Getting a credit card is a big responsibility. After all, this requires planning and financial maturity. Well, when choosing a card you need to check its conditions. In addition to understanding whether it really matches your financial life. With that in mind, today we're going to show you what you need to get a Santander credit card.

Furthermore, we will present each type of card offered and also show you what you need to apply for. Continue reading and discover the ideal card for you!

In short, the Santander SX card is the easiest to apply for. This is because you can place your order via the website or go directly to an agency. In this sense, to hire you must have a minimum income of R$1,045. The only way to not have the required income is to be a Santander account holder. 

Requesting SX Universitário is simple, with the process similar to that of Santander SX. Furthermore, this card is special for those who study at universities affiliated with the bank. This is because it is a specific product to pay the monthly fee. In other words, the card provides an extra limit just to pay the college tuition.

Firstly, to request a 123 card, Santander has some requirements. For example, you must be a Van Gogh or Select customer. Or, account holders must prove income of R$2,500. Furthermore, if you are not an account holder you will need to prove income of R$4,000. The card can be purchased directly at a Santander branch.

The Elite Platinum card was designed for premium Santander bank customers. Therefore, you must have a proven income of R$7,000.00 or be a Van Gogh or Select customer. Additionally, the card has a 12x annual fee of R$46.50. To obtain the Santander Elite Platinum credit card, you must go to an agency. As well, it is possible to request online.

Well, speaking of premium cards, Unique Black is one of them. To obtain a Unique Black credit card, you must prove a high income. If you are a Santander account holder, you must have R$15,000 or be a Select customer. For those who are not account holders, the amount required is R$20,000. Additionally, the card has a 12x annual fee of R$83.00. In the end, requesting is very simple. Just request it on the website or go to an agency in person.

Unlike the others, this card is the only one with the American Express brand. Amex Gold requires a minimum income of R$8000. Additionally, it has a 12x annual fee of R$45.83. Furthermore, the advantages of this card are mainly linked to travel. With Amex Gold you can enjoy exclusive benefits on your travels. Furthermore, to apply, just ask via the website or go to a Santander branch.

The Santander SX card is Santander bank's no-annual-fee card. However, the annual fee is only free for those who register a Pix key with the bank or, if they spend R$100 per month on the card. Additionally, the card gives access to some rewards programs.

The first is Santander's own, Esfera, which offers discounts to partners. The other is related to the card brand, which can be Vai de Visa or Mastercard Surpreenda. Furthermore, it is possible to control spending and card limits directly through the Way app.

Firstly, it is worth saying that the SX Universitário card was created to help pay for college. Therefore, Santander teamed up with partner universities. If the customer studies at one of these universities, they can pay the monthly fee directly via card. Furthermore, the SX Universitário card has the same functions as the regular SX. In this sense, the only difference is the extra limit to pay for college.

The 123 card is Santander's product focused on points. In other words, if you are looking for a card to earn points and exchange points for discounts on travel and restaurants, this is the option. However, the card has some conditions. For example, in relation to the minimum income, if you are an account holder, you must have R$2,500 or be a Van Gogh or Select customer.

If you are not yet a Santander account holder, you must prove R$4,000. Furthermore, the annual fee for this card is 12x R$37.00. However, it is possible to get a discount on this rate. Just be an account holder and spend R$1,000 on purchases and the annual fee has a discount of 100%.

Firstly, it is important to highlight that the Elite Platinum card was designed for Santander's premium customers. That is, customers with a higher income. In short, the main differentiator of the card is the score. Every 1 dollar spent is equivalent to 1.5 Sphere points.

Although the card has an annual fee, it is possible to get a discount in two ways: by being a Santander account holder, or by spending more than R$2,000 on purchases on the card. Furthermore, the card has contactless payment and can also be used to make purchases via cell phone.

The Unique Black card is also part of Santander's premium line. With it, every 1 dollar is equivalent to 2 Esfera points to be used in the Esfera Point Program. 

The Amex Gold card has exclusive travel and restaurant benefits. It is a Santander premium line card and has the American Express brand. Furthermore, all payments can be made directly by contact.

In short, getting a Santander SX credit card is very simple. If you are not a Santander account holder, you will need to prove income of R$1,045. After that, just request the card via the website or in person. Take the opportunity to request your Santander SX card using the button below.