If you want a loan that is really affordable and with interest rates that make the credit fit your budget, you should learn more about the Agibank loan online.

Agibank is a financial institution that has been in existence for 20 years and has always sought to bring more accessible financial services to the entire population.

To do this, today she works offering 3 differentiated loan options that fit different credit profiles and make it possible to access more money to carry out her projects.

Therefore, if you want to access an affordable and practical loan, check out the post below all about the Agibank loan online and see if this is a good option.

Namely, Agibank works with three different loan options, namely payroll, personal and FGTS anticipation.

In all these modalities, you can access attractive interest rates and receive the credit money in your account on the same day or the next business day.

Next, we explain better how each of the loans works in practice so you know which one to apply for!

Agibank's personal loan is the simplest option to access credit where you don't need to provide collateral. That way, none of your assets are harmed when borrowing money.

To access this credit, you must be retired, pensioner, military or public servant who has already taken out a payroll loan and is therefore using all of your payroll margin.

For those who don't know, when we make a payroll loan, the value of the installments is deducted directly from our salary. But to do this, banks can only deduct up to 35% from salary. This value is the assignable margin.

In this way, if you are one of the profiles mentioned above who have already used your consignable margin, you will be able to access credit when taking out the personal loan online from Agibank.

The payroll loan, on the other hand, is a credit option for those who are salaried or receive some government benefit and have a stable income.

Thus, by being part of this group, you can take out the payroll loan, which deducts the value of the installments automatically from your benefit or salary, so you don't have to worry about paying another bill.

And the best part is that when applying for this Agibank loan online, your name will not be consulted at the SPC or Serasa! That way, you have a better chance of being approved.

Finally, the last type of online Agibank loan is the anticipation of your birthday withdrawal from the guarantee fund.

That way, from this modality, you can access up to 7 installments of your fund quickly, safely and with low interest rates to make the most of it.

And just like the previous option, the FGTS loan does not carry out consultations with the SPC or Serasa, guaranteeing that you will be able to access the credit.

In summary, the operation of the Agibank loan online is very simple. The application for credit in the three modalities is done completely online, where you don't even need to leave your home to have access to more money.

In this way, you can enter the Agibank website, select the loan you want and continue applying for it.

To apply for the personal and FGTS loan, you can go directly to the financial institution's WhatsApp and start a conversation with the virtual attendant.

Thus, it will guide you on the steps that need to be taken to apply for the loan.

But, if you prefer to apply for a payroll loan, you can carry out the process through the website even by filling out a simple form. That way, just follow the instructions and thus apply for the loan.

In the three modalities, you will need to send some personal documents so that Agibank can carry out a credit analysis and define the conditions.

That way, by accepting the conditions and signing the contract, the money can be released into your account on the same day or the next business day.

As the company works with three different loans, the conditions offered by each of them can vary greatly.

Therefore, in the payroll loan you can access an interest rate from 1.68% per month and pay in up to 84 months. With the FGTS loan, you can access up to 7 years of the loan.

Finally, the personal loan is the only one that does not have fixed conditions, because they vary according to the person's credit analysis.

The maximum amounts that the Agibank online loan releases will also depend on the credit analysis and type of loan.

In this way, in the payroll loan, the limit value will depend on your salary and your consignable margin, since they are the ones who define the value of your installments.

As for the FGTS loan, the institution allows the maximum amount of R$ 180 thousand to be borrowed. But this will also depend on your credit analysis.

Finally, in Agibank's online personal loan, the limit values are not disclosed because they also vary according to your analysis.

After getting to know better the loan that you can apply for at Agibank online, it is common to be in doubt if this is really the best option.

But to solve this doubt, you can check below the main positive and negative points of the Agibank loan online.

Starting with the advantages, we can see that Agibank online loan strives to offer the best to its customers, as it is possible:

Furthermore, we must not forget that Agibank is one of the few financial institutions that do not consult the SPC or Serasa when you request it.

Despite the good points, the online Agibank loan also has some disadvantages in its service, such as those described below.

Therefore, it is important to analyze these points when applying for an Agibank loan online.

At first, applying for an Agibank loan online is very simple and involves little bureaucracy.

The loan application can be made from the financial institution's website or via WhatsApp, which offers you more practicality in everyday life.

Therefore, to find out in more detail how the online Agibank loan application process works, just check the following post with the complete step by step.