Who has never needed to pay off their debts but couldn't find good solutions? That's why deciding between the Acordo Certo platform or the SuperSIM loan can be the ideal choice.

Since both are possible for those with bad credit, those who need to clear their name have found quick, safe options that can be applied for online.

In short, the Acordo Certo platform exists to negotiate debts. In this case, the client enters data and receives proposals to pay off bills.

On the other hand, SuperSIM is the one that lends the money, since it is a financial institution. So, you just have to do the simulation, the request and wait for the money.

This complete comparison will show you all the advantages, disadvantages and information. This way, you will know which is the best alternative to pay off your financial debts, so follow us!

The Acordo Certo platform offers an online space for you and your creditors to negotiate financial issues. Therefore, it has more than 30 partners among Brazilian banks and commercial establishments.

To negotiate, you need to access the platform, enter your CPF and find out which debts have available negotiation proposals. Then, you can choose the payment method and close the deal.

Since the main way to pay off debts is by bank slip, you can issue them to make the payment. However, it is worth noting that it can take up to 10 business days for the payment to be cleared from the system.

Firstly, the SuperSIM loan promises approval for those with bad credit, that is, you will undergo a credit analysis even under these conditions.

This way, approval can happen for those who have few debts, so simulate the amount, see the installments and request the loan, after that, wait for the company to call.

Thus, with the data confirmed, the money falls into the indicated account within 30 minutes. Furthermore, the maximum amount authorized by the institution is R$$2,500.00.

It is important to highlight that there are two options, with warranty and without warranty, since in the first option the cell phone is the required warranty.

This means that in case of default, your cell phone will be locked and unlocked only when you pay the installments, a process that must be authorized by the customer.

Without a doubt, being in debt keeps many people awake at night, so having a platform that does all the negotiation is very advantageous, isn't it?

Firstly, the main benefit of this platform is its ease, since you only need to provide your CPF to access debts in your name, choose the payment method and close the deal.

In addition, you can get up to 99% discount on your debts, as well as have access to installments worth R$ 100.00.

Furthermore, this is an interesting opportunity for those looking for ease, little bureaucracy and a unique way to pay off debts without being tied to high and abusive installments.

Likewise, the SuperSIM loan offers low amounts so that those with bad credit can get out of the red without bureaucracy.

Among the main advantages, simulating the credit before applying is interesting, since the customer will know exactly how much they will pay in fees before signing the contract.

What also draws attention is the speed at which the money is released, which can happen within 30 minutes after data confirmation.

Thirdly, you need to provide very little data for your proposal to be analyzed, a quick and non-bureaucratic process, apparently!

It is important to note that negotiation proposals will not always appear, since there are commercial establishments and banks that are not yet Acordo Certo partners. However, it is worth noting that the platform is constantly updated.

Furthermore, the platform acts only as an intermediary in the negotiation, that is, the entire process is the responsibility of the client and the creditor. However, Acordo Certo offers a completely secure online environment so that you can negotiate your debts.

Firstly, only those who have a bank account can apply for the SuperSIM loan. Furthermore, an amount above R$1,500.00 will not be released under any circumstances.

Please note that digital banks are not accepted to receive loan money, only Itaú, Santander, Caixa Econômica Federal, Banco do Brasil and Bradesco banks.

Finally, be aware that the installment amounts may change throughout the contract, depending on the loan amount and the length of time you will have the money, so pay attention!

So, were you able to decide between the Acordo Certo platform or the SuperSIM loan?

In short, both offer opportunities for those with bad credit. Furthermore, requests and interest calculations are made online.

Only in the case of the SuperSIM loan is it possible to request money directly from the institution, as it is a financial institution that provides credit with little bureaucracy.

On the other hand, the Acordo Certo platform aims to negotiate debts, that is, you can reach an agreement with your creditors to settle your financial debts and get your name clean again in the market.

Finally, the tip is to choose the one that meets your needs. Also, consider your financial situation and priorities to decide, as well as analyze which one would not put you in new debt, of course!

If you haven't reached a decision, don't worry, below we present a comparison between financial products without bureaucracy that can help you get out of the red, so check it out!