loans
Credits personal loan: what is it and how does it work
The Creditas loan offers three types of credit and the application is 100% online, without bureaucracy. Discover more benefits here!
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Credits: fees from 0.99% per month
Without a doubt, Creditas is one of the largest digital credit platforms on the market.
Thus, it offers three loan options for you to choose which one fits your financial needs.
So, continue reading to learn even more about the Creditas loan.
Credits | |
Minimum Income | On request |
Interest rate | From 0.99% per month |
Deadline to pay | Maximum 240 months, depending on the modality |
release period | After approval of the analysis |
loan amount | Maximum of R$ 3 million, depending on the modality |
Do you accept negatives? | Yes |
Benefits | Low rates, three loan options |
How to apply for the Creditas loan
With the Creditas loan, you have three types of credit to choose the one that best fits your financial life. Check how to apply!
Credit Advantages
Well, one of its positive points is that the interest rates are very low and the payment term can reach up to 240 months, depending on the chosen method.
In addition, the process is quick and easy, as it is done online. Thus, you already start using credit to make your dreams come true or to get out of some financial emergency.
Therefore, learn below how each modality works so that you can make the best decision for your financial life.
Main features of Creditas
Well, with Creditas you can choose between three loan options: property guarantee, car guarantee and payroll loan.
So, in the loan with property guarantee, you can request an amount from R$ 30 thousand to R$ 3 million with interest from 0.79% per month + IPCA.
As for credit with a car as collateral, amounts vary from R$ 5,000 to R$ 150,000 with interest from 0.99% per month.
Finally, on payroll, you can request from R$ 500.00 to R$ 50 thousand with interest from 0.99% per month. In addition, this modality is exclusive to workers with a formal contract.
Who the loan is for
So, credit is ideal for anyone who needs extra money to make their dreams come true or deal with some financial unforeseen event.
Therefore, if you are interested in knowing even more about the loan, check out our recommended content below!
Discover the Creditas personal loan
The Creditas personal loan offers reduced interest rates starting at 0.99% per month and the application is 100% online. Find out more here!
About the author / Amanda Laet
Reviewed by / Junior Aguiar
Senior Editor
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