loans
Online Cashme loan: with credit of up to 15 million
With the Cashme loan, you can transform up to 60% of the value of your property into credit to use as you wish and pay off in up to 20 years. Find out more about this financial product here.
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Access interest rates up to 12x cheaper
For those looking to access a good amount of credit, but do not want to pay such high interest rates, the Cashme online loan can be a good loan option.
With this finance company, you can obtain credit with the best market conditions, with a long payment term and lower interest rates.
Minimum Income | not informed |
Interest rate | not informed |
Deadline to pay | Up to 240 months |
release period | Uninformed |
loan amount | From R$ 50 thousand to R$15 million |
Do you accept negatives? | Uninformed |
Benefits | low interest rate Grace period of up to 3 months More time to pay |
All of this is possible because the Cashme online loan modality is a property guarantee. This way, the institution is able to offer you more attractive conditions.
Therefore, in the following post, you will find out more about this loan and how it works!
How does the Cashme loan online work?
In short, the Cashme online loan works in the form of a guarantee. Therefore, to request it you need to offer an asset as a guarantee of payment.
In the loan, the asset that the financial institution accepts is your property. Thus, anyone who has residential, commercial properties and even land in their name can access the credit it offers.
And the best part is that while the loan lasts you can still use your property normally. Therefore, the finance company will only use it as a means of payment if you are no longer able to pay the installments.
Therefore, when making this loan, the finance company can have more security that the payment will be made and can offer you more interesting conditions when closing the deal.
This way, you can have a more affordable loan, which fits in your pocket and, most importantly, gives you access to a much higher credit value and better conditions!
How to apply for Cashme loan
The process is digital 100% and the finance company asks for few documents to facilitate the request. Check it out here!
What are the credit conditions for the Cashme loan?
In principle, the Cashme online loan can offer more attractive conditions for you when requesting your loan.
Therefore, with the finance company, you can access lower interest rates than other loan options, in addition to having a period of 240 months to pay it off.
This way, you can access the money you need today and pay it back within 20 years. This makes it easier for you to access a higher credit limit and be able to pay it off!
What is the online Cashme loan limit?
In short, the credit limit offered in property-secured loans usually has very high values, and the Cashme online loan is no different.
Therefore, when applying for this loan, you can access credit from R$ 50 thousand up to the value of R$ 15 million.
This way, you can use the amount to renovate a house, open a business and even buy another property in cash!
However, it is important to consider here that the credit limit offered to you will largely depend on the value of your property and your credit rating.
Therefore, in this type of loan, Cashme can offer you up to 60% of the value of your property. This way, if you have a property valued at R$ 200 thousand, you will be able to access credit of up to R$ 120 thousand.
But, this is just an estimate. To check the exact amounts that the Cashme online loan releases to you, you need to carry out a credit analysis with the institution.
Is it worth applying for a Cashme loan online?
So far you have seen that the Cashme online loan can offer excellent credit conditions and a high amount of money to lend.
But, before you go out and request a loan, you need to think carefully and analyze whether this is really the best option for your financial life.
Therefore, to help you with this, we have separated below the main advantages and disadvantages of this type of credit.
Benefits
In summary, the Cashme online loan offers several very interesting advantages for you, such as:
- Access to a high amount of credit;
- Lower interest rates than other modalities;
- A long term for you to pay off the loan
- Possibility to use the money however you want;
- Can make up income with 4 people;
- 100% loan application online;
- Application process with few documents.
In this way, it is possible to see that the Cashme loan online can allow you to access the money you need in an easier and more practical way.
Disadvantages
On the other hand, Cashme loan online may also have some disadvantages when applying.
The first is that the loan can only be made if you have a property to offer as collateral. Namely, Cashme does not work with credit that uses vehicles or other assets as collateral.
Furthermore, although the loan requires few documents, it is still a larger amount than other loans, such as personal loans or FGTS loans.
This happens because to carry out this loan, the finance company needs to analyze the legal part of your property, which may make it necessary to issue several documents.
Therefore, this can make the loan a little more bureaucratic than other options.
How to take out a loan at Cashme?
If you have considered the pros and cons and decided to apply for a loan, now is the time to learn how to apply.
In short, applying for a Cashme loan online is very simple as the process can be done without leaving home.
Therefore, to find out in detail how it is made and request yours, just check out the post below!
About the author / Leticia Jordan
Reviewed by / Junior Aguiar
Senior Editor
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