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See how to make a down payment on your own home, even if you have a low income

Own your own home for the price of rent! Sign up for Minha Casa Minha Vida (formerly Casa Verde e Amarela) and change your life. Find out how now!

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Make your dream of owning your own home come true while paying the same amount as rent! With Minha Casa Minha Vida, low-income families have access to reduced interest rates. Don't waste any more time and find out how to sign up right now!

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This Federal Government housing program can provide several advantages, see some below.

Take advantage of the lowest interest rates on the market
Get access to the interest rate according to your family's monthly income and location
The program is available for real estate financing, renovations and land regularization.
This benefit also guarantees incentives for job creation in the construction industry in your region.

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There are two target audiences: urban and rural. In the case of urban families, the family must have a gross monthly income of up to R$1,000. In rural families, the annual gross family income cannot exceed R$1,000. It is worth remembering that families in vulnerable or at-risk situations, those headed by women and those with children, adolescents, the elderly and people with disabilities have priority in the program.

This percentage depends on the family's income and the location of the property. For example, if the family has a gross monthly income of up to R$2,400.00, is a FGTS contributor and the property is located in the northeast region, the interest rate is around R$4.251 per month. Therefore, it is necessary to run a simulation with the financial institution to find out what your rate will be.

In this case, you should look for a financial institution that is affiliated with the program. After choosing the property according to the requirements, simply submit the documentation, wait for approval to sign the contract and, finally, get the keys to your new home.

The Minha Casa, Minha Vida program can help you get your own home with better credit conditions than conventional real estate financing. This way, you can have access to a property with FGTS support and with much lower interest rates.

However, if you need other forms of help, the Federal Government also offers Auxílio Brasil. This program aims to provide income to families in situations of poverty and extreme poverty.

This way, you can earn a monthly amount to maintain your quality of life while you are unable to find a good job in the job market.

To learn how to apply for this program, access the recommended content below.

How to apply for Assistance Brazil

Check here how to sign up for another Federal Government program that can help you improve your quality of life.

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