Among several bank options to open an account, doubts arise as to which is the best, especially with so many digital bank options to make the process less bureaucratic and solve everything with a few clicks. But, after all, which is the best bank to open an account?

In this article, we will show you how factors such as minimum income, credit release and tariffs can and should influence your decision.

So, see which is the best bank to open an account and open your account today to start moving your financial life. Interested? Check out!

Now, let's get to know the 7 best bank options to open an account. Check out!

First of all, Banco Pan is one of the most famous digital banks today. He has a free 100% digital account, complete with several exclusive services.

In this sense, you can count on the ease of opening an account, which can be done through the Pan bank application. So, just install the application, available for Android and iOS, fill in the data, send the documents and a photo of the documents, in addition to a personal photo.

After that, just wait for the credit analysis done by the bank and the release that can happen on the same day!

In the Pan digital account, you do not pay fees for transfers, account opening or maintenance and you are entitled to 30 free transactions per month. Still, want to make a pix or issue a boleto? All you have to do is open your app and everything is just a click away!

To open an account at BTG Pactual, you don't need to pay anything for it and not even to maintain the account and use the financial services, so you can make transfers, recharge your cell phone, pay bank slips, synchronize contacts who are also BT customers and still manage finances through the app!

In this sense, you can still apply for three credit card options: Gold, Black and Platinum. On Black and Platinum, you also access the Invest+ program, an investment platform in which for every amount spent, a part is deposited in a fixed income investment fund with zero fee and earns every month.

It is undeniable that there are several bank options, in addition to traditional banks, there are also digital ones like C6 Bank, which came to simplify your financial life.

In it, you can make your investments and control your money through the application, as well as make transfers, issue and pay slips, ask for debit and credit cards with no annual fee and still don't charge simple fees.

Firstly, Banco Inter was one of the pioneers in Brazil regarding digital accounts.

In this sense, it is 100% online banking and completely free account opening. So, all you have to do is download the app and open your account. To do so, fill in your data, send the documents and your personal photo and wait for the credit analysis.

After approval, you will be able to make transfers, issue and pay slips, free and unlimited withdrawals and you will also have access to investments, loans and debit cards. Then, just request the card's credit function, which will undergo a new analysis.

And in addition, you can make national and international purchases, as the card has a Mastercard flag and international coverage, in addition to paying for streaming services such as Netflix, Amazon Prime and Uber, for example.

This purple one, you already know it, don't you? It is on the list of the best digital banks in Brazil, and is also one of the first to appear.

In it, you can put your money to earn without having to make any effort, because, just leave your money there, it already earns and you can still redeem it after a certain time. Thus, it yields more than 100% of the CDI.

And in addition, you can carry out your salary portability, make online purchases on debit, generate and pay slips, make free transfers to other banks and even have a piggy bank to store and let the money yield. Now, you can understand the reasons why purple is so sweet, right?

Initially, the Santander bank offered several financial products and account options, such as the account linked to the Santander SX card, for example, which is a digital account and without fees.

It is important to note that, in the case of this account, in order for you to be exempt from fees, you must receive from R$1,000 per month into the account and you must pay at least one account per month;

And in addition, the Santander SX card has no annual fee if you accumulate R$100 in purchases in the month or register your CPF and cell phone as a Pix key in your current account. Also, you can contract the products separately, that is, if you only want the account or just the card, it is possible.

Now, to find out about other Santander account options, you can go to a Santander branch in person or go to the institution's website!

Caixa Econômica Federal is also a financial institution that has several types of account, such as a checking or savings account, for example, for you to choose from.

Among the various products that Caixa offers, regardless of the situation, there is a card or account that will help meet your needs and make your financial life easier.

For example, in Caixa's checking account, you can move your money freely and securely and through the application and other Caixa channels you can make transactions.

Thus, you can check your balance, make transfers and payments, DOC, TED, investments in fixed income or investment funds, recharge your cell phone, play lotteries and several other functions. You can also deposit, withdraw and pay bills at lottery outlets and CAIXA Aqui Correspondents, in addition to CAIXA branches.

It is important to highlight that Caixa is among the largest financial institutions in Brazil, being a public company unlike the other mentioned banks. Thus, it has even more security and transparency in the execution of its services!

In addition to the current account, there is also a savings account that for over 150 years has helped thousands of Brazilians to save money. The salary account, which is free of fees and helps you receive retirement, salary and pensions, and the Caixa Fácil savings account with unique benefits for you!

After everything we've shown you, I believe you already know how to answer this question! But, if you still have doubts, it's quite simple: What points are most important to you when opening an account? What is your income currently?

In this sense, you need to do an analysis of your minimum income, if you are able to pay fees when performing simple bank services.

As well as comparing the services offered by the credit card and whether the analysis made by the bank is simpler or stricter.

That way, all you have to do is compare your income, your financial history and all the banks we've brought, to choose the one that best suits not only what you want, but mainly what you need at the moment. Now, get to work!