Throw the first stone who never went through some financial tightness, right? However, fortunately, this is a temporary situation for many and getting good credit at the right time can help in this process of removing the CPF restriction. Among them, a great option is the Agibank loan for negatives. If you haven't heard about him yet, it's time to get to know him!

If you are still not fully acquainted with the universe of digital banks, then it is very likely that the name Agibank in the title of this text is strange. Well, don't worry because it is a very serious financial institution that is revolutionizing the market.

For those who still don't know Agibank, it is a Brazilian digital bank 100%, considered “the Whatsapp of banks”. Founded in 1999 in Caxias do Sul by Marciano Testa under the name Agiplan, becoming Agibank only in 2018, when it became 100% digital, today the financial institution has more than 1 million customers across the country and was the first in the world to transform the cell phone number into the customer's checking account number.

Still feeling fearful about the bank? Know that, in April of the same year, Agibank filed a preliminary prospectus for share offerings (IPO) with the Brazilian Securities Commission. The goal is to become the second digital bank traded on the B3 (Stock Exchange), after Inter. In addition, in 2020 alone, the bank has already granted more than R$ 2,178,481,346.49 in loans and limits. That is, there is nothing to fear, as it is a very safe and, above all, solid company!

You know that dream of yours to have your name cleared once and for all, with no debt at all? So he's not too far away, you know? With the Agibank loan for negatives, it is quite possible that you will be able to manage your financial life and, from there, make the plans you want so much: tidying up the house, changing the car, taking a family trip...

So, before you start wondering what the Agibank loan for negatives is all about, we'll tell you! It is, in fact, a payroll loan without consulting the name at Serasa or SPC. Precisely for this reason, he is so sought after by those who have restriction on the CPF.

In turn, payroll loan is nothing more than a loan deducted from the payroll or from the paycheck of the retirement benefit or the INSS. With this, the bank has a greater guarantee of payment, which greatly reduces the interest rates applied to this credit. It then becomes the perfect option for those who need money to settle other outstanding and more costly debts, for example.

In short: in the Agibank loan for negatives, that is, the payroll loan from this digital bank, the charge is not made by discounting the current account or through a bank slip, as in other types of credit. In this case, you authorize the bank to deduct the payment in installments directly from your salary, retirement or INSS benefit. With this, you do not run the risk of incurring charges for possible delays in payment.

Oh, and there's more! Unlike many loans on the market, you use the money from your Agibank loan for negatives in any way you want! In addition, the debt can be paid in 3 to 84 installments, fitting perfectly into your monthly budget, and the contract limit consists of a minimum of R$ 200 and a maximum of R$ 10,000.

However, it's not all good news, unfortunately. This loan, which is actually one of the best on the market, is not available to everyone. At Agibank, it is exclusive to INSS retirees or pensioners, Military personnel or Armed Forces pensioners, or even Public Servants, active or not. All of them can order the product without leaving home, directly on the digital bank's website.

As you can see so far, the Agibank loan for negatives has some advantages, which are:

But do you think it's over? Well, you thought wrong! There are also numerous other advantages of the Agibank loan for negatives. Want to know more? Then just click the button below and voilà!