Tips

Protected CPF: why invest in it?

Find out here how to receive periodic reports by SMS or email and keep your CPF protected from fraud and scams. As well as learn about simple measures to protect your CPF.

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Monitor your CPF and avoid scams

Entenda porque é importante investir no monitoramento para manter seu CPF protegido. Fonte: Adobe Stock.
Understand why it is important to invest in monitoring to keep your CPF protected. Source: Adobe Stock.

Keeping the CPF protected is essential for a safe financial life. That is, to avoid scams and fraud that millions of people across the country end up suffering day after day. This is often due to lack of knowledge.

In other words, people who do not have access to information on protection methods for their CPF end up being deceived more easily and, consequently, fall into scams and fraud.

Therefore, Mr Panda today will teach you how to keep your CPF up to date and protected. But how? For example, using Serasa and Central Bank tools, which allow the person to check the activities carried out with their document.

Anyway, if you want to keep your CPF more protected and avoid future problems, follow our content today. Prepared? So let's go!

How to know if your CPF was misused?

Conheça as plataformas que poderão lhe auxiliar no monitoramento do seu documento e mantê-lo protegido. Fonte: Adobe Stock.
Get to know the platforms that can help you monitor your document and keep it protected. Source: Adobe Stock.

Firstly, the main way to prevent fraud from occurring with your document is to check it constantly. That is, check for example the type of movement that has been done with it.

This is essential, as many people end up forgetting to check their documents periodically and, therefore, may end up suffering scams. In addition, they only discover the fraud when they need to use the document.

Furthermore, it must be clarified that this situation has happened frequently. Therefore, Serasa developed a platform called Antifraud. Thus, it becomes possible to monitor the CPF through the platform.

So it's pretty simple. The user registers on the platform and Serasa will periodically generate reports with the movements made in his CPF and send it to him.

More than that, every time your CPF is consulted for a purchase, a credit request, any movement whatsoever, you are notified by SMS or email. We will talk later with details about the platform.

In addition to Serasa Antifraude, it is also possible to consult the Central Bank. Therefore, the Central Bank has a platform called Registrado. That is, a website where we can consult the activities of our documents.

This platform is often used by thousands of Brazilians, where it is possible to verify that all the activities they have carried out are present and nothing else. This way, you can avoid fraud as soon as it happens.

Monitoring the CPF: why is it important to know this?

Check out our content and understand why it is important to monitor your CPF and protect yourself from fraud.

How to protect yourself from fraud and protect your CPF

Therefore, in addition to monitoring the CPF through the Anti-Fraud platform, we recommend some precautions to protect your CPF. Check out 4 tips we separate.

Be wary of shopping sites

Always be wary of shopping sites that don't have a lot of credibility. Even more, because many of these are acting ready to steal people's data.

This is because many people are not even suspicious when making a purchase. So, make sure the site is protected and has legal regulations to act as a payment platform.

Be careful when getting rid of cards and documents

When disposing of documents, do not throw them away in the trash like anything else. This document can be retrieved by unknown persons and, consequently, be misused.

Therefore, we recommend that you cut the card or document into smaller pieces. Avoid leaving any trace of the old document. This is the best way to do it.

Monitor your CPF regularly

In addition, using the means available to monitor the CPF is essential for greater security of your documentation.

They can prevent problems even before they spread and become irreversible. Therefore, a tip is the Serasa Antifraude tool to protect your CPF.

Beware of email and SMS scams

And finally, beware of email or SMS scams. Currently, they are some of the most common and used across the country and even around the world. These are usually emails with promotions or alerts requiring documents.

But make no mistake, some of these steal your documents with just one click.

Serasa Antifraude: what it is and how to register your CPF

Afinal, como realizar o cadastro no Serasa Antifraude? Fonte: Serasa.
After all, how to register with Serasa Antifraude? Source: Serasa.

In conclusion, as we can see in the previous topics, the protection of our CPF is something that we cannot leave aside. Even because, the CPF is the document most used by anyone, especially with regard to financial transactions.

Therefore, one of the ways to keep the CPF protected is by using Serasa Antifraude. That is, a simple tool that, if well used, can prevent a series of problems with your document, such as, for example, misuse and forgery.

In short, Serasa Antifraude works by notifying the customer every time their CPF is used, either by email or SMS. Anyway, it works on the following occasions:

  • Consultated at the time of a purchase in commerce or loans from banks;
  • The moment a company is opened in your name;
  • When you are about to be negative;
  • When your name is removed from the default register.

With this, we can avoid a series of problems. However, to have access to Anti-Fraud and keep the CPF protected, it is necessary to register on the platform on the website.

Then, after that, it is necessary to select one of the available subscriptions to get access to all protection method reports. See the plans:

Monthly plan:

  • Basic – R$25.90/month;
  • Premium – R$29.90/month.

Annual Plan:

  • Basic – R$ 119.90 in cash or R$9.99/month by credit card;
  • Premium – R$ 169.90 in cash or R$14.16/month by credit card.

Thus, we can have access to all the features of the platform and leave the CPF protected. Finally, take the tips we leave here and put them into practice. Also, check out our recommended content below and learn more about Serasa Score and the services offered that can help your financial life.

How Serasa Score works

Understand how Serasa Score can help you have more access to credit products, increasing your chances of approval. Know more!

About the author  /  Marina Poncio

Graduated in Financial Management from UNOPAR. Acted as manager of large multinational companies. He is currently dedicated to editing, planning and producing content for the web specializing in economics and finance.

Reviewed by  /  Junior Aguiar

Senior Editor

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