The Santander Consignado loan is a financial product from Santander bank and through it you can enjoy reduced and more attractive interest rates than other types of loans.

Furthermore, payment of the invoice is directly on the beneficiary's payroll as it is a payroll loan and you also have other advantages. Furthermore, do you want to know how this loan works? So, continue reading.

So, among the advantages of Santander Consignado are the low interest rates as it is a type of credit with a low risk of default.

Furthermore, it is a type of credit intended for municipal, state and federal public servants, as well as employees of private companies with agreements deducted directly from the salary slip.

In other words, this also explains the low interest rates, as the chances of you not honoring your commitment are reduced as payment is made instantly.

You can also apply for a loan at home through the website, the app or speak to the manager at one of the branches, in addition to following your proposal through digital channels.

This way, you can carry out the simulation, request and also follow all the steps until the amounts are released into your account and you can then do what you want with the loan. For example: paying bills, paying off debts, purchasing a vehicle and other actions.

Therefore, Santander Consignado brings several advantages and is considered one of the best loan types available on the market, so plan ahead to make the request and also know what your rights are.

Firstly, Santander Consignado was created by Santander bank to bring more security and convenience to customers.

In this sense, payment of the loan is made directly from the beneficiary's payroll with lower and more attractive interest rates. 

So, you can apply for the loan at home through the website, the app or go to one of the institution's branches.

Furthermore, you can also inquire about the loan on digital channels.

Furthermore, the credit will be made available immediately after the credit analysis, but without exceeding 35% of the value of the salary or benefit and will also depend on the agreement signed between Santander and the public body, so find out how your public body works.

To hire, conditions may vary depending on the agency or company.

In this way, Santander Consignado came to innovate among payroll loans and you just need to do a simulation to find out if this loan is for you! So, don't hesitate to research the various other financial product offers, including within Santander itself.

So, in the Santander Consigned loan, the beneficiaries are municipal, state and federal public servants, as well as employees of private companies that have partnerships with the institution.

This means that, if the public body or company you work for has a Payroll Credit partnership with Santander, you can contract through the institution's various channels. So, if you fall into one of these categories, you can make the request.

Furthermore, click on the recommended content below to learn more about this loan and also find out how it works in practice!