Cards
More advantages of the Superdigital credit card
There is no shortage of advantages to the Superdigital credit card, such as exemption from annual fees, no interest rates, among others. In this text, you will discover what are the other benefits that this product offers you.
Advertisement
Superdigital Card
If there were more advantages that were needed to be convinced once and for all to have the Superdigital credit card, then, after this text, you will have no more doubts. Surely, by the end of your reading, you will be ready and determined to have the financial product that will make your life easier. Want to bet?
Or if you are already sure that this card is for you, apply for the card now by downloading the Superdigital application and opening your account in less than 10 minutes.
Find out how to apply for the Superdigital card
Our team separated the step by step to teach you how to apply for this card
But before we talk about the other advantages of this credit card, it is good to remember what are its benefits already known to us. So let's go!
Advantages of the Superdigital credit card
One thing is for sure: there is no shortage of advantages on the Superdigital credit card. In addition to those already known, such as not needing proof of income, as well as not having to consult the name at the SPC/SERASA, there are others that are unknown to the general public, but that make a huge difference in our daily lives. Let's see what are they?
1. No proof of income
Imagine a self-employed person who does not have proof of income and having their credit card application always refused because of this? Situation, to say the least, unpleasant, isn't it? But that changed with Superdigital! Thanks to the bank, you can get your card without having to prove your income.
2. Without consultation with the SPC/SERASA
As mentioned before, another great advantage of Superdigital is the approval of your credit card without consultation with the SPC/SERASA. With this, people who have restrictions in their name and who, because of this, are unable to benefit from banking services, such as the card, have a new opportunity with Superdigital. Indeed, the bank came to serve everyone!
3. No annual fee
A very common practice of traditional banks is to charge an annual fee for their credit cards. However, what is customary for some is not the rule for others. In the case of the Superdigital credit card, it does not charge you an annual fee to use it as long as you spend at least R$500 per month. If you don't manage to spend that amount, you'll need to pay a monthly fee of R$9.90, which, let's face it, is a very low cost compared to all the benefits that this card offers you.
4. No interest or fees;
Although the name is misleading, the Superdigital credit card is actually a prepaid product. This means you must fund your account to use it. Therefore, you make your purchases on credit, but the amount spent is deducted as if it were a debit. Exactly for this reason, the card does not charge you interest or fees, since there is no possibility of you getting into debt with it.
5. No limit on purchases
That's right: the Superdigital card does not impose a limit on purchases, leaving it up to you how much you want to spend. The reason for this is directly related to what we said above: since it is a prepaid card, you can use the amount you deposit on it. With this, the limit of the card will depend on a single factor: what your pocket can afford in cash.
6. Don't leave your account negative
Another 100% benefit linked to the fact that it is a prepaid credit card, this Superdigital product does not leave your account negative. Thus, for those who do not have much financial control, this card is a great way to benefit from credit without losing track of their expenses.
7. Receive and transfer money to any bank
Although it has a single free money transfer per month to any bank, the rest being subject to fees, this is an advantage that stands out a lot compared to conventional credit cards. After all, in these cases, to use the money from your limit, you would have to pay stratospheric interest. Better not, OK?
8. Withdraw at the Banco24Horas Network ATMs
Finally, this advantage of the Superdigital credit card also stands out compared to conventional products. This is because, although there is a fee for withdrawing money from the Banco24Horas ATMs, the cost will be much lower if you used a traditional credit card. Be sure of this!
Did you think that the advantages of the Superdigital credit card are over? Calm down there's more! We couldn't leave out of our list SuperDigital MEI Zero, considered the best choice for individual microentrepreneurs. Check it out!
SuperDigital MEI Zero
Launched in 2019, SuperDigital MEI Zero is perfect for those with CNPJ as MEI. In this case, it is possible to open a PJ account without the bureaucracies that exist in traditional banks, doing this through the Superdigital application itself. Easy and practical!
Regarding its benefits, they remain pretty much the same when compared to the personal account. Also, as with an individual, the legal entity account does not require proof of income from you. Also, there is no consultation with the SPC/SERASA and no credit analysis.
The biggest difference is the fact that SuperDigital MEI Zero is a free account, but it charges for each withdrawal or transfer made. If you prefer, there is the possibility of paying a monthly fee of R$16.90 to have two withdrawals and two transfers for free every month.
Whether you are an individual or a legal entity, the truth is that, with this gigantic list of benefits that we are showing you now, it is practically impossible not to apply for your Superdigital credit card. Therefore, do not waste any more time and request yours soon!
About the author / Priscilla de Cassia
Reviewed by / Junior Aguiar
Senior Editor
Trending Topics
Inter digital account: how it works
Discover the Inter digital account with exclusive advantages, such as zero fees, credit card with no annual fee and movement through the app. Learn more here!
Keep ReadingCheck where they accept Elo flag cards
Want to know where Elo flag cards are accepted? Check out the main establishments and card machines that accept Elo!
Keep ReadingHow to become a Free Market courier?
Find out how to become a Mercado Livre courier, how to register, what are the requirements and what are the earnings on the platform.
Keep ReadingYou may also like
Brazil aid with a monthly value greater than R$400.00?
Auxílio Brasil is an assistance program that grants monthly R$400 to low-income families in the country. However, this amount may increase if Congress decides to make changes to the initial MP. Know more!
Keep ReadingWhat is the cost of living in Canada? Look here!
If you dream of living in Canada, you must first assess the cost of living to decide if it is within your expectations. Here you will find the main information regarding essential expenses. Continue reading to check it out.
Keep ReadingHow to apply for the Easy Epa card
The Fácil Epa card was a financial product developed with the customers of the Epa Supermercados, Brasil Atacarejo and Mineirão Atacarejo store chains in mind. It has several advantages, such as installments and exclusive discounts. Interested? See here how to apply.
Keep Reading