Did you know that you can apply for a loan via WhatsApp Agibank? This financial institution is joining forces with other major banks and allowing you to access credit through a simple conversation!

This way, you can quickly access the loan and receive guidance at each stage of the contracting process by having a virtual assistant at your disposal!

Furthermore, the loan via WhatsApp Agibank can be a more accessible loan option, as most Brazilians use this messaging application.

In the following post, you will learn more about the loan and see the advantages and disadvantages of this solution!

In short, the loan via WhatsApp Agibank is basically a new channel that this financial institution is offering its customers to take out credit.

Today, WhatsApp is the main messaging app in Brazil, used every day by Brazilians to exchange messages between colleagues, friends and family.

Thinking about the practicality that this channel offers, Agibank now allows the public to take out loans through this application.

This way, by simply exchanging messages with this financial institution, you can access the loan you need in an easier, faster and more practical way!

Namely, Agibank works by offering the public three different types of loans, namely personal, payroll-deductible and FGTS.

All of them can be requested from WhatsApp, making them more accessible credit options for you!

Below you can learn more about these three loan options and how they work in practice!

Firstly, we have the personal loan, which is a type of credit that exists in practically all financial institutions and which allows you to have access to credit without having to offer guarantees!

Initially, this type of loan offered by Agibank can only be requested by pensioners, retirees, public servants and military personnel.

The payroll loan is a type of credit offered to INSS retirees and pensioners where the value of the installments is automatically deducted from their payroll.

Namely, this modality does not carry out consultations with agencies such as SPC and Serasa, making it a great option for those with negative credit! 

Furthermore, those who apply for this loan can have access to the payroll card to access even more credit!

The last type of loan available through WhatsApp Agibank is the FGTS loan. Also known as an advance on the anniversary withdrawal, this loan allows you to access future installments of your FGTS withdrawal.

Therefore, when you request this loan, the value of the installments will be automatically discounted once a year from your FGTS balance. 

This way, you can have a loan where you don’t have to worry about paying another bill every month!

Namely, the way the loan works via WhatsApp Agibank is very simple and practical.

Therefore, when you contact the bank via WhatsApp, you speak to the bank's virtual assistant called Agi.

So, you can inform her that you are interested in one of the loans offered by the financial institution and the virtual assistant will soon give you all the instructions on how to take out the loan.

This way, through this channel you can simulate the credit value you would like and start the loan application process, where it will request your personal data to carry out the credit analysis.

Once the analysis is complete and approved, you can continue with the hiring process, where the virtual assistant will send you the contract for you to sign.

So, once you have signed up, in a few days the credit money will be deposited into your account for you to enjoy as much as you want!

In short, taking out a loan through WhatsApp Agibank can offer you easier and faster access to credit. Check out the main advantages of this solution below!

Nowadays, the vast majority of Brazilians use WhatsApp in their daily lives, which makes the population more accustomed to the application. 

In this way, loans via WhatsApp Agibank become a more accessible option for everyone, especially older people who do not always have easy access to websites and applications.

Another positive point of taking out a loan through WhatsApp Agibank is the fact that you receive guidance at all times on what steps need to be taken to continue with the contract.

This is very interesting for those who have never applied for a loan and are confused about how the process works. By having this guidance, it is possible to apply for credit with more confidence and peace of mind.

Finally, the entire loan application process can be faster when carried out via WhatsApp, as the information passed on through this channel is faster!

Despite the positive points, taking out a loan via WhatsApp Agibank can still have a big negative point.

Nowadays, it is very easy for scammers to impersonate financial institutions on WhatsApp and send you messages offering loans.

Even though WhatsApp is a secure application, where messages are encrypted, there is still a risk of falling for a scam.

However, it is possible to avoid them easily. To do this, you must always keep in mind that no financial institution contacts the public to offer loans.

Therefore, always be skeptical when you receive a message offering loans, especially when they have very attractive conditions.

Now that you know the positive and negative aspects of loans via WhatsApp Agibank, it's time to learn how to apply through this channel!

To do this, you first need to access Agibank's WhatsApp. This can be done by going to the financial institution's website and clicking on the “Contact via WhatsApp” button. 

This will automatically redirect you to chat with the financial institution. Another way to do this is to save Agibank's WhatsApp number on your cell phone, which is +55 (51) 2108-7430.

Once this is done, you will only need to send a message and wait for a response from the financial institution's virtual assistant to continue taking out your loan via Agibank WhatsApp.

However, if you want to request through other channels, just access the content below.