Privacy Policy

Updated November 17, 2023.

Welcome to Mr Panda! Thank you for choosing our platform to be part of your daily life. We value the trust you place in us when sharing your personal information, and we want to assure you that protecting your privacy is a fundamental priority for us.

In this Privacy Policy, we will discuss in detail how we collect, use, share and protect your personal information when using the services offered by Senhor Panda. We want to ensure you fully understand what happens to the data you trust us with and how we work to maintain your trust. This Privacy Policy should be read in conjunction with our Terms of use.

By continuing to use Senhor Panda, you agree to the terms described in this policy. It's important to take a few minutes to familiarize yourself with the practices we adopt to ensure the privacy and security of your data. If you have any questions or concerns, please don't hesitate to contact us.

Senhor Panda is dedicated to providing accessible financial information to all users, without the need for prior registration to browse the site. We follow international standards of security in data storage, protection, privacy and transmission, although we emphasize that no method is completely infallible.

The information is stored in secure, internationally recognized databases. We emphasize that we never request sums of money to release financial products, such as credit cards, financing or loans. If such a request occurs, we ask that you inform us immediately.

Although we work to keep information up to date, it is important to note that there may be differences in relation to financial institution websites. We do not guarantee the accuracy or timeliness of the information, encouraging users to consult directly with partner institutions to obtain more accurate data.

To protect users' personal information, we take reasonable precautions and follow industry best practices. It is worth noting that, due to the amount of information on the website, we do not offer guarantees about the quality and timeliness of the information, prioritizing data from reliable partners.

By continuing to use Senhor Panda, users agree to the terms of this policy, reaffirming our commitment to the privacy and security of your data.

By using Senhor Panda services, you, as a user, expressly consent to the collection, use and sharing of your personal information, as described in this Privacy Policy. Your consent is essential so that we can provide you with a personalized and efficient experience, tailored to your needs and preferences.

We highlight that you have the right to withdraw your consent at any time upon formal request to our support team. However, it is important to note that withdrawing consent may impact your ability to access and use certain services offered by Senhor Panda.

In the process of offering a personalized and efficient environment, Mr Panda collects specific information provided by users. 

 Furthermore, interaction data such as browsing history, preferences and activities on the website are automatically recorded.

We emphasize that the collection of this data is carried out with the aim of improving the quality of the services offered, adapting them to the individual needs of users. 

A. INFORMATION COLLECTED DIRECTLY

When using Senhor Panda services, we collect information directly provided by you during the registration process and use of our services.

This data may include your name, email address and relevant details to personalize your experience.

The information actively provided is treated with the utmost confidentiality and is used exclusively to improve the quality of the services offered.

B. INFORMATION COLLECTED AUTOMATICALLY

The indirect collection of information on Senhor Panda occurs through technologies such as cookies, aiming to enrich our understanding of users' interaction with the platform. 

1. Types of Information

Below, we highlight the main types, but not all) of information collected indirectly:

1.1) Navigation Data:

We record browsing history to understand how users interact with the website, improving usability and accessibility.

1.2) Device Information:

We collect data about the device used, such as device type, operating system and screen resolution, to optimize the display and functionality of Mr Panda.

1.3) Usage Standards:

We analyze usage patterns to identify areas of interest, providing relevant and personalized content to users.

1.4) IP address:

The IP address is recorded to ensure the security of the platform and for statistical analysis of the geographic location of users

2. Cookies

Senhor Panda uses cookies to improve user experience. These small text files facilitate data collection and identification of IPs (Internet Protocol), providing safer and more authentic browsing. Furthermore, cookies are essential to ensure data protection.

We collaborate with third-party advertisers such as Google through Google AdSense and Ad Exchange. These advertisers may employ cookies to personalize ads based on information such as your IP address, Internet service provider and browser type. This practice, known as geotargeting, aims to present relevant ads based on the user's geographic location.

It is important to highlight that users have full control over accepting cookies and can adjust their browser settings at any time. However, disabling cookies may impact some Senhor Panda features. 

3. Web Beacons

At Senhor Panda, we use web beacons to improve the personalization of services. These small, transparent images collect data such as the number of visitors to a page. We work with third-party advertisers, such as Google AdSense, who embed web beacons in ads for personalization based on user behavior.

Web beacons are used ethically, respecting privacy. Users have control over their acceptance and can adjust browser settings. Disabling web beacons may impact the personalization of ads and features on Senhor Panda.

C. INFORMATION FROM EXTERNAL SOURCES

To enrich your digital journey, we've included links to other sites we consider valuable. However, it is crucial to understand that our Privacy Policy and Terms of Service do not apply to these external sites.

1. Our Advertising Partners

At Mr Panda, we collaborate with advertising partners who play a key role in sustaining our services.

These partners, such as Google through Google AdSense and Ad Exchange, contribute to the maintenance of the website, allowing us to offer quality content free of charge to our users.

It is important to note that these partners may use technologies, such as cookies and web beacons, to personalize ads based on information such as your IP address, internet service provider and browser type.

2. Partner Privacy Policy

Mr Panda may contain links to other websites that we consider valuable to our visitors. We emphasize that our Privacy Policy does not cover these third-party websites, and we are not responsible for their privacy policies or content.

We do not exercise control over these external websites, and therefore disclaim any responsibility for transactions between the user and third-party products/services mentioned on our blog.

What do cookies mean?

Cookies are small data files that websites send to your device with the aim of improving your browsing experience. In practice, when you visit a website like Senhor Panda, which adopts this common practice, the website may store cookies on your computer.

These files contain information that allows the website to remember your actions and preferences over time, such as your login, language, font size, and other display preferences. This means that you do not need to reconfigure these options each time you visit the website or navigate between pages.

This text serves to clarify what type of information cookies collect, how we use this data and why it is sometimes necessary to store these cookies. Additionally, we explain how you can prevent cookies from being stored, but we warn that this may compromise certain elements of the site's functionality.

We use cookies for a number of important reasons which will be explained here. In most cases, disabling cookies may result in the loss of some essential website functionality, as they play a crucial role in services and features that you can use. Therefore, it is recommended that you keep cookies active, especially if you are not sure that you do not need them, as they may be related to functionalities that you regularly employ on the website.

To block cookies, you can change your internet browser settings to prevent them from being stored on your device. You should consult the help or support section of your browser for detailed guidance on how to make this modification. However, it is important to be aware that blocking cookies may affect the operability of not only this website, but also others that you visit. Disabling cookies generally results in the loss of some website functionality. Therefore, it is recommended not to disable cookies, especially if you are not sure whether you want to give up the features they provide.

Authentication Cookies: When you create an account on our website, we employ cookies to manage the registration process and general access management. These cookies are normally removed when you log out, however in some cases they may remain to remember your site preferences after you log out.

Activity Cookies: We use cookies to identify when you are logged in to our website, facilitating your seamless user experience. This eliminates the need to enter your credentials each time you visit a new page on the site. These cookies are removed or cleared when you log out, ensuring that only logged in users can access certain exclusive features and areas.

Communication Cookies: To manage subscription to our newsletter services or emails, we use cookies that determine whether you have already registered, as well as showing relevant notices to subscribers and non-subscribers.

Interactivity Cookies: In surveys and questionnaires offered to collect valuable opinions and better understand our users, cookies may be used to remember if you have already participated and to ensure consistency of results, even when you change pages.

Preference Cookies: When you submit data through forms such as contact pages or comment fields, cookies may be set to store your information for future interactions.

Our website offers you the ability to personalize your experience by adjusting your usage preferences. For your choices to be remembered and applied correctly on each visit, the use of cookies is essential. They ensure that your personalized settings are recognized and used whenever you interact with a page that is affected by these preferences.

In certain contexts, we use cookies from trusted external partners. In this part, we detail which third-party cookies may be encountered while you browse Senhor Panda.

To obtain more detailed information about the cookies used by Google Analytics, we recommend consulting the service's official page.

You have the option to block or disable cookies from any website, including ours, whenever you wish. To do this, you need to modify the preferences in your internet browser. To assist in this process, we provide links below to the help guides for the most used browsers, where you will find the necessary instructions:

Additionally, if you want to opt out of personalized advertising from Google, you can adjust your settings by visiting the Google Ads Settings. And to opt out of personalized advertising from other third-party ad providers, you can visit their website www.aboutads.info, which offers guidance for you to manage your advertising preferences across different platforms.

Senhor Panda uses the information collected from Users to:

You can trust that Mr Panda will use your information responsibly and safely. We are committed to protecting your privacy and providing the best possible experience on our website.

Senhor Panda does not sell information or personal data of its Users. However, we may share this data with partner companies to recommend personalized products and services or to deliver products and services requested by the User.

Senhor Panda also reserves the right to assist or cooperate with any judicial authority or governmental body, and may share Users' personally identifiable data to:

Senhor Panda is committed to protecting the privacy of its Users by following international data security norms and standards and adopting practices and technologies that are constantly reviewed and improved.

We also invest in security measures, including encryption, access control, secure software development, internal compliance policies, and accountability and risk mitigation measures.

Furthermore, we are transparent about our privacy practices and Users can contact us for more information.

1. Your Rights

Senhor Panda respects the rights of Users in relation to their personal information. Users have the right to:

2. Information Retention Policy

Senhor Panda retains Users' personal information for as long as it deems necessary to provide the best services to Users. This time may vary according to the type of information and the purpose for which it was collected.

In some cases, Mr Panda may retain information indefinitely. Users may request the deletion of their personal information at any time. To do this, simply contact Senhor Panda using the form on the website.

Senhor Panda is committed to complying with the LGPD and protecting the privacy of its Users. To this end, we adopted the following measures:

Senhor Panda does not collect or process personal data from children and adolescents under 18 years of age, without prior authorization from their parents or legal guardians.

If you are a parent or legal guardian of a child under 18 and you believe that your child has provided personal information to Senhor Panda, please contact us immediately at https://senhorpanda.com/contact/. 

Senhor Panda reserves the right to modify this Privacy Policy at any time, without prior notice to Users. Therefore, it is important that Users review this Privacy Policy regularly.

All changes and clarifications will come into effect immediately upon publication on the website. If Senhor Panda makes material changes to this Privacy Policy, it will notify Users here that the Privacy Policy has been updated. This will allow Users to know what information we collect, how we use it, and under what circumstances, if any, we use and/or disclose it.

If you have any questions or concerns about this Privacy Policy, please contact us using the form found at https://senhorpanda.com/contact/ .