The loan by WhatsApp Crefisa emerged as a way to facilitate your access to credit. From this channel, you can take out the desired loan just by sending messages.

Currently, many banks are allowing their customers to take out a loan via WhatsApp. The first one was Banco do Brasil and now Crefisa is also offering this option.

Therefore, from the loan by WhatsApp Crefisa, it is possible to contract 4 different types of credit and, thus, access the one that matches your financial profile.

To learn more about this option, how the loans work and how you can apply via WhatsApp, just continue in this post and learn everything about the loan via WhatsApp Crefisa.

In summary, the loan via WhatsApp Crefisa is a channel option that this financial institution is offering for its audience to apply for credit.

Namely, before Crefisa allowed its customers to apply for credit from its website and official application. Thus, people had the facility to access the credit they wanted from the comfort of their homes.

However, today WhatsApp is an application that invests a lot in security and allows all messages sent to have state-of-the-art encryption.

These features made Crefisa feel safer to allow its customers to apply for a loan via WhatsApp.

In this way, with the simple exchange of messages with the institution and following the guidelines of Crefisa's virtual attendant, you can carry out the entire process of requesting and contracting your loan.

Namely, Crefisa works by offering four types of loans in different ways. All of them can be requested via WhatsApp and they approve you even if you are negative!

Below you can learn more about these options and check the main conditions of each loan.

Crefisa's personal loan is the simplest credit option that allows you to apply for credit without justifying its use.

From there, you can hire an amount that is released to your account within 24 hours and you still have up to 45 days to start paying the first installment.

In addition, when taking out a personal loan from Crefisa, you can pay it in up to 18 months.

With Crefisa's payroll loan, you can access even better credit conditions.

With it, you can pay your loan in up to 84 months and access the lowest interest rate on the market.

In addition, the value of your share is also below, where it consumes only 35% of your salary.

The Auxílio Brasil loan is a type of credit created especially for those who receive this benefit.

It is very similar to the payroll loan, where the value of the installments is automatically deducted from the benefit.

Because of this, with it you can access low interest rates and you can pay your loan in installments. In addition, the value of the installments only uses 40% of your benefit value.

Finally, they also have the FGTS loan, which is a modality that can anticipate the future installments that you will receive from the birthday withdrawal.

Thus, with the Crefisa FGTS loan, you can access up to 5 installments of the birthday withdrawal and have low interest rates.

In summary, the operation of the loan by WhatsApp Crefisa is very simple. To do so, you first need to save the WhatsApp number of that financial institution on your cell phone.

Currently, Crefisa's number is (11) 9 8806-0603. Thus, by saving this number, you only need to start a conversation with the financial institution.

When you do this, the person who will assist you is Cris, Crefisa's virtual assistant. At that first moment, she will ask some questions to understand your profile and carry out a credit analysis to see if you are approved.

If so, you will only need to follow the instructions to sign the contract and thus formalize the contract.

Incidentally, as Crefisa offers 4 types of loan via WhatsApp, there may be more steps in hiring. 

In the case of payroll loans, for example, it may be necessary to contact the company you work for to formalize the loan contract.

But all these details will be explained by the virtual attendant when taking out your loan

Namely, there are several advantages to applying for a loan via WhatsApp. This messaging application is the most used by Brazilians and has security in sending important data and information.

In addition, it is an easier and simpler way to access credit that allows you to have the money in your account in a few hours and without having to leave your home!

Below, we separate the main advantages of making this credit request via WhatsApp from Crefisa!

Despite the positives, applying for a loan via WhatsApp Crefisa can also have its downsides.

Firstly, there is the fact that this famous messenger is also known to take a lot of hits. 

As much as messages are protected by encryption, it can happen that your number is cloned and a scammer has access to your messages. 

In addition, it is also possible that a person contacts you claiming to be Crefisa and offering a loan with very good offers.

But despite having these possible scams, the application itself offers ways to be more secure. For this, you can opt for the two-step activation that allows you to put a password on your application.

In addition, it is always important to be suspicious when they offer you a loan. Serious financial institutions do not come into contact offering credit to people.

If you like what you've learned so far about the loan by WhatsApp Crefisa and want to apply for one, know that the process is very simple!

You just need to save Crefisa's number and start talking to the company's virtual attendant following her guidelines for hiring.

But, if you want to know better the stages of taking out the loan via WhatsApp Crefisa, in addition to knowing how the process is done on other digital channels, just check the post below!