If you want to get into college, but you can't afford the course, this analysis to decide between Fies or Pravaler is definitely what you need.

They are great alternatives for those looking to improve their lives, but don't have the money to pay for a university.

To make the choice between Fies or Pravaler, you first need to understand what each one is. This way, it will be easy to decide which way to go.

Well, just read on, and everything you need to understand about Fies and Pravaler will be laid out.

Fies is a government program that takes low-income people to university. That way, you can work with what you like and earn more money.

Unlike other government programs, this one will make the person finance his studies and after completing the course, he will start paying for college.

That way, you can pay for the course without getting into debt, as Fies fees are lower than those of banks.

For students who meet the program requirements, this is undoubtedly an excellent alternative to study without having to worry about the bills.

Pravaler is a way to get more people to university. Incidentally, the program provides enormous practicality for the student to finance part of his college.

Many people have already managed to complete their course thanks to Pravaler, giving them more time to organize their finances and pay for their studies.

They help all types of students, from those who still don't know which course they are going to take, to those who are already enrolled and are looking for opportunities to finance their studies.

Now that you understand how these two financing programs work, check out the advantages of using Fies:

Okay, these are the main benefits of Fies, but to decide between it and the other option, it's important that you look at Pravaler's positive points. So, read on.

Pravaler is a program where you will enter university and there are many advantages if you choose it over Fies. See the benefits below:

When you think of Pravaler's finance program, these are the main benefits. Keep reading and you will understand how to apply.

Enrollment in Fies is open only twice a year, as they use the Enem score to select students.

That's right, you won't always be able to finance through Fies, you must first pass the selection process, which is based on the average of your Enem grades.

By the way, if you didn't take the last exams of this entrance exam, don't worry, you can use the score of any exam from 2010 onwards.

Afterwards, you only need to select two educational institutions and apply. This is the process for enrolling in Fies.

Okay, you've applied and been selected for funding at a university, what to do?

You will have to present some documents to prove that you really do not have the financial condition to pay for that course.

The income of the people in your family cannot exceed 1.5 minimum wages per person.

To find out if you meet this criterion, you just need to add up the income of all the people in your family and then divide by the number of people in the household, the amount must be less than 1.5 minimum wages.

The first step for you to be able to sign up for Pravaler is to access their website. 

After that, you must register, informing all the requested data.

Thus, the company will carry out an analysis of your credit and as soon as it is pre-approved, inform the documents that Pravaler asks for.

It is worth remembering that to get financing at Pravaler, you must have a guarantor.

The guarantor of a person who will pay the debt if you do not pay the loan, is like a guarantee.

By the way, this is one of the reasons why Pravaler has one of the lowest monthly fees in Brazil, which can range from 0% to 0.99%.

University students can pay for college in two different ways:

In this way, you can choose the form that best fits your reality. Remembering that the number of installments may increase or decrease depending on your financial situation.

Now you understand the details about Fies and Pravaler, but which one is ideal? It really depends on your reality.

Therefore, if you get Fies, where the interest rate will be lower, perhaps this is the best option.

However, if you cannot pay the monthly fee for your course, but also did not meet the Fies requirements, Pravaler is the correct option.

Therefore, analyze your situation, only then will you be able to find the ideal option for you.

On the other hand, you can study at a private university without paying anything.

This alternative is through Prouni, a scholarship program, which makes young people start at university, without having to worry about the course fee.

Interested in Prouni? Then check out the post below, where you will see the step by step to apply and get a scholarship.