Choosing the ideal credit card can be a difficult task. Mainly because of the variety of options. In general, you need to understand your needs and financial reality. In addition, check the advantages of each credit card. To help you, today we have gathered two credit card options: Lanistar card or Superdigital card.

In short, the Lanistar card is a polymorphic, 8-in-1 card. Fintech Lanistar promises to innovate the market with this card. Superdigital, on the other hand, offers a prepaid card for those with bad credit. The ideal solution for those with a low score but need a card with a credit function.

Continue reading and check out everything about these two cards.

At first glance, the Lanistar card may seem like a huge innovation. This is because it is a polymorphic card. In other words, eight cards in one. In short, Lanistar centralizes everything in one app. There, you can register credit, debit and prepaid cards. The app works as a kind of digital wallet. In this sense, the limit on a Lanistar card can be very high, as it combines several lines of credit.

When it comes to security, the Lanistar card is extremely safe. The company promises to offer the most secure card in the world. To this end, the security code (CVV) and the card's expiration date change with each purchase. However, the Lanistar card is still in the testing phase in Brazil. Abroad, it is already very famous and popular. Therefore, it is worth testing. To do so, simply pre-register on the website.

Furthermore, the Lanistar card is also a good option for travelers. You can change currency and make international purchases directly from the app. In addition, the card is accepted in more than 38 million establishments around the world.

First of all, it is worth mentioning that the Superdigital card is a prepaid card with a credit function. In other words, to use it, you need to add funds to the card itself. Therefore, since there is no need for an approved limit, Superdigital does not check the SPC or Serasa. Therefore, it is the ideal card for those who have a negative credit score or a low score.

Furthermore, the Superdigital card has no fees to sign up or pay annually. There is no interest for late payments, since it is prepaid, so you will never go into the red. Whether you have a negative credit history or not, Superdigital really only offers prepaid cards.

In this sense, the institution encourages its customers not to create more and more debts. Instead, they should control their spending and plan their finances. This way, you can control your credit card directly through the app.

Furthermore, the Superdigital card is a great option for those who don't want to spend money on fees. This is because the card does not charge an annual fee or maintenance fee. The only fee that may apply is related to withdrawals from the account. However, apart from that, there are no other fees.

Without a doubt, the main advantage of the Lanistar card is the fact that it has 8 cards in one. In this sense, practicality is its biggest highlight. This is because you only need to leave the house with one card and your cell phone to have your entire wallet in your hands. In addition, the Lanistar card works in the credit function. However, it is possible to register credit, debit and prepaid cards.

In short, another great advantage of the card is in relation to the limit. The Lanistar card does not depend on a limit or credit analysis. Simply register the cards for which you already have an approved limit. This way, the card limit also has the capacity to be much higher than a regular card, by combining several cards into one.

Check out even more benefits of the Lanistar card:

The Superdigital card offers several advantages to its customers. Initially, the fact that it is a prepaid card can be an advantage. This is because it is easy to have a card approved. Superdigital does not check the SPC or Serasa. This means that you have a credit card without having to go through bureaucratic credit checks. 

In addition, you are entitled to 10 free virtual cards. These cards can be used to buy from online stores. They can also be used to register for subscription and streaming services. Another factor is how easy it is to recharge the card. Simply access the Superdigital app. There you can also control and monitor your expenses.

Furthermore, the card is international and the exchange rate used is the one at the time of purchase. Therefore, there are no surprises on your bill. Another advantage is the ones associated with the card brand. Mastercard Surpreenda is a rewards program that gives discounts in stores and restaurants. See all the advantages:

The main disadvantage of the Lanistar card is that it is still being tested in Brazil. Therefore, reports of its effectiveness are still low in the country. However, abroad the card is praised and very popular. Therefore, it is worth testing.

In short, the disadvantage of the Superdigital card is that it is a prepaid card. Therefore, if you are looking for an option to actually use the credit service, it will not be possible. However, it is worth checking out the advantages to decide whether the prepaid card might be ideal for your situation.

Finally, both cards offer interesting services. However, it depends a lot on what you are looking for in your financial situation. The Superdigital card is an ideal option for those who have a negative credit history or a bad credit history. Since it does not check the SPC or Serasa. In addition, being a prepaid card helps you avoid creating new debts. 

The Lanistar card offers a completely new and innovative service on the market. The possibility of having eight cards in one brings a lot of practicality and security. Therefore, it depends on your reality and needs at the time.

If you still want to know more about cards, we have included another post in the recommended content where we compare the Superdigital card to the Acesso card. Enjoy reading!