loans

Credits personal loan: what is it and how does it work

The Creditas loan offers three types of credit and the application is 100% online, without bureaucracy. Discover more benefits here!

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Credits: fees from 0.99% per month

Mas, afinal, como o empréstimo funciona? Fonte: Creditas
But, after all, how does the loan work? Source: Credits

Without a doubt, Creditas is one of the largest digital credit platforms on the market.

Thus, it offers three loan options for you to choose which one fits your financial needs.

So, continue reading to learn even more about the Creditas loan.

Credits
Minimum IncomeOn request
Interest rateFrom 0.99% per month
Deadline to payMaximum 240 months, depending on the modality
release periodAfter approval of the analysis
loan amountMaximum of R$ 3 million, depending on the modality
Do you accept negatives?Yes
BenefitsLow rates, three loan options
But, after all, what are its main characteristics?

How to apply for the Creditas loan

With the Creditas loan, you have three types of credit to choose the one that best fits your financial life. Check how to apply!

Credit Advantages

Então, quais são as suas vantagens? Fonte: Pexels.
So what are your advantages? Source: Pexels.

Well, one of its positive points is that the interest rates are very low and the payment term can reach up to 240 months, depending on the chosen method.

In addition, the process is quick and easy, as it is done online. Thus, you already start using credit to make your dreams come true or to get out of some financial emergency.

Therefore, learn below how each modality works so that you can make the best decision for your financial life.

Main features of Creditas

Well, with Creditas you can choose between three loan options: property guarantee, car guarantee and payroll loan.

So, in the loan with property guarantee, you can request an amount from R$ 30 thousand to R$ 3 million with interest from 0.79% per month + IPCA.

As for credit with a car as collateral, amounts vary from R$ 5,000 to R$ 150,000 with interest from 0.99% per month.

Finally, on payroll, you can request from R$ 500.00 to R$ 50 thousand with interest from 0.99% per month. In addition, this modality is exclusive to workers with a formal contract.

Who the loan is for

Mas, afinal, para quem o empréstimo é indicado? Fonte: Creditas.
But, after all, who is the loan indicated for? Source: Credits.

So, credit is ideal for anyone who needs extra money to make their dreams come true or deal with some financial unforeseen event.

Therefore, if you are interested in knowing even more about the loan, check out our recommended content below!

Discover the Creditas personal loan

The Creditas personal loan offers reduced interest rates starting at 0.99% per month and the application is 100% online. Find out more here!

About the author  /  Amanda Laet

Graduated in Literature and post-graduated in Translation. She works as a freelance editor, proofreader and translator of various topics. Through writing, it seeks to convey information to all people who want to deepen their knowledge or learn something new.

Reviewed by  /  Junior Aguiar

Senior Editor

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