Taking out a loan is a lot of responsibility and requires a lot of research. Therefore, we will present you with an Itaú Consignado loan or C6 Consig loan. Both have the same line of credit and offer several advantages.

Itaú Consignado is a great option for anyone who wants a payroll loan at a traditional bank. It offers great rates and exclusive conditions for those who are already Itaú bank account holders.

C6 Consig is the 100% digital payroll loan from C6 Bank. With it, rates are personalized and they analyze each case to stipulate an offer. In addition to being focused on retirees, INSS pensioners and civil servants.

Thus, both have pros and cons. Read on to find out which option is best for you!

First, we have Itaú Consignado. Unlike other payroll loans, this one is intended only for public servants and employees of private companies with a formal contract. Incidentally, institutions or companies must have an agreement with Itaú.

In addition, interest rates are customized for each case. This is because Itaú Consignado is only available to bank account holders. In this way, the institution offers credit already based on your financial behavior.

In this sense, checking whether you have a pre-approved limit and also simulating offers is very easy. This part of the process is made available in the application by Itaú. The hiring part needs to be done in person at the nearest branch.

Finally, regarding the installments, they are fixed and according to your salary or benefit. That way, you don't run the risk of taking out a loan and ending up financially disorganized. 

When we talk about digital payroll option, C6 Consig is a great option. In summary, this loan is specific for retirees, INSS pensioners and federal employees.

Thus, the loan amount corresponds to the assignable margin. That is, how much of the salary or benefit is available for credit. This is because the installments are debited directly from the salary.

In this sense, installments are fixed and do not increase over time. Therefore, you plan initially and are not in danger of messing up your financial life in the middle of the process.

In addition, C6 Consig is a completely digital payroll loan. Therefore, virtually all steps are resolved directly by cell phone or computer. Incidentally, for those who prefer, it is also possible to attend an agency in person.

In terms of advantages, the Itaú Consignado loan offers excellent conditions for its account holders. At first, the installments are deducted directly from the salary. Therefore, you don't have to worry about defaults.

In addition, as it is a payroll loan, interest rates are much lower. This happens because the bank already has a certain payment guarantee. That is, you don't need to throw interest rates high due to the risk of default.

By the way, with Itaú Consignado you have up to 90 days to start paying off your loan. Therefore, after the request you still have some time to plan to start paying.

Finally, a great advantage is that the bank allows you to choose the amount of installments. Even the installments and interest rates are fixed. And you can anticipate how many installments you need or even pay off the loan at any time.

The C6 Consig has some different advantages. That's because it's a digital loan. That is, all stages of the process are resolved either by cell phone or computer. All to avoid bureaucracy as much as possible.

In addition, C6 Consig offers a personalized analysis for each client. That is, the bank analyzes your documentation and stipulates exclusive rates for you. Therefore, your loan will not further disorganize your financial life.

Including this is a great advantage of the payroll loan. This type of credit can offer much lower rates compared to the market. Therefore, the installments are debited directly from the salary or benefit.

In this way, C6 already has a certain guarantee that there will be no default. Furthermore, if you prefer face-to-face service, know that C6 Consig has bank correspondents spread throughout Brazil.

Unfortunately, Itaú Consignado is only available to Itaú account holders. While it's easy to apply for an account, this can be a disadvantage for those who don't want to link up with any new bank.

In addition, Itaú Consignado does not accept negative payments. In this sense, if you are looking for a loan to pay off debts, this is not the ideal option. Including, to hire you also need to have a pre-approved limit.

Unfortunately the C6 Consig website is not very complete. As a result, customers may not be able to find all the information they need. This can delay the hiring process a little and make it more time consuming.

In addition, it is also not possible to carry out the simulation through the website. Therefore, it is necessary to contact the specialists, send the documentation, in order to have an offer available.

Finally, both the Itaú Consigned Loan and the C6 Consig loan offer great options for their customers. Therefore, it is necessary to check the specifications of each one to understand which is the best option.

Remembering that Itaú Consignado is only available to account holders and needs a pre-approved limit. Furthermore, the installments are fixed and do not increase over time. Helping you organize yourself better financially.

C6 Consig is already a completely digital loan, offering more personalized services to its customers. That's because rates and amounts are granted based on your financial reality.

That way, both have great conditions, just see what fits you best. To help you even more, we are going to show you two more loans. Check now the comparison between the C6 Consig loan and the Inter Consignado loan!