Thinking about a bank account used to be synonymous with bureaucracy. However, with the emergence of digital accounts this has changed. Now having a bank account can also mean practicality. With so many options, it can be difficult to choose the best one. Therefore, in today's article we will show you the 15 best digital account options. Thus, you can decide which option is best for your reality. Continue reading and check it out!

Follow our list of the 15 best digital accounts for you to choose and open yours in 2022.

BTG+ was born from the investment bank BTG Pactual, as an alternative to a complete bank. Focused not only on finances, but also on helping you financially on a daily basis. The digital account is free. However, it is possible to subscribe to the premium plan. With this plan, you can have unlimited withdrawals, 10 days without interest on Limite+ and many other advantages. 

Banco Pan offers a digital account with a credit card without an annual fee. In addition, you can also have an emergency limit with fees of 5.9% per month. There is also the possibility of porting your salary to Banco Pan. In addition, the account offers up to 30 withdrawals, TEDs and deposits via bank slips for free. After that, just pay a fee of R$2.00.

Banco BMG offers a complete digital account, with several services for you. The account has free transfers to any bank and unlimited withdrawals. In addition, when you open an account, you can receive a credit card with no annual fee and cashback.

However, it will still be subject to credit analysis. In this sense, the digital account has a great feature for those who have difficulty saving money. With Poupa Pra Mim, your purchases are rounded up and the cents go straight to your virtual piggy bank.

The BMG Galo digital account is an account with special benefits for Atlético Mineiro fans. In short, the account has characteristics and advantages similar to the digital account. The main difference is the cashback in the card's debit function.

Banco BMG also has a digital account for Vasco fans. As with the regular digital account, opening is free and the credit card has no annual fee and cashback. In addition, it is possible to subscribe to plans that increase the cashback value on the card.

Every purple Corinthian wants the team to be part of everything in life. And with the bank it would be no different. For this reason, BMG offers the BMG Corinthians digital account. With free withdrawals and transfers and credit and debit card with cashback.

Banco Next is Bradesco's digital option. It offers a free digital account with no fees for you. In addition, when creating the account you receive a card in the debit and credit function. However, remember: credit is always subject to analysis. In this sense, Next offers several other benefits, such as Treats. With them, you have exclusive advantages in courses, stores and restaurants.

PagBank offers free digital accounts for both individuals and companies. Also, your account money earns 10% more than your savings. The account also has an international card with no annual fee, free withdrawals and unlimited transfers.

The Banco Inter digital account does not charge fees and further reduces the bureaucracy in your life. Transfers, Pix and looting are free, as is the card. In this sense, Inter's credit card has no annual fee and cashback at the Super App mall. 

Neon is a payment account specially made to save you time. That is, no more bureaucracy and queues. With Neon's digital account you have unlimited transfers, an international debit and credit card and many other advantages.

Wise is a digital account option for those looking for an international account. With it, it is possible to make transfers to more than 80 countries. In addition, it is also possible to convert your money at any time to more than 50 currencies. It is a good choice both for those who live abroad and for those who are going to travel and need an international account. 

When we talk about digital banking, many people think of Nubank. The bank has grown a lot since its creation, and the account offers benefits in a simple and practical way. In this sense, with the Nubank account you can keep your money and let it earn. As well as unlimited transfers and Pix. In addition, you are entitled to a debit card and are under review for a credit card with no annual fee.

Agibank is one of the only banks with a digital account that offers the face-to-face option. That is, if you are looking for a bank that offers both options, Agibank may work. The bank has more than 600 service points throughout Brazil. This current account offers debit, credit and even overdraft cards. In addition, transfers are unlimited and you are entitled to 4 withdrawals per month.

C6 Bank offers a current account option with a credit card with several benefits. When you open your account, you get free withdrawals, unlimited transfers and much more. Furthermore, the bank offers the C6 Tag, used for tolls and skip-the-line parking.

Banco Bradesco is known for being one of the most traditional financial institutions in Brazil. However, over time even the oldest banks needed to modernize. With that in mind, Banco Bradesco offers a digital account that can be opened directly through the app. Also, the account is free for the first year of use. As well as the first annual fee on the card.