O Saraiva credit card is offered by Livraria Saraiva in partnership with Banco do Brasil. It is completely free and can be requested without needing proof of income. If you want to know more about the benefits of the Saraiva card and how to apply for one, follow the text below and we will explain the details. 

The Saraiva credit card is offered in partnership with Banco do Brasil. Therefore, to carry out all the monitoring of the card, it is necessary to download the Ourocard bank application, available for IOS and Android. 

In addition, it has a Visa flag and international coverage. It is worth remembering that due to the partnership with Banco do Brasil, it will define the credit card limit, but after six months it is possible to request a limit increase. 

One of the main advantages of the Saraiva credit card is the annuity exemption. Also, you don't need to have a minimum income. 

Another advantage is that you can participate in two different reward programs at the same time. Saraiva Plus, which accumulates points to exchange for discounts on the Saraiva network and Air Miles, you can exchange points on Latam Pass. 

The main disadvantage of the Saraiva credit card is that, due to the link with Banco do Brasil, account holders have more opportunities to be approved. Also, the card is not very advantageous for those who do not like to accumulate miles to travel or are customers of Saraiva stores. 

To apply for the card, follow these steps:

If you are a consumer of the Saraiva network, this card is an excellent option on account of Saraiva Plus. But, if you are looking for another card with several benefits, see the comparison we made with the Inter Card: 

Did you like the content? So enjoy and learn how to apply for your Inter credit card in the following article!