loans
Agreement Right Platform or SIM Loan: which is better?
Get financial relief by deciding between the Agreement Right platform or the SIM loan. This way, you can get out of debt and have credit again to do your day-to-day purchases.
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Deal Right x YES: find out which one to choose!
Don't know what else to do to get out of debt? So why not choose between the Certo Agreement platform or SIM loan?
Even if you have income, it's hard to pay off debts, isn't it? After all, there are routine expenses that prevent the name from getting out of the red, for example.,
Therefore, we will bring more details about these two options. In short, the SIM loan is requested over the internet and on the website it is possible to make a simulation, in addition to knowing the rates.
On the other hand, the Agreement Right platform forwards you to debt negotiations and helps you make a profitable deal.
Therefore, check out the advantages, disadvantages and all the information of these options, below.
How to apply for the Right Agreement
Find out how to apply for the Certo Agreement quickly, safely and effectively. And get deals with up to 99% off debt.
How to apply for SIM loan
Decide between secured or unsecured loans and have the money to fulfill your dreams.
Right Agreement Platform | SIM loan | |
Minimum Income | not informed | not informed |
Interest rate | depends on the lender | No guarantee – from 2,16% am With car warranty – from 1,73% am |
Deadline to pay | Varies according to debt | No warranty – 36 months With car warranty – 60 months |
release period | Same day assessment | Up to 72 hours |
loan amount | Amount of your renegotiated debt | No guarantee – R$ 30 thousand With car warranty – R$ 150 thousand |
Do you accept negatives? | Yes | Yes (on secured car loan) |
Benefits | Opportunity to negotiate debts Process 100% online | Secure loan with Santander bank analysis Process 100% online |
Right Agreement Platform
First, the platform is well known for making deals for people in debt, who enter their CPF on the website and receive proposals.
The company's motto is to create opportunities for negotiations, which is why it has partnerships with several commercial establishments and banks. This is because it offers an indication of the best offers during negotiation, if there is an opportunity for your case.
In short, you enter the site, register. After that, you can see in real time some offers from companies, financial institutions or institutions with which you have debts. So you can trade right there.
This means that the customer decides the payment method and if that agreement is worthwhile, then closes the deal.
SIM loan
In order for customers to access money quickly, the loan was created with the proposal of having little bureaucracy, since it is associated with the Santander bank.
In this case, you have two loan options: unsecured and car-secured. With the first option, it is possible to access up to R$ 30 thousand with an interest rate from 2.16% per month to be paid in up to 36 months.
In the second case, it is necessary to leave a vehicle paid off as collateral to get up to R$ 150 thousand with an interest rate from 1,73% per month to be paid in up to 60 months.
What are the advantages of the Certo Agreement Platform?
Undoubtedly, the Certo Agreement platform is safe and has the advantage of good agreement options, with installments that fit in the pocket.
That's because you can get installments of up to R$ 100.00, as it is possible to get up to 99% off your financial issues.
In addition, the entire process is carried out online 100%, so you don't have to leave the comfort of your home to negotiate your debts with creditors.
What are the advantages of SIM Loan?
Undeniably, the SIM loan is practical, in addition, know that the credit ratings are very good, with many wanting to do business with the company again.
This is because the simulation is done through the website, and you discover the fees to be paid without having to contact them by phone, for example.
The contract is made over the internet, the customer chooses between the unsecured or secured loan, with the advantage of getting up to R$ 150 thousand in credit in the second option.
At first, those who choose the secured loan reduce the interest rate by up to 40% and do not need to hand over the car, since it is only a guarantee in the event of default.
Finally, it is a quick loan, without bureaucracy and released in up to three days straight into the account, which is very useful for those looking for money to fulfill their dreams or pay off their debts.
What are the disadvantages of the Certo Agreement Platform?
First of all, the Agreement Right platform does not offer trading offers for some cases, that is, despite having a partnership with more than 30 commercial establishments and banks, there are institutions that are not contemplated.
Therefore, it should be noted that not all debt negotiations are done on the platform, as you may not find your creditor. Among the main partners we have: Santander, Pagbank, Itaú, Havan, Bradesco, Vivo, etc.
So, if there are no debts with these partners, you will not be able to trade through the platform. In addition, it is necessary to pay close attention to the cancellation of the agreement slips, as there is a period of up to 10 days for this process to be carried out.
What are the disadvantages of SIM Loan?
First of all, know that there is a rigorous credit analysis based on Santander bank criteria.
As for the interest rate, the value from 1.73% per month is for a secured loan and only this public can get high values, reaching R$ 150 thousand. In addition, only paid off cars are used in the negotiation.
In addition, there is a bit of bureaucracy, since the car also needs to be under no name. And with both loan options, you wait three days to find out if you've been approved and get the money in your account.
Agreement Right Platform or SIM Loan: which one to choose?
In fact, it can be complicated to choose between the Certo Agreement platform or a SIM loan, isn't it?
In short, it is possible to negotiate your debts in the first option, while in the second the client undergoes a rigorous analysis for the loan to be effective.
Therefore, before choosing, check the amount of debt registered in the CPF and what is your priority, since if the score is reasonable, your chances of getting a SIM loan are greater. So, access the sites with the CPF and find out which is the best deal.
Chances are you haven't decided yet, have you? So, don't worry, since below, we have another comparison full of information for you to select the best option.
Agibank loan or Santander loan?
The Agibank loan and the Santander loan offer low interest rates and excellent payment terms for INSS beneficiaries or civil servants. Learn more here!
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