For those looking for a credit card, we will present the Porto Seguro card or Bradesco card. Both offer traditional services combined with the ease of digital.

The Porto Seguro card has a free annual fee for the first 12 months and also entitles you to Porto Plus. An insurer-only scoring program. With it, you can exchange points for discounts on restaurants, trips and even airline miles.

In addition, with the Bradesco card, it is possible to access a quality service from one of the most traditional banks in Brazil. A card with an exempt first annuity and a complete application for you to monitor your expenses.

Continue reading and find out which one to choose between Porto Seguro card or Bradesco card!

First, let's introduce you to the Porto Seguro card. This card is part of the insurance company Porto Seguro, one of the pioneers in the insurance industry in Brazil.

That is, the card is made available by a company with a lot of credibility. In addition, the credit line has a free annual fee for the first 12 months. After that period, fees vary according to monthly expenses.

For example:

In addition, the Porto Seguro Internacional card requires proof of a minimum income of R$1,000. In this sense, those who still do not have this monthly earning amount cannot hire the product.

In addition, coverage is international and the application for an additional card is also free of annuity. For those who like to have everything in the palm of their hand, monitoring expenses is done through the application.

This way, it is much easier to solve your financial life in one place. It is also through the application that you can follow the Porto Plus scoring program. An option for you to exchange points for miles and discounts on products and services.

By the way, if you like to make payments through digital wallets, know that with this card it is possible. Porto Seguro is compatible with most digital wallets, such as Apple Pay, Samsung Pay and Google Pay.

Now that you know the Porto Seguro card, let's show you the Bradesco card. This card is one of the most complete among those offered by banks. With international coverage and several other facilities.

Therefore, with Bradesco Visa Internacional, the first annuity is free. After this 12-month period, an amount of R$24.25 per month is charged. In case of contracting additional cards, the annuity is charged normally.

Speaking of credit analysis, the bank performs this process from the CPF, RG and proof of income. In addition, proof of residency is also required. 

In addition, to have the Bradesco card you also need to be a bank account holder. That way, all your finances are integrated and you have an easier time managing your financial life.

In principle, the Porto Seguro card has several advantages. Among them, we can mention the scoring programs available. With this card, it is possible to use the program associated with the brand. 

In addition, there is also PortoPlus. A specific program from the company Porto Seguro, in which you can exchange points for products, trips and airline miles. A great option for those who want to take advantage of spending on their credit card.

Still talking about discounts, the Porto Seguro card offers discounts on the insurance company's own products. It is possible to obtain up to 20% of price drop for card customers.

In general, the main advantages of the Bradesco card are linked to discounts at establishments. In addition, because it has the Visa flag, the card has the benefits of the Vai de Visa program.

Furthermore, with the Bradesco Visa International card, you get a 50% discount on Cinemark Network tickets. And also on tickets to events held at Teatro Bradesco.

Another advantage is that the card has an application for you to track expenses. Therefore, it is possible to consult your limit, see the invoice and all this offline. It doesn't even waste your cell phone's internet.

In short, a disadvantage of the Porto Seguro card is that after a year, it starts charging an annuity. That way, unless you spend R$2,500 monthly, you still have to pay the fee.

Therefore, if you are looking for a card without an annual fee, this may be a negative point about the card.

A disadvantage of the Bradesco card is the fact that it has an annual fee. Although it is a card with the benefits of being online and at a discount, the annual fee can be a negative point.

Especially because there are other cards with the same characteristics and without the need to pay annuity.

Finally, choosing between a Porto Seguro card or a Bradesco card is a completely personal choice. Both cards offer similar services and charge an annual fee after one year of use.

In this sense, it is necessary to choose according to the advantages of each one. While Porto Seguro has an exclusive points program, the Bradesco card offers discounts at cinemas and theaters.

In addition, both cards have the facility to consult invoice and limits through the application. That is, you can monitor everything from your cell phone or computer.

Therefore, just evaluate the pros and cons and understand the best option for your financial reality.

Furthermore, we will show you another post comparing the Porto Seguro card. See the differences between the Porto Seguro card and the Neon card!