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More credit card advantages
There is no shortage of benefits on the Access credit card! Get to know some of them right now and order yours soon!
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Access Card
When reading our text about the Acesso credit card, you may have noticed that this product offers several advantages to its customers. However, know that we still haven't talked about all the benefits it has. Let's know more? Surely, by the end of our text, you will have your finger itching to ask for your unit.
Advantages of the Access Credit Card
Before we start talking more about the advantages still unknown to you, how about we reinforce those previously mentioned in our text about the Acesso credit card, huh? This way, all the information was fresh in your memory!
1. No proof of income
In the vast majority of conventional credit cards, it is necessary to prove income to be able to have it. However, knowing that most Brazilians work autonomously and often informally, this requirement excludes the possibility for this group to carry a card. The good news is that the Acesso Card solves this problem, as it does not require proof of income.
2. Without consultation with the SPC/SERASA
As you already know, although the Acesso Card is only used in the credit function, it is, in fact, a prepaid card. This means that you need to put money into it before using it. In this way, the issuing bank does not run the risk of incurring financial losses and, for this reason, ends up releasing the card without consulting the SPC/SERASA, which is excellent for those who are negative.
3. Possibility of annuity exemption
We all know that banks love to charge an annual fee on your conventional credit card, regardless of whether or not you have that money to spare. In Card Access, the story is different! In addition to charging a very low fee of just R$5.95/month for managing your card, this amount is not deducted from your account if it is zero. This means that there are no chances of overdraft due to unexpected charges, as is often the case.
4. International coverage
Imagine the following situation: you want to travel outside Brazil, but you don't have an international coverage card and, due to this fact, you need to carry several pieces of currency. In addition to being quite unsafe, carrying “cash” cash means taking a serious risk of losing it during your trip. Well, know that this no longer exists with the Acesso credit card, since you can use it for your purchases abroad.
5. Greater financial control
If there is a main villain regarding the default of Brazilians, it is not the government, as many like to say, and its excessive tax collection, but financial lack of control. Definitely, spending more than you have is the biggest reason that leads many to go bankrupt, dirtying their name and, with this, entering the list of negatives. The end of this story we already know, don't we?
Thus, having a prepaid card, such as the Acesso card, in hand is a very positive solution for anyone who wants to be more organized in their financial life. After all, you can only spend the money that is deposited in it, thus not creating future debts. Your CPF thanks you!
More advantages of the Access card
So far, we have mentioned the advantages of the Acesso credit card that we are already familiar with. With that, it's time to find out about its secret benefits that few people talk about, but that help a lot in our lives and that, certainly, make all the difference in choosing it and not the competition's card. So, ready to be even more amazed by the Access card?
1. Two types of prepaid cards
As we mentioned above, the Acesso credit card has international coverage, being accepted in all establishments in other countries that serve the specific flag of your prepaid card. However, did you know that there is also a national version of it, which can only be used in Brazil? In this way, the entire balance must be given in “Real” currency, thus facilitating the lives of people who are not very skilled with these issues.
02. Receive and transfer money to any bank
When we talk about the Acesso credit card, we are talking about a card whose issuing bank is Acesso Bank, considered another digital bank that joins competitors such as Nubank, Banco Inter, Neon and C6 Bank. This means, for example, sending and receiving money via electronic transfer (TED) to any bank without charging fees or tariffs. In addition, it is possible to make transfers between Access cards, which can be quite a benefit for people from the same family, for example.
03. Direct bill payment via cell phone
Is there any custom more outdated with our 21st century reality than going to the bank to pay the bill? So it is! Bearing in mind the new trends with regard to banking services, Access Card holders have the possibility to pay their bills directly using their cell phones. Also, you can manage your expenses and check the balance through the website or through the application. In other words, this story of spending hours in the checkout line is over for good!
04. Withdrawals at Banco24Horas Network tellers
Who has never experienced the situation of needing to have money in their pocket, but only have the card? So it is! This so common moment in the lives of Brazilians always has a solution just a few meters away: the Banco24Horas Network tellers, which are present in the four corners of the country.
Now imagine going through a situation like this, but with a card in hand that does not allow withdrawals? This will definitely not happen to you if you have an Acesso credit card. Even without having a bank account, it is possible to withdraw money from the Banco 24 Horas network at a cost of R$8.95 for each transaction.
05. Freedom and security
Finally, another huge advantage of having the Acesso Card is the fact that you will have the freedom to recharge it as much as you want and whenever you want, without having the restriction of the limit of conventional credit cards, and the security of not needing it anymore carry money in your wallet. Also, if you are the victim of a robbery or theft, just cancel your card immediately so that your balance is not used.
To finalize the benefits of the Acesso credit card, it is allowed to top up both your cell phone number and your public transport ticket. And so, now there are no more doubts about whether or not you have your Access Card, right? So no more delay and ask for your unit soon!
About the author / Priscilla de Cassia
Reviewed by / Junior Aguiar
Senior Editor
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