One thing is for sure: there is no shortage of advantages of the Uber loan. In addition to being an innovative line of credit, giving people in need the opportunity to have their financial life more organized, this financial service also has low interest rates and facilitated payments. Want to know what else it has to offer you? So check it out!

As already mentioned in the introduction, there are, in fact, several advantages of the Uber loan. However, if you haven't read our previous text – which we highly recommend!, it is worth remembering what these benefits are. Come on:

One of the great advantages of the Uber loan is certainly the lowest interest rates. This is because, if you are not part of the public that has the payroll loan at your disposal, which, in this case, are civil servants, retirees and pensioners, then you are at the mercy of the personal loan, whose interest rates are quite high. However, in this new line of credit, you only pay up to 2,97% per month, which is a much lower cost than what is traditionally charged.

Another positive point of the Uber loan is the fact that it is possible to have good credit values. With the release of R$1,000 to R$5,000, this money can certainly help you in a moment of despair, but it doesn't ruin your financial life. This is because it is not a large amount that is completely out of your financial reality. For example, working hard for two months as an Uber driver, you pay off your debt in full.

Although you have 01 year to pay off your debt, it is undeniable that the weekly payment is, by far, one of the best advantages of the Uber loan. As the company withholds part of your income weekly, you do not feel the financial “loss” as much as you do not run the risk of not paying your installments.

Then you, who read our text about the general information about this credit line, must be wondering: “but are these the only advantages of the Uber loan? I already knew that!” If that question crossed your mind, then calm down because there's more yes! Let's find out?!

That you, Uber driver or delivery person, already know that the application withholds the amount of your loan weekly, this is nothing new. However, did you know that you don't even have to worry about paying off debt? So it is!

Payment is made automatically and works as follows: the date of your first weekly discount depends on the day you took out the loan. You will be informed of this date at the time of contracting and the retention can take place between 20 and 40 days from the signing of the contract.

Well, from then on, a fixed amount will be deducted from your earnings every week. The weekly fixed installments will be considered to be carried out in four cycles, that is, four weeks. When you accumulate the total amount of the installment, it is paid! That simple.

A question you may have had is about not being able to pay off the full amount of the debt by the due date. In this case, you can rest assured that the next weekly retention will settle the amount
opened. Only after the total payment of the debt will the withholdings begin to deduct the values of the current installment.

Another advantage of the Uber loan is that the company works with the so-called “earnings discount”. If there is not enough earnings balance to pay the full amount of the monthly installment over the four weeks, Uber sends you a slip with the residual amount with a due date equal to the monthly installment. But attention! If the remaining amount is equal to or less than R$ 10, the billet will not be issued and it will be inserted in your
next installment without accruing interest.

Among the advantages of the Uber loan is the fact that, behind them, there is the digital bank Digio, which actually grants the credit. Therefore, there is no reason to doubt the guarantee and security of this loan, as the financial institution is serious and highly respected. No wonder, Digio has more than 1.6 million customers, who are fully satisfied.

Applying for an Uber loan is much easier than you might think! Just enter the Digio digital bank website, go to the specific loan page and select the amount you want to borrow, which can be between 1,000 and 5,000 reais. After defining the amount, you will select the number of installments in which you want to make payments and that's it!

Now that you know all the advantages of the Uber loan and have seen how easy it is to apply for it, the question remains: how does the whole credit application process work? If you also want to know, just click the button below and voilà! The answer is right before your eyes in a matter of seconds.