If you are looking for secure credit without having to leave the comfort of your home, the Mova loan or Just loan has the ideal solution for you.

This is because they have low interest rates, quick release and grace periods of up to 90 days to pay, without you having to worry about immediate payment.

So, so that you can learn a little more about the advantages and disadvantages of these loans, we are going to present a comparative text for you to make an analysis. Check out!

So, Mova is a financial institution that offers loans created in 2019 in Brazil.

So, to take out a loan with the institution, you just need to register on the website and it will calculate the rates. If you accept the credit conditions, Mova will contact investors who are part of the platform and who want to commit to trading.

Then, Mova will collect the amounts and formalize the contracts without the intermediation of banks or other financial institutions, because that is how the company works.

So, if everything is approved, you can access the loan amounts, installments and interest rates directly on the institution's platform.

In addition, we will talk in more detail about the Mova loan below.

Well, Just is an institution created in 2017 to provide new customers with a more accessible line of credit with reduced interest rates and, thus, become one of the best options for providing credit on the market.

In addition, Just is an online loan platform offered by Banco BV with security, practicality and personalized proposals according to the customer's profile. Therefore, it offers Just personal loan or Just loan with vehicle guarantee.

Then, the Just personal loan is made available according to a digital 100% analysis and in a few minutes made on the customer's financial history.

Therefore, to take out the Just loan, you just need to create a registration with email, telephone and password to access the platform. Then, just enter the CPF and choose which loan you want, so Just will do the analysis and send you the answer.

So, the Mova loan has several advantages, including interest rates that do not reach 1% per month.

And, in addition, Mova has a term of up to 60 months, as well as the simulation and contracting of the loan is done through the institution's website, without you having to go to a bank branch in person.

In addition, Mova guarantees an extended term if you are unable to pay one of the first three installments.

Well, the Just loan has several advantages, the first of which is the fact that you can simulate and take out the loan from the comfort of your home.

And, in addition, you have amounts of up to R$35,000.00 and interest rates from 1.70% per month, being able to pay the debt in up to 24 installments with release in 2 business days. In addition, you still have a grace period of 60 days to start paying your debt.

Therefore, Just seeks to offer the best services to customers so that there is no doubt that the institution values safety and quality.

If you have a bad name or have a low credit score, the Mova loan may not be the best option for you right now.

This is because the institution performs a careful credit analysis according to the personal data provided by you at the time of the credit simulation.

Thus, Mova does a search on your financial history as a whole, for example, debts with other institutions or banks, late payments and credit score analysis.

So, Mova does not precisely inform that it does not accept negatives, but one can imagine the refusal, since the analysis is approved according to the customer's history.

Therefore, before choosing to apply for this loan, seek more information from the institution and also have an accurate diagnosis of your financial history.

Well, Just is an institution that seeks to offer customers the best financial products in order to provide a more stable financial life without further harming these people's finances.

However, Just also has disadvantages, for example, the fact that it performs a more rigorous credit analysis and thus makes access difficult for people with a dirty name or low credit score.

But, the institution did not inform whether or not it accepts negatives, so even if you are, it is worth trying to apply for the loan.

So, throughout the text you can see that the Mova Loan or Just are two options for safe and credible loans, as well as having a very quick request through the websites of financial institutions.

So, you just have to calmly analyze all the advantages and disadvantages of each one of them to know which is the right decision to make. Also, if you want to know about other financial products, click on our recommended content and check it out!