also guarantee access to the Mastercard Surpreenda Program, where you can accumulate points and exchange them for incredible rewards. To do this, simply register your card in the program and you will be participating.

Therefore, Mastercard makes your card look like you, bringing everything you need in a financial credit product. Furthermore, to find out more benefits, just access the brand’s official website.

Let's now talk about the advantages. Firstly, the Americanas card is a card that gives discounts and exclusive offers on all products purchased in Americanas stores.

And, in addition, the card has a cashback program, that is, you receive part of the money back on all purchases you make on the network.

Furthermore, it also has different installments when purchasing with the card in the chain's stores, as well as additional credit for purchases in installments.

And you also have access to the Mais Sorrisos program in which you can accumulate points whenever you use the card and exchange them for products.

Just as the card has several advantages, it also has some negative points. Starting with the annual fee and various other fees as mentioned above.

This is because there are other shopping cards on the market with free services that make your financial life even easier, so charging fees leave the card wanting.

And, in addition, another negative point is that the institution carries out credit analysis, that is, if you do not have the recommended minimum income, your request may be denied, as well as a high credit score and other requirements that may be charged by the institution. .

Still in the Americanas card review, we will talk about the card application. This is because, through it, you will be able to make all transactions on your account and control everything that happens with your Americanas card and also make purchases, have access to promotions and flash offers and unique conditions only for Americanas customers.

To request the Americanas card, simply access the network's official website. Then, follow all the website's recommendations, that is, fill in your personal details and attach proof of income, among other requested documents. After that, wait for the credit analysis carried out by the network.

Furthermore, if you want to know more about the process step by step, click on the recommended content below.