The 2021 prepaid card is a product that has been gaining more and more space in the market. The advantages it can bring to its users justifies this. However, many people are still not fully aware of how it can contribute to their financial lives.

Therefore, it is essential that you learn this subject. Only then will it be possible to resolve all doubts and understand the details of it. Of course, this is a task that requires good research.

Our goal here, then, is exactly to make your work easier. Here, you will learn everything about prepaid card 2021. See how it works and what are the advantages of using a product like this.

Basically, this card works like a prepaid cell phone. So, you top up the amount you want and use it until your balance runs out. In this way, you can apply the credit function to purchases in online and physical stores.

Many believe that the credit card is very different from that. However, this is not entirely true. For example, you will use the same way. Just go to the machine and enter your password.

Now, prepaid has no annual fee. Even so, it has some other fees. Membership and monthly fees are good examples. They are only charged when there is some credit on the card.

Other than that, there are still some points you need to know about this product. They are arranged right below, follow along.

Also, it is important to know how to recharge your prepaid card 2021.

You can use your card virtually anywhere. See below for some examples of this.

Services in general: You can use your card to pay an Uber or any other taxi app. Also, you can subscribe to Netflix and all other streaming services. Insurance, medical plans, Spotify and so on.

Now, if you're wondering where it's accepted, don't worry. This is where the concept of credit card banners comes in. The prepaid has these same identifications. With them, you can shop at thousands of establishments around the world. Check it out.

It is only important to remember that brand and issuer are not the same thing. The latter refers to “where or who” you requested your prepaid card 2021.

All modalities are accepted in physical stores and online. However, that is their only similarity. Credit and debit cards require you to have a bank account.

As for prepaid, this is not always a requirement. With credit, you make a purchase today and only pay when your invoice arrives. So, there is a limit granted by the bank that takes into account your consumer profile.

Thus, this type of product is more flexible. After all, it is even possible to pay in installments. Now, it is important to know that this advantage comes with some fees. Not to mention the interest if you decide not to pay the full amount of the invoice.

The debit card withdraws the amount from your account at the time a purchase is made. This modality can be disadvantageous if you spend more than you have and end up entering the overdraft.

Also, financial institutions usually charge maintenance fees for this product. Prepaid offers the benefits of a credit and debit card together.

However, you are not required to have any bank account. Not to mention that the fees charged are usually lower. Therefore, he is best suited for people who seek to have greater control of their spending.

You may have already noticed that this product comes with some advantages with it. Therefore, see an overview of all the benefits that prepaid can provide you.

As I saw above, it is a great opportunity for anyone looking to have greater control in the financial aspect. That's because from the moment you top up, you already know how much you can spend per month.

This way, it is easier to avoid surprises for the following months. Remember that borrowed credit can do a lot of damage when not used carefully. That's why the prepaid modality is growing more and more.

By now, you already know a lot about this type of card. You've already seen how it works and where to use it. Now, it's time to find out which are the 10 best alternatives for those looking to purchase a product of this type.

It is the standard product of the PagBank digital account. With it, you use your account balance however you want. This without having to reload values every time you want to use it.

Purchases and withdrawals are discounted immediately. Thus, the limit is the amount you have in your PagBank account. He is one prepaid card 2021 Free and international.

In addition, this product has no invoice and no annual fee. The only requirement to use the card is to have an account. Of course, once you order this tool, you have to pay an amount. However, don't worry, it's usually quite small.

This is also one of the best products in this class on the market. Here, you pay just R$ 10.00 to issue it. Also, its maintenance costs only R$ 5.00 per month.

Until the third month of use, you do not pay any additional amount for withdrawal. Only after this period is R$ 5.00 charged. This card also has no annual fee and does not require anything beyond the desired recharge value.

You can do this last one at any self-service terminal. In addition, it is possible to recharge it over the internet or through your Banco do Brasil application.

The most interesting thing is that each customer can have up to 5 prepaid cards with them. Also, you can schedule loads directly for up to one year.

Another card without any annual fee, which is only charged at the beginning. It has national reach. For every R$ 2.00 in purchases, you earn 1.1 Oi points.

To acquire one of these, just go to a BRB agency or a convenience store. The card can be purchased by non-account holders as well.

So, to buy the same, it is only necessary to have a photo document with the CPF number. Thus, your data will be filled in and you will receive a slip with the card issue fee.

Ten business days after your payment, the product will arrive at your address. In addition, to activate this tool, just access the BRB website.

It's a simple process that takes no more than 3 minutes. Finally, top-ups are also done on the company's page. All very practical and fast.

Another product without any credit analysis for acquisition. With it, you can send and receive money through the app. You can buy wherever you want, including online stores.

You can make withdrawals at any time. In addition, this prepaid card 2021 gives you a 50% discount on the Cinemark network. So, seeing a movie has never been so advantageous. Also, you have free Wi-Fi connection.

This is a product with social impact. By purchasing a prepaid card, you are directly contributing to projects that embrace the LGBT+ cause. Its operation is not very different from the others mentioned above.

So, you have more practicality and control of your expenses. Also, it is not necessary to recharge all the time. The card will use your current PrideBank account balance.

It is accepted in over 200 different countries. The most interesting thing is that you are entitled to 1% cashback on all your purchases. If you decide to buy this card, please note that you do not have to pay a fee. That is, if you choose to recharge a value of R$ 20.00 right away.

In addition, the card has no annual fee and to use it, just activate it. That way, with it, you can shop at more than 30 million physical and virtual stores around the world.

Also, this product allows you to participate in the MasterCard Surprise Program. You can still withdraw your money at any time at lottery shops or ATMs.

Here, the first year is free. Also with MasterCard, you have a huge range of purchase options. To apply for the card, just go to the company's website.

This product gives you a credit limit of R$ 3,500. However, be aware of this. The offer in question works like a personal loan. It is made in partnership with Simplic.

This is a prepaid subscription with no monthly fees or annual fees. The company's motto is that you should be able to live as freely as possible. That's why she doesn't charge these values.

In addition, this card can be used in national and international stores. With each purchase made with it, you accumulate points that can be used later.

The company also offers a very interesting cashback scheme. Therefore, to request the product, just access the Proteste website and fill in some data. With a few business days waiting, your card will arrive at your home.

It is recommended for both natural and legal persons. With it, you don't mix your money with your business. It is free and has no annual fee.

Its flag is MasterCard, so it is possible to make purchases in stores all over the world. You can withdraw from any ATM 24 hours a day. However, an amount of R$ 7.50 is charged per withdrawal.

For sure. There are many benefits involved. Now, it is always necessary to pay attention to the details of each company. Some have fees, some don't. For the rest, you can enjoy a lot of prepaid card 2021, just choose yours.