Currently, there are many options for those who want a digital account that yields more than savings. This is because digital banks have invested in quality financial services that facilitate people's daily lives.

Therefore, having your checking account and your investments together in the same place is a great option to organize yourself financially. That way, planning is centralized and you can manage your money much better.

Furthermore, choosing the ideal digital account for you depends on many factors. That's why, in today's article, we're going to give you some digital account options that yield more than savings.

In principle, most digital accounts have investment options available. As well as some even have automatic income. That is, just leaving the money in the account he already starts to have gains.

Thinking about it, we will show you digital accounts with both options. Read on to see top examples:

First, we have the Digi+ bank, with a completely free account. In addition to also offering a credit card with available cashback. Speaking of income, the account has good investment options for its clients.

Investment options are varied, and you can start investing with just R$100. In this sense, Digi+ offers fixed income investments with low risk.

But with the digital account you can choose where your money will be applied. For example, Pre and Post-fixed Fixed Income and Investment Fund. To decide which is the best investment, it is very important to understand your reality.

With the BV account your financial life can be much easier. Because the main objective of the bank is to offer a service that is practical and efficient. Including, almost all of these functions offered by the bank are free.

In terms of yield, the BV account line is the CDI. In this way, by leaving your money invested in the account, it yields up to 100% of the CDI, much more than the savings. Furthermore, with the account you also have access to a credit card with no annual fee.

A popular option when it comes to digital accounts with income is the PagBank income account. That's because it has a configuration very similar to savings, but it yields up to 100% of the CDI.

Therefore, the application is automatic, but it is necessary to leave the amount in the account for 30 days. That is, you also need to complete that monthly birthday. Incidentally, when the money is deposited on the 30th or 31st, it earns on the 1st.

In summary, C6 Bank's objective is to insert investments in a simpler way in the lives of its customers. That way, in addition to having the option of earnings with CBD, you also have access to specialists in the area.

With this, you have help if you are starting in this area and more information if you already have an idea about investments.

In addition, the C6 account offers a credit card with a free annual fee and a points program. In fact, the Atoms scoring program is exclusive to C6 Bank. Therefore, with it you can exchange points for cashback in your account or discount on products.

If you are looking for a digital account that yields more than savings, Banco Original may be a good option. In short, the income line is the CDB, that is, fixed income. 

In this sense, it is possible to invest in the Daily Liquidity CDB, just keeping your money in the account. The value that remains there will yield daily. You just need to be aware that the minimum investment value is R$100

Also, the original account is free but also has the paid version. For R$24.90 per month, some services such as transfers and statement consultation are unlimited during the month.

If you already sell through the Mercado Pago platform, the digital account with income can be a good choice. That's because it has automatic application, yields 100% of the CDI with daily liquidity.

That is, just leave your money in the account, being able to make movements whenever you want, and the value will not stop yielding. This is an advantage for those who need to make frequent transfers, but don't want to lose income.

In addition, with the Mercado Pago account, transfers are unlimited, as well as Pix. The only fee charged is for withdrawals. In this case, the value is R$5.90 to carry out the operations.

Finally, we have the Nubank digital account. This was one of the first to be a digital account that yielded more than savings. And mainly, a pioneer among Brazilian users. Probably because of the efficient and easy-to-use service.

Therefore, with the Nubank account your money automatically yields 100% of the CDI. In addition to being able to leave the money stored for a determined time. In that case, the income value increases proportionally to the duration it will be saved.

In addition, the Nubank account also offers a credit card with no annual fee. And it also has an application to monitor purchases and statement that works very well and has great usability.

So now you know some digital account options that yield much more than savings. It is worth mentioning that this happens because most of these accounts yield according to the CDI or CDB. 

Meanwhile, the savings account yields based on the Selic rate and the Referential Rate, but this amount is very limited. Mainly because the Referential Rate is currently zero.

Therefore, it can be very advantageous to invest in a digital account. But if you're curious, see in this post how much 50,000 is earned in savings!