Construction Credit
Creditas Reforma: what it is and how it works
Meet Creditas Reforma. It has the credit line with the lowest interest rates on the market, meaning it is ideal for renovating your property!
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Creditas Reforma: check out the lowest rates on the market to renovate your home
Creditas is an online secured credit platform that was created in 2012 to make it easier for consumers to access personal credit with lower rates than traditional financial institutions.
In this sense, today we are going to talk a little about the Creditas Reforma loan. In principle, it is a line of credit in which you can use your vehicle (known as auto equity) or your property (home equity) as collateral for the loan and guarantee the lowest interest rates on the market to finance your dream home renovation.
So, do you want to know more about Creditas Reforma? Keep reading and check it out!
| Reform Credits | |
| Minimum Income | Uninformed |
| Interest rate | From 0.99% for vehicles and 0.79% + IPCA for real estate |
| Deadline to pay | Up to 180 months depending on the loan type |
| release period | Up to 7 days with vehicles and up to 30 days with properties |
| loan amount | From R$ 5 thousand to R$ 150 thousand for vehicles and R$ 30 thousand to R$ 3 million for real estate |
| Do you accept negatives? | Yes, but it goes through a credit analysis. |
| Benefits | Fast and secure online application Low interest rates Financial consulting service |
How to apply for Retirement Credits
Do you want a line of credit with low interest rates to renovate your property? Creditas Reforma may be the ideal loan for you! Check here how to apply.
Creditas Reforma Advantages
Well, now that we know a little more about the Creditas Reforma loan, how about finding out about its various advantages? So, let's go!
- Freedom to use the money however you see fit, whether to hire a construction team, buy materials or negotiate better payment methods;
- Everything is done online, without bureaucracy and in a secure manner. Therefore, you hire the service through the website, and after analysis, the money is deposited in your account;
- Customer-focused financial consultancy service to offer the best paths and solutions for your retirement;
- Lowest interest rates on the market.
Main features of Creditas Reforma
Therefore, the Creditas Reforma loan is a great option for those who need to finance their renovation and can offer a property or vehicle as collateral.
Furthermore, everything is done 100% online, quickly and securely, as Creditas is regulated by the Central Bank.
However, it is important to remember that there is a risk of losing both the property and the vehicle if the customer does not make the installment payments. Furthermore, before applying for a loan through the website, you need to be sure that you will be able to make the payments.
Who the loan is for
Therefore, this loan is recommended for customers who want to finance the renovation of their home or commercial establishment, but want to avoid the bureaucracy of traditional financial institutions.
Because it is a secured loan, interest rates are lower and amounts can reach up to R$1,000,000. So, this can help you make your dream renovation a reality.
Did you like the Creditas Reforma loan and want to know more about the product? Then click on the recommended content and check it out!
Meet Creditas Reforma
Do you want to renovate your property without bureaucracy and with the freedom to use your money however you want? Get to know Creditas Reforma and make your dreams come true.
About the author / Aline Barbosa
Reviewed by / Junior Aguiar
Senior Editor
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