Knowing how to increase your Picpay credit card limit is essential, especially in cases where we receive a pre-established limit that is much lower than expected. Therefore, this is what we will talk about in this article.

In this sense, there are simple ways we can use to make PicPay see that the stipulated credit is not enough. And, in this way, it can automatically increase your limit.

Therefore, we will show you the features and explain in detail how to increase the limit of your PicPay credit card.

PicPay is a platform developed to be a digital wallet, that is, a platform that the customer uses as a wallet by depositing balance, making transfers, deposits and much more.

PicPay has recently gained new features and functions that have made the platform even more similar to a digital account. One of these features is the credit card that can be used both physically and digitally.

That's right, after we request our card, we receive it in physical form with the chip. This card can be used conventionally or by contactless payment. In addition, we can use the digital card generated within the app to make purchases, payments and much more. All this without charging a single cent in annual fees to cardholders.

Therefore, we can use the service and the PicPay credit card limit inside and outside Brazil with the international coverage it offers. Did you see how amazing the PicPay card is? Let's learn a little more about this limit below!

Because it is originally a digital wallet, PicPay does not have as much power and possibilities as large banks and financial institutions such as, for example, PagSeguro, which can offer a maximum limit of R$$100,000.00.

Therefore, the limit that PicPay offers to its customers on credit cards is much lower than that. So even if the customer deposits a high amount into the account, the maximum limit that can be reached is R$$5,000.00.

Furthermore, using a credit card, customers can reach a maximum limit of 5% cashback on purchases made with PicPay. Therefore, by concentrating the payment of your bills with your card, you can earn extra money with the return you receive in your account.

However, it is worth remembering that the PicPay credit card limit varies depending on the customer and the credit analysis performed. In other words, during the request, PicPay performs an analysis that will determine the amount of the credit limit that we will receive.

So, it is very possible that we will not receive the maximum limit values right away. Anyway, that is why it is essential to know how to increase the limit!

Do you know how to increase your PicPay credit card limit? Well, that's what we're going to talk about now, as this is a question that many digital wallet customers have and who have requested the card.

In this case, we must understand that the card limit we request is defined according to the customer's financial profile. In other words, income, investments, account time, and things like that. Therefore, when we receive a low limit value, that value is what PicPay, in this case, considers ideal for our customer profile. So, to increase it, we must change this perspective.

Therefore, it is recommended that we use the maximum limit to show PicPay that the amount is not enough for our monthly expenses. However, it is essential that we make all payments correctly, without delaying or failing to pay the installments of purchases. 

Anyway, this is one of the ways we can increase the PicPay credit card limit.