When the bills no longer close and debts become part of everyday life, the loan becomes one of the solutions found by Brazilians. But, do you know the best online loan? And how can you apply for it?

In Brazil, the number of debtors in 2020 grew significantly due to the new coronavirus, causing these people to look for ways to pay off debts and pay monthly bills.

Today, we are going to tell you all about the online loan and if it is a reliable alternative! Check out!

So, to find out if the online loan is reliable, one of the first options is that if you don't know the financial institution, seek information from the Central Bank.

This is because, through the Central Bank, you will have all the information you need about that finance company and, thus, decide if it is the best option for you!

So, just call the Central Bank number 145 or access the Central Bank website to find out if the finance company is authorized to operate!

Well, to evaluate the best loan online, the ideal is to look for information about the financial institution that is offering the credit.

Then, find out about the terms, interest rates charged and the offers that each loan offers.

This is because there are institutions that offer longer terms but with higher interest rates, just as there are institutions with reduced interest rates and reduced terms.

So, the best thing to do is to thoroughly research the institution, the offers it brings, as well as your financial situation to find out which loan model is ideal for you!

So, let's get to know 07 online loan options! Check out:

So, Noverde works as a digital platform that acts as Lecca's bank correspondent.

And, it provides online loan only to individuals, over 18 years old, who need amounts between R$ 500 to R$ 4 thousand. 

In this regard, it acts with a simple credit contract, through the Noverde application with reduced rates between 7.9% and 18.9% and amounts released in up to 24 hours!

So, to apply for a Noverde loan, just install the application, available only for Android, and register. After that, it is necessary to select the loan amount and wait for the credit analysis, being able to simulate the loan as well.

In this, if the credit is approved, just send the personal documents and selfie by cell phone and, if everything is right, in up to 24 hours the money will be released!

It is important to mention that Noverde offers loans to residents of São Paulo, Santa Catarina, Paraná, Minas Gerais, Mato Grosso, Mato Grosso do Sul, Goiás, Espírito Santo and the Federal District. 

In addition, it is committed to the privacy of information captured by users during the credit release analysis!

Therefore, it is an institution considered reliable in offering online loans!

Well, FinanZero has more than 50 partners with various credit products such as refinancing of property and vehicle, as well as personal loans.

And so, when registering on the platform, you guarantee access to all available options and several exclusive conditions of interest and installments!

In this regard, FinanZero is recognized by the Central Bank as a banking correspondent, that is, it works as an intermediary between the client and the bank or finance company.

And in addition, it provides services completely free of charge, without charging the customer any fees in advance!

So, Geru is a website that offers online loans in complete safety and convenience to users between R$2 thousand and R$50 thousand reais.

That is, it is ideal for those who need quick cash, which can be paid in up to 36 months at rates of 2% and 8.2%.

In this, you just need to inform the amounts and payment terms and, thus, fill in all the fields with your personal data and what is the purpose of the loan money when registering with Geru and proceed to the simulation!

So, Geru has been acting since 2015 as a banking correspondent for Banco Andbank and Banco Digio.

And it also works using a digital certificate guaranteeing the encryption of data forwarded by customers to the site, that is, it is a reliable site.

Well, Bom Pra Crédito is a website that compares loans from different companies.

This means that, if you need money to pay your bills and don't know which finance to turn to, you can go to the Bom Pra Crédito website to run a single simulation and receive several proposals from more than 30 companies with rates starting at 1,59% per month.

For this, you must inform the amount you want to hire and in how many months you intend to pay for the loan.

As well as, full name, a valid email and the CPF to formalize the submission of the order.

And so, in up to 5 minutes, Bom Pra Crédito will return with the response from the companies and, if they agree, just send the rest of the documents.

In this, the amounts will be in your account in up to 48 hours!

If you agree, just send the rest of the documents and formalize the contract with the company. The money will be available within 48 hours in the bank account informed during registration.

So, Lendico is a website that operates in contracting personal loans between R$2500 and R$50 thousand, with rates starting at 3,34% per month that can be paid from 12 to 36 months.

In this regard, to request a proposal at Lendico, simply register on the platform with all your personal data, monthly income and the amount of the loan.

Then, a pre-analysis of your profile will be made and, if approved, just send the rest of the documents. This is because Lendico's partner bank will carry out a new credit analysis and send you a new credit proposal.

And so, if you accept the conditions offered, just inform the bank details and sign the digital contract so that the money falls into your account immediately if the contract is signed before 13:00!

Well, Creditas is a platform that studies the customer's profile in order to define and identify whether the customer is in a position to apply for a loan!

In this regard, it is the main online secured credit platform in Brazil, functioning as a bank correspondent.

And so, based on the information sent, Creditas establishes the credit that can be assigned, payment terms and interest rates!

So, Just Loan Online is a bank correspondent for Banco Votorantim.

And, it acts to apply and contract the personal loan or car refinance completely online and with good interest rates!

In this, through the platform, you can do a credit simulation, apply for a personal loan and hire the service.

And so, you can also connect the bank account so that the institution can analyze your financial profile and separate the best conditions.

It is important to mention that the site does not disclose the bank information of the customers, nor does it make transactions in your bank account!

And in addition, the online loan at Just can be up to R$35 thousand, with rates starting at 1,90% per month and can be paid in up to 12 months.

This is because it will vary according to the credit analysis, loan amount and guarantee presented during the application!

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