Who never went through that moment of extreme financial tightness, when their name was negative, right? At this time, any extra credit on the account would be the solution to most of the problems, since it would be possible to settle your debts and also get the Positive Registration at Serasa. However, those who are in such a situation face several bureaucracies to get money from the bank, I mean, they did. This is because, with the Sim Loan, getting a loan is much easier! Find out more about this Santander bank service below.

If you are in urgent need of credit and are looking for a reliable institution, a great option is Loan Sim. Launched in September 2019, this is a fintech (digital platform) of Grupo Santander under the registration of Aymoré Crédito, Financiamento e Investimento SA, whose objective is to offer cheaper loans to its customers.

As part of the group and using the same technologies, Loan Sim's differential is the fact that it can operate throughout the country and guarantee the protection of its customers' data. In fact, despite the relationship with Santander, the company offers credit to everyone, even to those who do not have a bank account. Good right? But even better is knowing that the institution analyzes the approval of your loan within a maximum period of up to 3 working days.

This agility in approving loans to its customers is in line with Sim's objective, which, as we mentioned earlier, is to offer cheaper credit to its customers, but which is also fair and responsible. With appropriate interest and installments for each situation, the important thing for the company is the financial health of each consumer, which always comes first.

With more than one million new registrations, Sim has provided its customers with one of the best personal loan application experiences by being 100% digital. Easy and fast, the company definitely doesn't let anyone down. So, understand how it works to apply for your credit soon and solve your financial situation once and for all!

With a limit of up to R$150 thousand reais and 60 months to pay, plus an interest rate starting at 1.82% per month, the Sim Loan customizes the loan according to your profile and the type chosen. There are two loan options for you to choose from which are described below.

The unsecured loan is perfect for those who do not have any property in their name, such as a house, car or motorcycle. In this case, it is possible to obtain up to R$ 30 thousand with a fee starting at 2,83% per month, and payment can be made in up to 36 installments. Credit is granted based on the applicant's financial history, from which the pre-approved limit, interest rates and terms are defined in a personalized way.

In this modality, it is possible to obtain up to R$ 150 thousand credit, which can reach 90% of the value of the car, with rates starting at 1,82% per month. In addition, the chance of being approved is huge, somewhere around 90%, and it is possible to reduce the interest rate by up to 40% while you continue to use the car normally. Best of all worlds!

Oh, and an important note: when you apply for your loan, you are never charged an advance amount to approve it, okay? So, if someone requests any payment to have your credit accepted, close the contact, as you may be the victim of a fraud attempt. Watch out for this!

As you can see, Loan Sim is an excellent alternative for anyone who needs secure, quick and easy credit. With two types of loans, being possible to obtain it even without guarantee of payment through an asset already paid off in its name, the company actually came to make life easier for Brazilians.

But don't be fooled into thinking that the advantages and benefits of the Sim end here! The institution offers even more facilities to its customers, which makes it a truly differentiated product in the loan market. See some benefits below.

Did you like what you saw? So calm down there's more! In our recommended content, you can find more advantages of Sim. Here we go?