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FGTS 2021 scam: how it works

Do you know what the FGTS 2021 coup is? Today we're going to show you how this blow works and what you can do to protect yourself! Check out!

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Find out how to protect your benefit

Golpe FGTS 2021: como funciona Imagem: mix vale
FGTS 2021 coup: how it works Image: mix vale

In the scenario of the Covid-19 pandemic, criminals use the CPF of hundreds of workers to gain access to the Caixa Tem app by informing their email and, thus, stealing money from these people. In this, we have the FGTS scam in check.

So today we're going to show you how this scam happens and how you can protect yourself! Check out!

How does the FGTS scam happen?

Golpe FGTS 2021: como funciona Imagem: tecnoblog
FGTS 2021 coup: how it works Image: tecnoblog

So, in recent months, data leaks of around 223 million CPF numbers have been estimated, leaving several data exposed that can be used in the commission of crimes such as the FGTS scam – Fundo de Garantia do Tempo de Serviço!

In this, the FGTS coup works like this: Criminals use the CPF and the worker's name and register in the Caixa Tem app, reporting a fake email to later steal the money!

This happens because the Caixa Tem application does not request confirmation of the user's identity, making the process simpler and more vulnerable!

And besides, another form of scam is happening through a fake website. This is because workers receive emails inviting them to make a new FGTS withdrawal.

And so, when entering the FGTS website, a form will appear to be filled in with all the personal data, but the page, although it looks a lot like the Federal Government website, is false!

Therefore, Cert.br (Center for Studies, Response and Treatment of Security Incidents in Brazil) reinforces that to avoid possible fraud, it is necessary to register in the FGTS application and check the balance quickly and be more attentive to the links sent by Internet.

To do this, just download the MY FGTS application, available for the Apple Store and Google Play. Then register your email and phone. After that, register a bank account, so that if there is a scam, the money will go to your account and not to the fraudster's account.

How do criminals withdraw money?

Well, the FGTS is automatically deposited in Caixa Tem accounts, and must be accessed through the Caixa Tem application.

So, after the benefit is deposited, the scammers install Caixa Tem, fill in the data with the worker's CPF and a fake email to gain access to the FGTS value that has not yet been released for withdrawal!

Soon, the scammers pay slips generated in the digital wallet to be able to withdraw the amount from the account, and the victim only realizes the scam when trying to register with Caixa Tem and failing, because the system warns that a registration with her CPF it's already been done!

What measures to take to protect yourself from the FGTS scam?

Golpe FGTS 2021: como funciona Imagem: direção concursos
FGTS 2021 scam: how it works Imagem: contest management

So, find out what measures to take to protect yourself from the FGTS scam! Check out!

Do not forward data

At first, our first tip is: Don't pass on data!

This is because, you must not provide passwords and access data on other sites or applications, as well as to other people.

Also, be aware of unusual activities and do not click on links received via SMS, whatsapp or social networks.

Another tip is, don't click on suspicious links. That's because, they can lead to the installation of programs that can collect browsing and user data and information.

And still in this logic, be wary of unmissable information and promises that appear through suspicious links! Try to research it before leaving by clicking on everything that appears!

In this, check if the link has https so that the connection is safe for entering data, as well as for the padlock before the address, checking the security certificate and expiration date.

It is important to mention that Caixa does not send SMS with a link and only sends emails with the customer's authorization!

Use secure browsers

Also, use safe browsers and software with up-to-date antivirus software, so that your network is not accessed by criminals and your data exposed.

It is important to mention that Caixa recommends that citizens only use the official channels to access information and updates on the FGTS!

Install the Tem Box

Finally, install Caixa Tem, available for the App Store and Google Play, because, by registering, citizens prevent criminals from gaining access to their account! So, don't wait any longer and install Caixa Tem on your mobile device today!

Bolsa Família 2021 application: learn how to use it

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About the author  /  Joyce Viana

Graduated in Law from PUC Minas. Post Graduated in Criminal Law and Criminal Procedure by Faculdade Legale. She produces content for different niches, from recipes and finance to beauty and health. Since he was a child, he made writing his best friend, and he never stopped!

Reviewed by  /  Junior Aguiar

Senior Editor

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