If you want to apply for a loan in a simple way, without leaving your home and still receive the money quickly in your account, you need to know more about the Just online loan.

This finance company is the official lending platform of the BV bank and is able to offer you differentiated credit solutions with lower interest rates!.

In addition, when applying for the Just loan online, you can access rates that are completely personalized for your profile according to your financial behavior.

In this post, you will learn more about this credit option and see what advantages the Just online loan can offer you!

In summary, the Just online loan works in a very simple way. From this platform, you can take out a loan in the FGTS modality.

Namely, this modality allows you to anticipate up to 10 installments of your FGTS birthday withdrawal so that you can access money today that will already be yours in the future.

In this way, all people who have worked with a formal contract and have a balance in their guarantee fund to receive, can access this loan.

Its operation is very simple! When carrying out the anticipation, Just will deduct the installment referring to your loan automatically from your FGTS balance every year.

So, you won't have to worry about paying another bill every month, as the billing is done automatically.

And, due to this, Just manages to have more security and certainty that you will not be in default. That way, it's easier for her to offer you great credit terms!

Basically, before taking out any loan, it is essential to know the conditions that the financial institution can offer you. 

That way, you can better analyze the offer and see if it really fits into your financial life.

Therefore, the Just online loan can offer you an interest rate starting at 1,67% per month, which is a low amount compared to other types of credit.

In addition, as it operates only with the FGTS loan, you can pay it off within 10 years, where each year an amount will be deducted from your guarantee fund in the month of your birthday.

Just also helps you organize your finances by offering up to 60 days to start paying the first installment of your loan.

Finally, when finalizing the contract, you can receive the Just online loan money in your account within 2 working days!

In short, the maximum amount you can request for a Just online loan will depend a lot on your credit analysis and the amount you have available in your FGTS.

In this way, your loan limit will depend a lot on your analysis. But, when taking out a Just Online FGTS loan, you can request at least R$ 300.00 credit.

Just's platform has existed since 2017, being a relatively new environment. However, it is managed by a large financial institution, BV, which has been in the market for many years.

But, due to their young age, many people may be in doubt whether taking out a Just loan online is really worth it.

To avoid this doubt and bring more clarity to you about the Just online loan, we have separated below the main advantages and disadvantages of this loan.

The Just online loan is fast, allows you to organize yourself and offers ways to further improve the conditions offered! Understand more about these advantages below!

When taking out a Just online loan, you can receive your credit within 48 business hours and thus use it for any personal project or purchase you need to make.

Another great advantage is that the Just loan has a grace period of 3 months for you to start paying for the loan. This way, you have more time to organize yourself.

As the Just online loan is made in the FGTS modality, the value of the installments is automatically deducted from your fund, without the need for you to separate a monthly amount from your income to make the payment.

Did you know that you can use your car as collateral for a loan? By doing so, you can lower the interest rate amount by up to 40% and even turn 80% of your car's value into credit for you to use!

On the other hand, the Just online loan can block your FGTS and cause an extra amount to be deducted every year. Understand better about these and other negative points below.

The Just online loan can only be taken out by those who have worked in a formal job and have a balance of at least R$ 300.00 in the guarantee fund account. 

In this way, anyone who has always worked as a self-employed person or has simply used their fund cannot access this loan.

Another negative factor is that when taking out a birthday withdrawal loan, you end up blocking part of your guarantee fund so that the loan is paid.

Thus, if you need to use the guarantee fund in the future, you will only be able to access a portion of it and not the full amount.

Although the interest rate is low, it still represents an extra amount that will be deducted from your guarantee fund along with your loan installment.

Therefore, it is interesting to see if this loss will not have consequences for you.

In summary, the Just online loan is a faster option for accessing credit and offers good conditions to make the loan cheaper.

And the best part is that his application is 100% online, allowing you to apply for the credit you need from anywhere, anytime!

Therefore, if you liked the Just Online loan and want to apply for yours, check out the complete step-by-step instructions on how to apply in the following post!