You've probably heard of Ame Digital. When it comes to cashback, this platform is very popular. But now they also offer a digital account service, combined with the app's wallet.

Therefore, in this payment account it is possible to receive and transfer money. In addition to making your payments normally and still receiving cashback for it. The Ame Digital account also offers a free prepaid card.

It is even possible to contract some lines of credit with Ame. You can hire both a credit card – free and with the Mastercard brand. Or else, a loan to realize your financial goals.

Continue reading and find out how the Ame Digital account works!

In summary, Ame Digital is an account in the form of a digital wallet. That is, you can both insert your cards from other banks to make payments. But you can also use it as an account.

Therefore, make your Ame cards, receive money, transfer and Pix. In addition, Ame has cashback in several stores. For example, Americanas and Submarino are partner stores. Therefore, almost all purchases have cashback at Ame.

In addition, with the account you can pay bills for free. From wherever you are, directly from your cell phone. By the way, mobile recharge can also be done directly through the application. And still earn cashback.

Furthermore, Ame Digital offers two card options. An international prepaid card, with no annual fee and with the Mastercard brand. It is a good option for those who do not have available credit.

In addition to this, it is also possible to hire a traditional credit card. This card also has cashback available and also participates in the Mastercard Surpreenda program. A points program for you to exchange points for discounts on products.

The Ame Digital account is mainly indicated for those who use the cashback service a lot, and want to keep their money centralized in one place. That's because the cashback amount goes straight to your account.

Therefore, you can use it without much bureaucracy. In addition, it can be a good account option for those who buy a lot with Ame and want to use a prepaid card or international credit card.

In terms of account limit, it is not possible to specify. That's because Ame Digital doesn't offer a service like overdraft. Therefore, it is difficult to measure the limit value of the account.

However, it is possible to hire services such as a credit card or a loan. In this sense, the limit value depends a lot on the credit analysis of each one. That is, the bank will analyze your history and understand how much it can offer you.

But after all, is this account really worth it? We will show you what are the main advantages and disadvantages. Check out:

First, as an advantage, we can mention the fact that it is an available cashback account. Therefore, in some establishments, when you pay with Ame, you can get your money back.

In addition, the account allows you to make transfers and pay bills for free. So, not just a payment account.

In addition, the Ame Digital account also has two card options available. It is possible to contract the prepaid card. Which can be monitored by the super app itself. In addition to also having the option of a credit card with no annual fee.

When we talk about disadvantages, we can mention that this account is more focused on payments. Therefore, for some people it may leave something to be desired. 

Mainly because Ame is not necessarily a bank. That is, it does not have some services that are only available in financial institutions, such as an overdraft, for example.

Finally, now you know a little about the Ame Digital account. It is a great option for anyone who wants a simple payment account without a lot of bureaucracy. And it still has cashback and a good credit card. 

That way, if you want to open an account it can be very easy. Just download the application, the Super App. This will allow you to register. The app asks for some basic information and also a photo document.

After following these steps, just start using the Ame Digital account! In this other article, we detail the step by step for you to open your Ame Digital account. Check out!