loans
Good Loan for Credit or BMG loan: which is better?
Here you will find everything about the Bom pra Crédito loan and the BMG loan. Because we list the advantages, disadvantages and main features to help you make the right decision.
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Good for Credit x BMG: find out which one to choose
Well, do you know what a personal loan is? So, it is a type of loan intended for individuals. Incidentally, he is one of the most sought after loans by Brazilians. If you are in doubt about which loan to choose, we have prepared this content on a Good for Credit loan or a BMG loan that will help you make the best choice.
So, if you need to improve your financial life or need to get out of trouble, check out the features of these two loans below. With them, you can solve your financial life without leaving home! Check out!
How to apply for a Good Credit Loan
Are you in doubt about how to apply for the Personal Loan Good for Credit? See here how to apply for your credit in a simple and practical way.
How to apply for the BMG emergency loan
Applying for your BMG emergency loan is much easier than you might think! Read our text and understand more about this request process.
Good Loan for Credit | BMG loan | |
minimum income | Uninformed | Uninformed |
Interest rate | From 0.75% per month | From 1.8% per month |
Deadline to pay | Up to 120 months | Up to 84 months |
release period | Up to 48 hours after analysis | 24 hours |
loan amount | Up to R$ 50 thousand | On request |
Do you accept negatives? | depends on analysis | Yes |
Benefits | Installment via boleto, several financial options with just one registration | Accessible, does not consult with the SPC Serasa, online |
Good Loan for Credit
Well, from time to time we need a guide when it comes to taking out credit. After all, there are so many options for financial institutions on the market that it is impossible to do so many simulations.
With that in mind, Bom para Crédito was created. In this sense, it is a bank correspondent that will connect the person who needs credit with the financial institution that provides this service. By the way, it is important to say that Bom pra Crédito is not responsible for carrying out the transaction. Therefore, your job is to intermediate the search and offer.
So, if you need a personal loan, but you don't have time to do a search, just access the Bom pra Crédito website. Then you must register with your information and needs. Thus, the platform will filter the best offers and recommend the ones that best meet your financial needs.
Furthermore, Bom pra Crédito is an institution regulated by the Central Bank. That is, she is completely safe, in addition to being very practical. With it, you can search for the best credit offer for you, making just one registration, all 100% online and without leaving your home.
In addition, the platform also offers great interest options and a very long term for payment of installments. Check out more advantages and disadvantages of this fintech below.
BMG loan
At first, applying for a personal loan is no longer an easy task. There are different documents requested and doing a face-to-face credit analysis at all financial institutions is almost impossible.
Well, BMG is a great way out for anyone in need of an emergency loan, quick and simple! Even more, the process is done online and securely, and you don't have to leave your home.
In this sense, Banco BMG offers personal credit to retirees, INSS pensioners, employees of private companies or civil servants. Incidentally, he does not consult the SPC and Serasa, which means that he is also an option for negatives.
In addition, the BMG loan gives you up to 84 months to pay the installments and the interest rates are very attractive.
In addition, the BMG bank offers other types of loan. Therefore, you can access the site and check which type of credit best meets your needs.
What are the advantages of the Good for Credit loan?
First of all, it should be noted that Bom pra Crédito is an online 100% platform. Therefore, you can run simulations and search for credit offers digitally, directly from your home.
In addition, Bom pra Crédito has a partnership with more than 30 financial institutions. That is, with just one registration, all partner institutions will analyze your profile and offer a personal credit option especially for you.
In addition, Bom pra Crédito's interest rate is very low, starting from 0.75% per month. Also, you can pay the loan amount in up to 120 installments. The platform also promises credit analysis within 48 hours.
What are the advantages of the BMG loan?
First, it is important to mention that BMG does not consult the SPC and Serasa. So if you are negative, this bank can be a way out for you. Incidentally, it has a more simplified credit analysis and the release of money is done quickly.
In addition, BMG's interest rates are lower than those typically found at other financial institutions.
Furthermore, another very attractive advantage is that the BMG bank provides all services and contracts online. So you can solve your financial problems safely, in the comfort of your home.
What are the disadvantages of the Good for Credit loan?
So, unfortunately, Bom pra Crédito cannot guarantee offers for negative people. Since the platform only acts as an intermediary between the client and financial institutions, it is not possible to guarantee approval for people with a lower score.
In addition, you cannot access simulations and offers without registering on the site. Although it is a quick procedure, it is more of a bureaucracy that must be fulfilled.
It is also important to mention that, as it is a bank correspondent, part of Bom pra Crédito's profit comes in the form of commissions from financial institutions. Therefore, you may be able to close a better deal if you deal directly with the bank.
What are the disadvantages of the BMG loan?
Although it is a very attractive loan, BMG also has its disadvantages. For example, the loan is only accessible if you are retired, pensioner, employee of a private company or public servant.
In this sense, the bank makes a direct discount on the payslip to pay the installments.
Therefore, if you are not part of this group of people, the BMG loan is not for you.
Good loan for Credit or BMG loan: which one to choose?
First, if you've come this far, you must have realized that both the Bom para Crédito loan and the BMG loan have great personal credit advantages. However, each has its particularities.
For example, if you still have no idea which institution has the best credit option for you, start using Bom para Crédito. With it, you can do a more comprehensive and faster search.
However, if you have already carried out a survey and are still in doubt, know that BMG has excellent advantages. As you can see, it has much lower interest rates than other banks. So it can be a great choice.
Well, it is always good to remember that the personal loan has the highest total effective cost on the market. Which makes it an expensive loan. So, make sure you really need this type of credit before hiring.
But if you still have doubts about which loan to apply for, see the recommended content below that we leave especially for you!
Caixa loan or BMG loan: which is better?
Do you know the best loan between Caixa and BMG? No? Remember that each has its characteristics and advantages. So, check out the analysis we did! Check out!
About the author / Aline Barbosa
Reviewed by / Junior Aguiar
Senior Editor
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