Cards

Nubank disapproved? 7 no annual fee credit cards

Having your credit card application denied is quite frustrating. That way, if you tried to be part of the roxinho team and were denied, here are 7 other excellent credit card options that also do not charge annuity. Check out!

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If you had your card application denied by Nubank, see other options with exclusive benefits

Então, confira outras opções de cartões com benefícios exclusivos. Fonte: Nubank.
So check out other card options with exclusive benefits. Source: Nubank.

First, Nubank is known for offering credit cards with no fees and annual fee, as well as simplified credit analysis. However, some people may have their Nubank card rejected when applying.

Although it is possible to increase your credit score or even regularize your name, these are solutions that take some time to have the desired effect.

That way, if you need to increase your purchasing power and want to have a fee-free credit card with exclusive benefits, we've brought you some options that can help you.

So, read our text and check it out!

Nubank Reproved: options for those who were not accepted at Roxinho

Mas, afinal, quais as opções? Fonte: Pexels.
But, after all, what are the options? Source: Pexels.

Well, it is very frustrating when we fail the credit card credit analysis. In this sense, if you were counting on the approval of the Nubank card and were surprised with a negative one, we will present you with 7 other card options with no annual fee for you to take advantage of. Check out!

1. Superdigital

First of all, Superdigital emerged as a fintech of Banco Santander, offering fully online and facilitated service. In addition to a digital account, Superdigital also offers a prepaid credit card with no annual fee.

That way, if you had your Nubank application rejected, this could be a good option if you want to have a credit card. All you have to do is access Google Play or the App Store and download the app for free to make the request.

In this sense, the Superdigital card has the Mastercard brand and international coverage. In addition, you can register the card on the brand's website to participate in the Mastercard Surpreenda program.

However, to apply for the card, you will need to open an account with fintech before signing up for the credit card. By the way, it is important to inform you that, as it is a prepaid card, you will not be able to pay your purchases in installments, only using the available balance that you have recharged.

AnnuityExempt
minimum incomenot required
FlagMasterCard
RoofInternational
BenefitsMastercard Surprise;
Without consultation with the SPC and Serasa.  
After all, what are the features?

How to apply for the Superdigital credit card

If you are looking for a card with a digital account that accepts negative payments, the Superdigital card may be ideal. Understand here how to order yours!

2. Agibank

Another option for those whose Nubank card has been rejected is the Agibank credit card. So, to request it, you just need to download the bank application from Google Play or the App Store and open your account. By the way, it is important to inform that the procedure is free, as well as the card, which has annuity exemption in its first year of use.

Furthermore, if you still want an immediate card, you can go to a physical branch or Agibank service point and make your request. If approved, you can leave with the card in hand, ready to use!

In addition, you can also register your card on the official Mastercard website to participate in the brand's benefits program. Thus, your Agibank credit card has international coverage and the convenience of carrying out all financial management through your app. It's definitely worth checking out!

AnnuityExempt
minimum incomenot informed
FlagMasterCard
RoofInternational
BenefitsMastercard Surprise;
Quick approval.  
So what are the features of the card?

How to apply for the Agibank Mastercard card

Discover now all the steps to apply for the Agibank bank credit card, the digital and very practical 100% bank card.

3. Neon

Então, já conhece o cartão Neon? Fonte: Neon.
So, do you already know the Neon card? Source: Neon.

First, Neon is a fintech that offers financial services, such as opening and operating a checking account, as well as credit and debit cards. Linked to the Visa flag, the fintech has all its management and service 100% online. Therefore, it is an easy option for anyone looking for a credit card.

In addition, the Neon card does not charge an annuity and offers international coverage. That is, you can use your card both in Brazil and abroad. In addition to the Visa brand benefits program, you also participate in Neon+ and can waive other fees charged on the card, such as withdrawals at 24-hour terminals, for example.

In addition, the card offers a very interesting benefit called Elastic Limit. With it, you can make emergency purchases that exceed your card limit, as Neon promptly analyzes your need and can approve your purchase.

AnnuityExempt
minimum incomenot informed
FlagVisa
RoofInternational
BenefitsVai de Visa Program;
Neon+ Program;
Elastic limit.  
But what are the characteristics of Neon?

How to apply for the Neon card

Find out in this article how to apply for the neon card in a simple and uncomplicated way with the process é 100% online.

4. Inter

Initially, Banco Inter was one of the pioneering digital banks in this segment in Brazil. Thus, it offers financial services, such as a digital account, credit and debit cards, among other transactions. In this way, the Inter bank credit card has the Mastercard brand, which allows you to participate in the Mastercard Surpreenda benefits program.

In addition, the card is free of annual fees and surprise fees, offering cashback when you pay your invoice on time. The card also offers international coverage, which means you can use it for purchases abroad.

However, to make the request, you will need to download the Inter bank app and open your digital account. Then, you can access the application and click on the “Cards” tab to subscribe to the product. By the way, it is important to inform you that your request will undergo a credit analysis, ok?

AnnuityExempt
minimum incomenot informed
FlagMasterCard
RoofInternational
BenefitsMastercard Surprise Program;
Cashback;
Contactless technology.  
So what features?
Cartão do Banco Inter

How to apply for Inter credit card

Do you want to know how to apply for Inter's credit card, one of the best on the market? So, read our text and find out!

5. BTG

Banco BTG Pactual was created in 1983 and is a bank specialized in investments. In fact, he is responsible for issuing BTG+ credit cards. In this sense, the bank's credit cards have the Mastercard brand and international coverage. In addition, the bank's basic option cards are exempt from an annual fee.

Thus, to request your card, you will need to download the free bank application, which is available for both Android and iOS users. Then, you will need to register and open your digital account to then join the product. Remembering that you will undergo a credit analysis to be approved.

AnnuityExempt
minimum incomenot informed
FlagMasterCard
RoofInternational
BenefitsMastercard Surprise Program;
Contactless technology.
Check the features of the card

How to apply for BTG+ credit cards?

Want to know how to apply for BTG+ credit cards? So you are in the right place! Discover the application step by step right now.

6. PagBank

First of all, PagBank is a digital wallet that offers financial services, such as a digital account, credit card and prepaid card, transfers, among other services. Thus, the finance company is nothing more than a PagSeguro fintech.

In this way, the services are 100% online and without bureaucracy, and you can choose between a Mastercard prepaid card or a Visa credit card. Both do not charge annuity or maintenance fee, and you can join on the website or through the application.

In this sense, the app is available for both Android and iOS users. In addition, you have the practicality of managing your expenses, paying bills and having complete financial control through the application. Therefore, this can be a great choice if you have had your Nubank application rejected.

AnnuityExempt
minimum incomenot informed
FlagVisa or Mastercard
RoofInternational
BenefitsBanner reward program;
Contactless technology.  
So, check out the features of PagBank.

How to apply for PagBank card

If you liked the options and advantages of the PagBank prepaid card, find out right now how to apply without bureaucracy.

7. Mercado Pago

First of all, Mercado Pago has just launched its new financial product, the Mercado Pago credit card! However, you need to be a MercadoLibre digital wallet user and already have a debit card. So, you just need to access your Mercado Pago account and choose the option “I want to have the credit function on my card”.

By the way, it is important to inform you that you will join a waiting list to enable this new feature on your card, as the product is still very new. However, the Mercado Pago credit card is an excellent alternative if your Nubank application has been rejected.

Thus, the card offers the Vai de Visa benefits program, exclusive installment payments for purchases on Mercado Livre, in addition to earning double points on purchases made on the platform. It's a lot of benefits, isn't it? So, don't waste time and enter the app right now to request!

AnnuityExempt
minimum incomenot informed
FlagVisa
RoofInternational
BenefitsVai de Visa Programs;
Exclusive installment;
Double points.
After all, what are the features?

How to apply for the Mercado Pago card

Learn how to apply for the Mercado Pago card with no annual fee, with immediate approval and purchases in up to 18 interest-free installments.

About the author  /  Aline Barbosa

Writer and producer of content for various subjects, she is passionate about writing and the new. Always in search of knowledge, it aims to transmit what it has learned in a light and uncomplicated way.

Reviewed by  /  Junior Aguiar

Senior Editor

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