Firstly, understand that digital banks appeared on the market to reduce bureaucracy in the traditional system, leaving conventional banks behind. Therefore, given all the technological advances and so many new things that appeared on the market in 2022, in this post we will show you the best digital accounts available.

Therefore, to score the best digital accounts of 2022, there are many criteria that must be taken into consideration such as monthly fees and fees, income requirements, credit card offers, advantages, among others. 

So, continue reading with us and discover the best options we have selected.

First of all, it must be said that choosing the best digital accounts for you is not an easy task. Therefore, to do this, it is necessary to take special consideration of your financial profile.

Therefore, here in our post, we selected the 15 best digital accounts taking into account the service offered, as well as its advantages and disadvantages.

Anyway, what is the best digital account? Therefore, the answer will certainly depend on what best meets your needs. Therefore, see below the characteristics of the accounts we have selected for you.

Firstly, we will talk about the Pan account. Therefore, the Pan bank digital account has already reached the wallets of more than 10 million Brazilians.

Furthermore, the account is 100% digital and free of maintenance fees. Furthermore, it has free transfers, offers customers debit and credit cards with no annual fee, as well as access to a loan limit with reduced rates.

Therefore, the BMG account is considered one of the best accounts on the market and also offers completely free services to its customers.

Furthermore, it offers customers good advantages such as: free transfers, a card with no annual fee, cashback on purchases, and free withdrawals.

The BMG Galo account is very similar to conventional BMG accounts, however, it offers several exclusive benefits for Atlético Mineiro fans across Brazil. Therefore, some of these benefits are: unlimited cashback and withdrawals. 

Therefore, following the same standards as accounts intended for exclusive fans of Brazilian clubs, BMG Vasco offers benefits that will delight Vasco fans. In other words, that's right, if you want to help build the story of the hill giant, this account is for you! 

Therefore, one of the advantages of the BMG Vasco account is the exemption from annual fees on the card. Furthermore, the 100% account is free and digital, has unlimited withdrawals, cashback and free transfers.

Next, we have another great power in Brazilian football that joined a partnership with BMG, Corinthians, who are currently the fans with the largest number of bank accounts.

Therefore, Timão fans have an account with exclusive promotions, discounts and various advantages.

In addition, we have the Next bank digital account. In other words, another option as one of the best digital accounts is the Next account.

Therefore, in addition to the digital account, Next bank has a credit and debit card with no annual fee, free and unlimited services for all customers such as transfers, withdrawals and much more.

Next, we have PagBank. Therefore, the PagBank account is offered by PagSeguro and offers very complete services to its customers.

The digital account is available to individuals and legal entities, it is free, international card, free withdrawal at Banco24Horas, as well as free TEDs.

Furthermore, leaving your money in the PagBank account will yield 30% more than savings, making extra income possible.

Later, we will see about Banco Inter. So, Inter is certainly one of the best options we will find on this list. Furthermore, it is a completely digital account, it is 100% free and there are no fees. In other words, even Banco Inter credit cards offer very favorable conditions.

Therefore, by opening an account at Banco Inter, the customer will have reduced fees, less bureaucracy, a very interactive and complete app that facilitates daily transactions with their account. Furthermore, the card has a Mastercard brand, zero annual fees and you earn cashback on your purchases. 

Therefore, Neon bank is one of the best digital accounts we currently have. Thus, founded in 2016, Neon has been evolving and today offers a complete digital account completely online. This way, just access the app and easily open your account in a few minutes!

Therefore, following the options we will now see about the Nubank digital account. Therefore, the famous roxinha has been growing a lot to the point of offering a digital account that can be compared with large banks and financial institutions across Brazil. In other words, the Nubank digital account is, without a doubt, among the best digital accounts of 2021.

Furthermore, Nubank makes your money return every day with rates higher than savings, offers debit and credit cards with no annual fee, a super intuitive app and international coverage. Furthermore, with Nubank cards the customer will also have the benefits of the Mastercard Surpreenda program.

Next, we have the Agibank digital account with an app that offers everything the user needs directly in their pocket. Furthermore, the bank has more than 600 service points so as not to leave any customer in the lurch.

C6 Bank is known mainly for the no-annual-fee cards it offers to all the bank's customers and account holders. In this sense, of the more than 10 million people that C6 Bank serves, many of them rate it as one of the best cards on the market.

Subsequently, one of the main banks in Brazil, Santander, provides users with a complete digital account that offers very reliable credit cards and credit services. Additionally, we can contract services and benefit programs that we cannot find in other accounts.

Now get to know the BV account. Therefore, the BV digital account is completely free and digital, with a focus on providing the user with the best functions and being a very complete account. Furthermore, with the BV app we can control our financial life wherever we are. In other words, just access the website and open your account in minutes.

Finally, we have the BTG+ bank digital account. Therefore, BTG+ is a very complete platform with cards, transfers, PIX and much more, aiming to bring the best to all customers. Therefore, when opening the account we can choose between a free annual fee or an account with an annual fee.

Choosing between the best digital accounts of 2022 chosen by the users themselves is certainly not an easy task. In other words, each of them can be adapted to different people’s profiles. 

Furthermore, they all have very good advantages and some disadvantages that should also be considered when evaluating.

Therefore, the main thing to choose one of the best digital accounts is to compare your needs with the options, functions and benefits that the digital account has to offer.

Therefore, evaluate your financial profile, access the website of one of the best digital accounts recommended in our content and open your account!

Furthermore, if you want to know the loans offered by the main digital banks, access the recommended content below.