Today, we have prepared special content for those looking for a credit card to make their purchases, but who are unable to get approval due to their low score with Serasa. Here you will get to know the Bahamas card doubts and find out how it can be ideal for you.

So, the Bahamas network has been in the financial market for over twenty years and has gained credibility in the food and meal voucher business over that time. However, it was only in 2014 that the company also started to offer a branded credit card.

So, are you interested and want to know more about the card? Check the table below with some of its features and continue reading to find out more about it!

Well, the Bahamas card works only in credit mode and has wide national coverage. Thus, you can use it in more than 10 million establishments in Brazil that are accredited with Elo.

Therefore, in this text we are going to tell you everything about this credit financial product, so that you know all its characteristics, in addition to its positive and negative aspects. In this way, you can evaluate all the information and decide if it is the best choice for your financial situation. 

So, read on and find out, below, everything this credit card can do for you! Let's go?

The Bahamas credit card charges an annual fee of R$9.80 per month for individuals and R$16.00 for companies. However, this charge is only made if the card generates an invoice. That is, you do not pay the monthly fee if you have not used the card that month.

In addition, it has national coverage and is accepted in millions of physical or virtual establishments throughout Brazil.

In our text about questions about the Bahamas card, we couldn't stop talking about the services charged by the company, right? They are always a differential when choosing a product, so check out what they are below.

Well, as we mentioned above, an annuity is charged in the amount of R$9.80 for individuals and R$16.00 for legal entities, but there is the possibility of exemption if there is no invoice to be paid in the month.

In addition, it is important to pay attention to payments and always keep them up to date, since interest on revolving credit can reach up to 15.80% per month, in addition to the addition of 1.00% in late payment interest and 2.00% in late payment fines on the total invoice amount.

So, Elo is a Brazilian company that is constantly growing in the financial market. In this sense, today it is the largest national flag, with more than 100 million cards issued and accepted in more than 10 million establishments.

Thus, you can register your Bahamas card on the official website of Elo and have access to various offers and discounts. In addition, you also have access to promotions and can win prizes using the card.

Well, when we talk about a credit card, what matters most are the advantages it can provide us, right? With so many options on the market, the product must have a differential to attract the customer's attention.

Firstly, with the Bahamas credit card, you can choose from six dates for your invoice due date. So you can plan your monthly budget to make sure you pay on time without breaking the bank.

In addition, you do not need to have a bank account to apply for your card and you can control all your transactions through the Bahamas Cred application. That is, much more practicality in your everyday life! 

In addition, you can order up to two additional cards for free and also have easy approval. So, you can get yours even if you have a low score with Serasa.

But, despite offering good benefits to its customers, the product also has some negative aspects that must be carefully evaluated before making the request. So, find out what they are in our text about Bahamas card questions.

For sure, the annual fee is the main disadvantage of this card. Despite not being a high amount, there are other similar cards on the market that do not charge this fee.

Also, it does not offer international coverage. So, you can only do your shopping in the national territory. 

Furthermore, the Bahamas card has high interest rates. In this way, it is important to keep payments up to date so that you do not have to pay the interest on the revolving credit.

So, thinking about making life even easier for its customers, Bahamas created an exclusive application that gives access to all the features of the card. 

Thus, through the app, you can block or unblock your card, access your invoice, credit limit, your recent purchase history and many other information. 

The application is simple and very intuitive, and you can download it on your smartphone from the App Store or Google Play.

Well, now that you know the characteristics of the Bahamas card, as well as its advantages and disadvantages, what do you think about ordering yours? See the step-by-step below.

So, you can apply from the comfort of your home through the official Bahamas Cred website. Just click on the “cards” tab, select the “credit” option and then choose between the natural or legal person options. You will then be directed to WhatsApp, where you will receive instructions on how to proceed with the request.

In addition, it is important to remember that every order undergoes a credit analysis, which can take up to 7 business days. If the card is approved, you will receive it at the address provided by WhatsApp within 20 business days.

Therefore, if you are interested and want to know more details about how to apply for your Bahamas card, check out the recommended content below.