The FGTS is a guaranteed benefit for all workers with a formal contract. And now, it is possible to receive FGTS by digital account. This greatly facilitates the process, as it is no longer necessary to attend an agency in person.

In addition to being much more comfortable, having the benefit directly in the account you use. Many digital accounts have automatic income. In that sense, the faster your money is in the account, the more it will yield.

With that in mind, in today's article, we're going to show you the advantages of receiving FGTS via a digital account. Keep reading and understand the benefits and also some indications of digital accounts to receive. 

In short, the FGTS in the account works through digital withdrawal. This is a feature of the benefit, which allows transfers to other accounts. Thus, you have much more comfort and safety.

To carry out the digital withdrawal, just access the FGTS application. There, you will have access to the amounts that are released and also request the digital withdrawal. It is worth remembering that to receive in a digital account you need to make a request.

But this whole process is 100% digital. Without the need to go to a Caixa Econômica Federal branch.

Basically, after you request your digital withdrawal, you will need to provide some documents. This is to guarantee your identity and maintain security in the process.

After that, just indicate the digital account you want to receive. This service has no cost and the money is available within 5 business days.

In addition, in the FGTS application, you can also follow the entire request stage. In addition to seeing when the amount will be released to your account.

To understand when you can withdraw FGTS, just have your CPF in hand. With that, just access the FGTS application to see the amounts released according to your registration.

In addition, it is also possible to find out the date on the Caixa Econômica Federal website. Also, on the website, you also need to have your CPF in hand to check your statement and when you will withdraw your FGTS.

But after all, how to request to receive FGTS by digital account? As we already mentioned, this process must be done by the application. Therefore, follow the steps below:

If you're wondering why you're going to choose to receive the FGTS in a digital account, we'll answer you. But we can already start by saying that the main advantage is comfort. 

That's because all the information is concentrated in the application. As well as the process of requesting the digital withdrawal. So, you don't even have to leave the house to solve your benefit. 

See some advantages below:

As we mentioned at the beginning of the text, many digital accounts have great investment options. Therefore, receiving FGTS via a digital account can guarantee a much greater return on your benefit.

Therefore, if your digital account has income with daily liquidity, for example, it is much more advantageous to receive the money directly into that account. Instead of needing to withdraw, and then deposit.

In addition to comfort and income, receiving FGTS via a digital account brings much lower costs for workers. That's because digital accounts usually have much lower fees than traditional ones.

Therefore, you do not need to pay for transfers or even annual – or monthly – maintenance of your account. In other words, it's a much bigger economy.

Finally, the main advantage, without a doubt, is comfort. Using the digital withdrawal, you can solve everything with almost no bureaucracy. Because you request and follow all the steps through the application. 

In addition, digital accounts are also known to have much less bureaucracy. That is, they offer financial services in a much more agile way and without much complication.

Now that you know the main advantages of receiving the benefit through a digital account, let's give you some options. These are great for anyone looking for a quality account at low cost. 

Check out!

First, we have the digital Santander account. This is the account linked to the Santander SX card. Therefore, this is an online version of the services originally offered by this bank.

In principle, it can be free, but for that you need to receive at least R$1000 per month in the account. Or just pay a monthly bill using the digital account. 

Furthermore, the Santander SX credit card has no annual fee for those who spend more than R$100 per month. And you still have access to Banco Santander's exclusive scoring program.

The Nubank digital account was one of the first to offer secure and quality digital services. It even pioneered automatic income greater than savings. That is why it was so successful among Brazilian users.

In this sense, with the account you also have access to a debit card and a credit card, subject to analysis. This card has no annual fee and offers an application to monitor purchases.

The C6 Bank digital account focuses on helping people get started in the investment world. With a free account and card, the digital account is a good option to receive your benefit.

By the way, if you choose to receive your FGTS at C6, they have a team of specialists to help you invest the money. In addition, C6 Bank also has a scoring program, Átomos.