If you need credit, but have difficulty getting approved at other financial institutions, it might be a good idea to take out the SuperSim loan online!

This financial institution was created especially for people who are negative or who simply have difficulty getting approved. From it, you can have more chances of being accepted for the loan.

In summary, an online SuperSim loan is a good option for those who need access to a small amount to cover possible expenses.

Therefore, if you found the online loan option interesting, continue with us in this post and learn all about this credit option.

Namely, SuperSim offers the public the possibility of applying for two models of bank loans.

Therefore, from the financial institution you can access a conventional personal loan or else a secured loan, where your cell phone is used as payment guarantee.

To learn more details about how each of them works, just check out the information about them below. 

The first online SuperSim loan option is the unsecured one, which works like a traditional personal loan.

That way, from it, you can request the amount you want and that is within the limits that the financial institution allows without offering any guarantee.

The loan application takes place completely online, where you do not need to leave your home to access the money.

Another type of credit that the SuperSim online loan works with is guaranteed. It is interesting to note that it is different from conventional loans as it allows you to use your cell phone as collateral.

Nowadays, most financial institutions only allow secured loans if you use a property or vehicle as proof that the payment will be made.

But as SuperSim was created to facilitate access to credit, especially for those who are negative, it allows you to use only your cell phone as a guarantee for credit payment.

As with the previous option, to apply for this loan it is only necessary to go to the SuperSim website and start the process online.

The online SuperSim loan works in a very simple way. From it, anyone can access credit to carry out their projects.

The institution was created to democratize access to credit and allow more people to get a loan with better conditions even with a negative credit profile.

That way, you can apply for the loan online and receive the money at the same time, as SuperSim makes payments via Pix.

In addition, you can access plots that fit in your pocket. And when taking out a loan with the company, it is possible to get lower interest rates on future hires.

In summary, as much as the SuperSim online loan works with two types of credit, it is possible to find equal loan conditions in both.

Therefore, in both loans you can access an interest that can be from 12.5% to 19.9% per month and you can pay your loan in installments from 4 to 12 months.

Regarding the limit value of SuperSim loans, you can also access the same values in both types of loans.

In this way, both the personal loan and the secured loan allow you to access a credit of up to R$ 2,500.00,

Before applying for one of the SuperSim loans online, it is important to know in depth the main advantages and disadvantages that each option has. Check it out below.

Starting with the advantages of the SuperSim online loan, we were able to highlight the fact that it has a high approval rate, where even those who are negative can access credit.

In addition, the fact that it allows you to borrow using your cell phone as collateral is also a positive point. 

Nowadays most people have a cell phone, so allowing it to be used as collateral helps to democratize access to credit.

As a disadvantage, the online SuperSim loan offers a very low credit limit compared to other similar credit options.

In addition, it may be possible to find online credit options with more attractive interest rates and a longer payment period.

Taking out the SuperSim loan online works in a very simple way. As it is completely online, the process starts from the official website of the financial institution.

That way, when you access it, you can choose the modality you would like to follow and perform a credit simulation. Thus, you can see the conditions that are released to you.

After that, you can send your personal documents to approve the credit. In the case of a loan with a guarantee, a verification of the model or condition of your cell phone may be requested.

That way, just follow through with signing the contract to formalize the request and in a few moments you will receive credit in your account, which can be paid via Pix by the institution.

To check out more details on how this request works, just check the post below that has all the information you want!