Nowadays, it is increasingly common that financial institutions, previously considered unattainable for most of the Brazilian population, are surrendering and thinking about their greater accessibility. After all, with the emergence of digital banks, which do not charge fees for their services, as well as credit with reduced interest rates, it is necessary to reinvent itself. And it was like this with the bank of the richest man in Brazil, Joseph Safra, who unfortunately passed away in December 2020. Get to know the Safra loan right now without name consultation!

Although the name of the Safra bank is well known, few really know the institution. If you are part of this team, then you won't be anymore, because we will tell you the story of this company that made Joseph Safra become the richest man in Brazil for many years.

Considered the 4th largest privately controlled bank in the country, Banco Safra SA is a Brazilian company founded in 1955 and acts as a multiple institution by providing a wide range of financial products and services. Present in 24 countries, Safra is part of an international network that, based on the tradition, security and conservative management of its businesses, continues to expand and diversify its activities through investments in various projects.

With the aim of diversifying and delivering the widest range of products and services to its customers, Banco Safra then began to offer the loan without consulting the name at Serasa or SPC. In this way, the financial institution starts, therefore, to serve the public that until then was neglected by it: the negative ones.

In the midst of the economic crisis that the country is going through, many people ended up going into debt and, therefore, having their name negative. The reasons for this are varied, but it really doesn't matter. What these Brazilians really want is money to fix their financial life; however, precisely because they are in this situation, there are few banks that release credit.

That's because, most of the time, to get a personal loan from banks, you need to have a good credit history, and, of course, a clean name. But then, how do you do it? After all, you get a negative from financial institutions when you need the money the most, right? Calm down, now there is an excellent solution that will help you out of that hole you are in: the Safra loan without name consultation.

Yes, what you are reading is true! Currently, the Safra bank, which until then was aimed at the high-income public, is offering a line of credit in which the traditional name query is not carried out. It is, in fact, a payroll loan, the installments of which are deducted directly from the customer's payroll.

For those who don't know, the payroll loan is a type of credit that offers one of the lowest interest rates on the market. This is due to the fact that, as mentioned earlier, the installments are deducted directly from the salary or benefit, thus configuring a lower risk of default for the financial institution.

That is, the Safra loan without name consultation is nothing more than a payroll loan and, therefore, consultation with the SPC and Serasa is not necessary, as there is a guarantee of the payroll deduction, therefore, at the consignable margin. Good right? However, not everything is flowers. Unfortunately, for having this feature, this credit is not for everyone.

As the Safra loan without name consultation is a payroll loan, it is necessary for the bank to have access to the payroll in order to make the discount. Therefore, who is self-employed, for example, will no longer have access to this credit.

Briefly, to request it, it is necessary to be retired or pensioner of the INSS or Federal Public Servant. In addition, this line of credit is also intended for employees of private companies that are accredited to Safra Financeira. If you don't fit into any of these options, unfortunately it's not for you.

As you can see so far, the Safra loan is a great option for negatives who are retirees, INSS pensioners, federal civil servants or even employees of partner companies. As there is no name query, it is much easier to obtain credit.

However, this is just one of the many advantages that the loan can offer its customers. If you want to go deep and be surprised by its benefits, we strongly recommend that you continue reading by clicking the button below. Rest assured that you won't regret dedicating a few minutes of your day to discovering more information about one of the best financial products on the market.