Taking out a payroll loan is a great way out for those who want to get out of debt. Therefore, today we are going to show you the differences between Pan Consigned loan or C6 Consig loan. 

Both are intended for retirees, INSS pensioners and federal servants. In addition, the Pan Consigned loan also includes those who work or are pensioners of the Armed Forces.

Furthermore, the Pan Consigned loan and the C6 Consig are 100% online credits. In other words, you don't even have to leave your house to sign up. Everything is resolved over the internet, easily and without bureaucracy.

Continue reading and find out which one to choose between Pan Consigned loan or C6 Consig loan!

At first, we have the Pan Consigned loan. It is intended especially for retirees, INSS pensioners. In addition to federal, state and municipal and military servants.

Therefore, as it is a payroll loan, the installments are debited directly from the customer's salary or benefit. Therefore, the bank has a certain guarantee that there will be no default. 

In this way, Pan Consignado rates are much lower and adjusted to your financial reality. Incidentally, interest varies according to your financial history and also your salary or benefit.

In addition, taking out the Pan Payroll loan is 100% online. In this sense, you can solve everything directly from your cell phone or computer. Just fill out a form and wait for the bank to analyze it.

From there, Pan offers you a credit offer and molds it to your financial history. That way, just sign the contract and wait up to 2 business days for the money to fall into your account.

The C6 Consig loan is very similar to the Pan Consig. That's because both are designed for very similar audiences: retirees, INSS pensioners and civil servants. 

In this way, the C6 Consig installments are fixed and correspond to the client's salary or benefit. Therefore, the bank debits the monthly installments directly from the payroll.

Therefore, the C6 manages to offer rates much lower than those on the market. In addition, the hiring process is personalized. That is, when stipulating the rates, they consider your financial history and also your assignable margin.

By the way, the C6 Consig loan can be applied for 100% online. Just send your documentation to the specialists and wait for your credit proposal. But C6 also has bank correspondents throughout Brazil.

The Pan Payroll loan has several advantages for its customers. First, we can mention that the interest rates are 3x lower than in other types of loan.

This happens because in the payroll modality, the installments are debited directly from the client's salary or benefit. With this, the bank already has a certification that the payment will be made on time.

In addition, with Pan Consignado you have a 25% discount at several associated pharmacies. That is, in addition to getting a loan to pay off your debts, you still have discounts at establishments to do your shopping.

Finally, in terms of hiring, Pan offers a simple and bureaucratic request. That's because it's an online 100% service. You can hire both through the website and the app.

In general, C6 Consig has unique advantages for its customers. At first, we can mention the fact that the rates are completely personalized. That is, you send your documentation and the bank stipulates special rates and deadlines for your case.

In addition, this entire hiring process is online. Therefore, all pending issues can be resolved both on your cell phone and on the website. By the way, this makes the loan faster.

C6 Consig's credit analysis is simplified and makes the process much less bureaucratic. This is also because, in payroll, the bank already has a certain guarantee of payment. For this reason, rates are usually much lower.

Finally, an advantage is that C6 Consig has banking correspondents. Therefore, it is possible to resolve pendencies and still make your request in person. Just find the closest correspondent to you.

When we talk about the disadvantages of the Pan Payroll loan, we can mention the delay in releasing credit. That's because many online loans have a very quick release. Even on the same day.

However, with Consigned Pan, the whole process can take up to a week. That is, between the request and actually receiving the money in the account. By the way, the release after signing the contract takes up to 2 working days.

C6 Consig has the disadvantage of not offering much information on its website. This is a con as it is an online loan. Therefore, most people will look for information on the website.

In addition, the bank also does not provide the possibility of carrying out a simulation on the website. To do the first simulation, you need to speak with one of the specialists and send your documentation.

Finally, choosing between the Pan Consigned loan or the C6 Consigned loan is a very personal matter. That's because the two loans are very similar. Both C6 and Pan offer online service and lower rates than the market.

In addition, the two lines of credit serve retirees, pensioners and civil servants. By the way, the Pan Consignado also includes the military and pensioners of the armed forces.

In this way, the differences between the Pan Consigned loan or the C6 Consig loan are few. Therefore, just check the conditions and personalized rates of each one to understand which option is best for you.

Therefore, if you are still in doubt and want to know two more loan options, let us show you. See in this other article the Superdigital loan and Jeitto!