Did you know that it is possible to take out a loan through WhatsApp Help? Today, this finance company is offering the possibility for people to apply for the credit they need based on a simple conversation.

Currently, many banks are joining this application and adding it as one of their channels for applying for loans and performing various financial services.

As WhatsApp is an application that offers cutting-edge security where all messages sent are encrypted, it is possible to carry out financial operations safely from it!

Therefore, in this post you will see how to get a loan through WhatsApp Help and you will learn more about the credit modalities that you can access through this channel!

First of all, it is important to know more about Help's WhatsApp loan to understand how it works in practice.

Therefore, Help's WhatsApp loan is yet another digital channel option that the company makes available for you to apply for loans.

In this way, when talking to the finance company via WhatsApp, you go beyond solving some doubts, but use the channel to carry out the entire credit request, from the simulation to the actual contract.

In summary, Help works with three different types of credit, namely personal credit, payroll and advance birthday withdrawal, also known as FGTS loan.

Namely, the finance company allows all its loans to be requested from its official WhatsApp. 

Therefore, we have separated below the available loans and some information about them so that you can get to know them better!

Firstly, we have the personal loan, which is a quick loan option, since after contracting the money, the money is deposited in the account within 24 hours.

Namely, it is available to INSS pensioners, retirees and civil servants who can access a personalized credit amount for their needs.

On the terms of this loan, interest may be applied and the repayment term is also customized.

The payroll loan is a type of credit in which the installments are automatically debited from the payroll of the person who requested it.

That way, you need to be retired, public servant or FGTS pensioner to gain access to it.

Namely, with this loan you can pay in up to 84 installments and have a much lower interest rate than other credit options.

Finally, the FGTS loan is the credit modality where you can anticipate installments of your birthday withdrawal.

When taking out this loan with Help, you can access up to 10 withdrawal installments with interest of just 1,89% per month.

Namely, the value of the installments is automatically deducted from your guarantee fund and you can receive the loan money within 1 business day.

In short, Help WhatsApp loan works in a very simple way.

Therefore, when starting a conversation with the financial institution through the application, you will be able to talk to the institution's virtual attendant. Namely, it will give you the main guidelines on how you can take out the loan.

Thus, she will ask for your personal data and credit value to carry out a simulation through the same conversation. In this way, she will send you the main loan conditions for your profile.

Once this is done, you can continue sending your documents and, when the credit is approved, just sign the contract and wait until the money is released into your account.

During the whole process, it is also possible that you talk to the company's attendant to solve any doubts about the loan so that you can continue applying for it.

Help's WhatsApp loan can offer great advantages for you.

Firstly, the loan is more practical when done via WhatsApp, as it is the most used chat application by Brazilians.

This makes it easier for people to receive guidance about credit and thus be able to apply for it.

In addition, this loan can also be faster than through other channels. Here you will be talking to a virtual attendant who provides quick answers to speed up your hiring.

As much as Help's WhatsApp loan has great benefits, we cannot deny that it still has some points to be desired.

In the first place, there is the fact that you receive the first service through a virtual attendant. 

Even if it helps speed up the process, many people may not feel comfortable in the conversation or access the information they need.

In addition, even though the application offers a lot of security, it can still suffer from scams, especially in relation to loans.

Therefore, always doubt when you receive messages from financial institutions offering loans, as they do not carry out this practice. 

Namely, the Help loan request via WhatsApp is very simple to do! Therefore, you can complete the operation by following the steps below:

Therefore, by following the step-by-step above, you can now apply for your loan via WhatsApp from Help!

But if you wanted to know how it is possible to access this loan from other channels, such as the website and application, check out the following post for more details about them!