Cards

PicPay Card: no annual fee and installments in 12 installments

Are you looking for a credit card with no annual fee and exclusive installments to take advantage of? Then the PicPay Card is a great option for you! To learn more about it and its advantages, just continue reading with us!

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Discover the PicPay card and be surprised by its differences

Antes de mais nada, tire as suas dúvidas sobre o cartão PicPay Card aqui. Fonte: Freepik / PicPay.
First of all, ask your questions about the PicPay Card here. Source: Freepik / PicPay.

The PicPay Card is a great option, with no annual fee, no bureaucracy, 100% digital and with international coverage to buy online or in physical stores around the world.

This is because a credit card is a great resource for keeping your finances up to date, paying for purchases in installments and getting the help you need in times of emergency or unexpected expenses.

AnnuityExempt
minimum incomenot informed
FlagMasterCard
RoofInternational
BenefitsNo annual fee, online order, payment in installments, payment in up to 12 installments, complete app
Table – PicPay Card
card

Credit card

PicPay Card

International MasterCard

ZERO annuity, Mastercard Surprise program and much more!

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Furthermore, the PicPay card offers a virtual card to make your purchases online and not expose your personal data.

Just as you can pay in installments for purchases in up to 12 installments and pay invoices using only the corresponding amount of the installment on your credit card, to help pay your bills.

Anyway, are you interested and want to know more about this complete card? Just continue reading with us and check out all its advantages and features throughout the article!

PicPay Card

Afinal de contas, do que se trata o PicPay card? Te contamos aqui! Fonte: PicPay.
After all, what is the PicPay card about? We tell you here! Source: PicPay.

The PicPay credit card is a complete solution for those who want more payment facilities and access to an option with no annual fee and digital 100%.

But, as it is a new option on the market, it is important to know, before ordering yours, what its benefits, disadvantages and how it works are.

This way, you'll be sure to order a resource that has everything you're looking for. Below, check out a little more about the PicPay card and its main features! Let's go?

Smartphone com a logo do PicPay em fundo verde neon,

How to request the PicPay Card

Are you interested in the card and want to know how to get yours? It's simple, just check out the step-by-step instructions we've put together for you and stay up to date, see more here!

How does the PicPay Card work?

Agora, confira a seguir tudo sobre o funcionamento do cartão de crédito PicPay Card. Fonte: Freepik.
Now, check out everything about how the PicPay Card credit card works below. Source: Freepik.

The PicPay card is that opportunity you were looking for, to have a card with no annual fees and no bureaucracy.

Furthermore, with it, you have access to cash back on almost all purchases made within the PicPay app itself.

Its operation is simple and similar to other credit cards with digital applications. If you don't have any restrictions on your name, just open the account and wait for the institution's invitation.

The Pic Pay Card also has international coverage, which makes it even more versatile in its use.

With it, you can perform all the most important day-to-day financial functions, such as paying bills, shopping, paying in installments and you can also use the virtual card to make online purchases more safely and easily, without exposing your data. improperly.

Benefits

To know whether a card is suitable for you or not, it is best to know closely what its advantages and disadvantages are.

This way, you guarantee a more peaceful financial life and that you will have everything you need to make your purchases safely.

The main benefits of the PicPay Card are, for example, those described below.

  • Physical card to use for your purchases and virtual card to use for online purchases and preserve your data;
  • The PicPay Card is accepted in thousands of establishments throughout Brazil and abroad;
  • Mastercard Flag;
  • Order 100% online;
  • No annual fee and no bureaucracy;
  • Purchase installments in up to 12 installments so as not to compromise your budget;
  • Access to the PicPay digital account, where you can use your balance;
  • Installment of bills using the installment amount only, on your credit card;
  • International coverage;
  • Money back on almost all purchases made within the PicPay app itself;
  • etc.

Disadvantages

But, although the PicPay card has several exclusive benefits for you to enjoy, there are some disadvantages that should also be mentioned, such as, for example, those mentioned below.

  • Card subject to credit analysis;
  • You need to be a user of the PicPay app to manage the card, so you need to create your account first, if you don't already have one;
  • The card order, as well as its management and invoice, are 100% online. Therefore, if you are not used to this modality, it may not be the best alternative for you at the moment;
  • It is necessary to wait for the institution's invitation before requesting the card in the credit function;
  • etc.

How to use the PicPay card for the first time?

Afinal de contas, você sabe como utilizar o seu cartão PicPay pela primeira vez? Fonte: Freepik.
After all, do you know how to use your PicPay card for the first time? Source: Freepik.

After ordering your PicPay card, when you receive it, just open the app and unlock your physical card. With this, you can now use it normally for your purchases, just use the four-digit password chosen previously.

With the PicPay Card in the credit function, you can use it at different establishments or to pay bills and then pay your bill with the balance in your account until the due date, like other credit cards.

As the card's brand is international Mastercard, you can use it inside and outside Brazil, in physical and online stores.

What is the PicPay credit card limit?

The credit card limit is individual for each person and is only released after credit analysis. However, the card's initial limit is usually compatible with your monthly income, depending on the analysis carried out under your profile.

How to increase PicPay Card limit?

If you need a little more limit on your credit card, you can request an increase in your PicPay Card through the app.

Remembering that the request is not a guarantee of getting an extra limit, so it is important to ask and see what the bank's response will be. To request the increase, follow the steps described below.

  • Access the PicPay app;
  • Tap the “wallet” option;
  • Tap the “PicPay Card” option and then “Adjust limit”;
  • Then, select the “limit increase” option;
  • Enter the amount you want and enter the reason for the request;
  • Tap “request a raise”;
  • Wait for the response.

What do you need to have a PicPay credit card?

Por fim, descubra aqui como pedir o seu cartão PicPay Card ainda hoje. Fonte: Freepik.
Finally, find out here how to request your PicPay Card today. Source: Freepik.

To be able to request your PicPay credit card, it is important to know that you must be a PicPay customer and have an account opened in the application, be over 18 years old and preferably not have restrictions on your name, as the card is subject to analysis. credit.

Only when the credit card offer appears on your app can you request the card. So always keep an eye on notifications.

So, what did you think of the PicPay card? Super complete and easy to use, right?

We hope that our content helps you request yours and that you will soon be enjoying all its benefits.

If you don't have the card yet, access the recommended content below and see how to request it.

Until later!

Smartphone com a logo do PicPay em fundo verde neon,

How to request the PicPay Card

Are you interested in the card and want to know how to get yours? It's simple, just check out the step-by-step instructions we've put together for you and stay up to date, see more here!

About the author  /  Maria Luisa Barbosa

Advertising with extensive experience in creating content for the web. I've been writing about finance for over a year in order to help you have a better financial experience. In my spare time, I'm a pet mom, art and fashion lover. Pleasure Malu! (:

Reviewed by  /  Junior Aguiar

Senior Editor

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