Initially, the Nubank digital account or Neon digital account provided security, transparency, cards and various advantages for customers.

This is because they have offers and discounts programs, as well as international coverage and an exclusive digital account for customers.

Then, we will show you all the services that these two accounts offer, as well as the advantages and disadvantages so that you can make the best choice. Check out!

So, the Nubank digital account is a free digital account that allows you to control all your expenses through a super intuitive application.

And, in addition, it offers the Nubank card, which is a card model issued by Banco Nubank. It has a Mastercard flag and international coverage, that is, you can shop in national and international stores. It also participates in the Mastercard Surprise program.

Furthermore, there are three types of Nubank card: Gold, Platinum and Ultraviolet. And so, among the card offers, you have purchase protection insurance, travel advice, travel medical emergency insurance, international offers, car insurance and a personalized application that gives you several other benefits.

To open an account at Nubank is very simple, you just need to be over 18 years old, be a resident of Brazil and have a regular CPF.

Then, it is possible to make the request through the application or through the Nubank website. It's all very quick and practical, because you can do it in minutes.

Therefore, Nubank provides financial services without you having to go to a bank branch in person to access your account.

Well, the Neon digital account, like Nubank, is also a free digital account that allows you to control all transactions through the application, without having to go to a bank branch in person.

And, in addition, Neon also gives you access to the Neon card, a credit financial product that has a free digital account and gives you access to all services.

Among them are: payment of bills, international coverage, pix, financial transfers and several other services, just open the account and request the cards.

So, you need to be over 18 years old, have a regularized RG and CPF and make the request through the Banco Neon application.

Then, the financial institution will start the credit analysis to decide whether or not to approve the request.

And, in addition, Banco Neon does not charge an annuity, that is, it does not charge an annual maintenance fee to access the card's services.

It is important to mention that there will be services that will be charged, but do not incur annuity costs.

Therefore, the Neon digital account provides a unique and very attractive experience with several services that bring comfort, security and practicality to bank customers, such as opening an account through the application itself or Internet Banking.

So, one of the biggest advantages of the Nubank account is the annuity exemption, because you don't have to pay anything to access the account's services, such as the credit card.

And, in addition, it is also not necessary to prove a minimum income and you still have access to the Nubank application, which is safe and helps you to have control of everything that happens in your account.

Another advantage of the Nubank account is that it is possible to block or unblock the card through the application, and it is also possible to adjust the credit limit. As well as making approximation payments and changing the due date of the invoice.

And best of all, you don't need to have a bank account and you also have access to Nubank Rewards, which, in turn, is an advantage program that offers customers various benefits.

For example, with each R$1 spent, you accumulate 1 point. Thus, these points do not expire and can be used to pay invoices with restaurants, airline tickets, accommodation, Uber, Netflix and Ifood.

And, in addition, Nubank Rewards compensates customers who spend more than R$1600.00 per month on the Nubank card, being able to receive benefits in points. You can also schedule payments and the account has online service 24 hours a day.

Another advantage is that, through the Nubank application, you can consult expenses, request an increase in the Nubank card limit, check the due date of the invoice and also speak directly with the Nubank service team. It is also possible to make a direct deposit into the account, yielding daily at a higher rate than the savings account.

Well, one of the advantages of the Neon account is that it does not charge an annuity, that is, it is not necessary to pay maintenance fees for the account, as with the Nubank account.

And, in addition, you still have a super intuitive app full of functions, such as bill payment, transfers, bank slips, among others.

In this, Banco Neon still gives you access to the Neon card that has a Visa flag with international coverage, giving customers discounts and offers, such as the Vai de Visa program, and you can even shop in Brazil and anywhere else in the world with your Neon card.

In addition, you can pay invoices through direct debit. As well as requesting and closing the account in the bank application is completely free of cost. And Neon entitles you to 1 free monthly withdrawal.

So, among Nubank's disadvantages are charging fees for performing some services, such as financial transfers, exemption from automatic debit option, withdrawals, exemption from income tax refund option, among others.

Therefore, do an analysis to find out if the Nubank digital account is the best alternative for you, among many others that are available, such as the Neon digital account.

Well, one of the biggest disadvantages of the Neon account is the fees charged, which are considered high for transfers and in the case of installment accounts.

And, in addition, the credit analysis of the Neon card is usually time consuming compared to other analyzes from other banks.

So, the Nubank digital account or Digital Neon account are account options with innovative, different and very interesting proposals to bring more security and comfort to customers!

Therefore, make an analysis of the accounts that are available to you in the market and see which one is the best option for you. But if you still have doubts, find out about other digital accounts that may meet your needs. For this, access our recommended content and check it out!