Cards
Discover the Saraiva credit card
The Saraiva credit card has no annual fee and is an international Visa. In addition, it can be applied for online with no minimum income requirement. Follow the details!
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Saraiva credit card, with no annual fee and no minimum income requirement
O Saraiva credit card is offered by Livraria Saraiva in partnership with Banco do Brasil. It is completely free and can be requested without needing proof of income. If you want to know more about the benefits of the Saraiva card and how to apply for one, follow the text below and we will explain the details.
| Annuity | Exempt |
| Flag | Visa |
| minimum income | not required |
| Roof | International |
| Benefits | Saraiva Plus, Latam Air Miles Plus |
How to apply for the Saraiva card step by step?
Find out now everything you need to know to apply for a Saraiva credit card. Follow the step-by-step process to apply for your card.
Discover the Saraiva card
The Saraiva credit card is offered in partnership with Banco do Brasil. Therefore, to carry out all the monitoring of the card, it is necessary to download the Ourocard bank application, available for IOS and Android.
In addition, it has a Visa flag and international coverage. It is worth remembering that due to the partnership with Banco do Brasil, it will define the credit card limit, but after six months it is possible to request a limit increase.
Benefits
One of the main advantages of the Saraiva credit card is the annuity exemption. Also, you don't need to have a minimum income.
Another advantage is that you can participate in two different reward programs at the same time. Saraiva Plus, which accumulates points to exchange for discounts on the Saraiva network and Air Miles, you can exchange points on Latam Pass.
Disadvantages
The main disadvantage of the Saraiva credit card is that, due to the link with Banco do Brasil, account holders have more opportunities to be approved. Also, the card is not very advantageous for those who do not like to accumulate miles to travel or are customers of Saraiva stores.
How to apply for Saraiva credit card
To apply for the card, follow these steps:
- Access the cards area of the Banco do Brasil website or app;
- Go to Cartão Saraiva and then to “Order yours now”;
- Enter your personal data;
- Complete the registration and wait for credit approval.
Alternative recommendation: Inter Card
If you are a consumer of the Saraiva network, this card is an excellent option on account of Saraiva Plus. But, if you are looking for another card with several benefits, see the comparison we made with the Inter Card:
| Saraiva card | Inter Card | |
| Minimum Income | not required | Minimum wage |
| Annuity | Free | Free |
| Flag | Visa | MasterCard |
| Roof | International | International |
| Benefits | Saraiva Plus, Air miles | Cashback Program |
Did you like the content? So enjoy and learn how to apply for your Inter credit card in the following article!
How to apply for Inter credit card
Do you want to know how to apply for Inter's credit card, one of the best on the market? Then read our text and find out!
About the author / Gustavo Cezar
Reviewed by / Junior Aguiar
Senior Editor
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